How many hours do insurance salesman work?
Asked by: Ethan Heaney | Last update: October 21, 2025Score: 4.5/5 (31 votes)
How many hours do insurance agents work?
Insurance Agents generally work between 40 to 50 hours per week, but this can fluctuate depending on client needs, policy renewals, and sales goals. Many agents have the flexibility to set their own schedules, which can lead to working evenings or weekends to accommodate clients.
Is insurance sales a stressful job?
However, it can also be stressful, as sales targets and client expectations can sometimes be demanding. The job requires patience, persistence, and empathy, as you navigate through various policies and ensure clients understand their options.
Do insurance agents have a flexible schedule?
Flexible work schedule
While there are deadlines and client commitments to meet, many insurance agents have the freedom to set their own hours and work-life balance. This autonomy can be particularly appealing to individuals who value independence and control over their schedule.
Why do most life insurance agents quit?
Research shows (opens in a new window) that 80% of finance and insurance agents feel they aren't valued at work; they feel they are “only evaluated on what went wrong or could have been done better.” This is a major issue for finding and retaining top talent, which is more important than ever (opens in a new window).
My First 90 Days To Six Figures As An Insurance Agent
Why are insurance agents so rich?
One of the primary reasons insurance agents can accumulate wealth is their commission-based income structure. Unlike salaried employees, agents earn a percentage of the premiums they sell to clients. As they build a client base and generate more sales, their income potential increases.
Is life insurance the hardest thing to sell?
Life insurance is a very difficult product to sell. Simply getting your prospect to acknowledge and discuss the fact they are going to die is a hard first step. When and if you clear that hurdle, your next task is creating urgency so they buy right away.
Does selling insurance pay well?
How much does a Selling Insurance make? As of Jan 17, 2025, the average annual pay for a Selling Insurance in the United States is $78,517 a year. Just in case you need a simple salary calculator, that works out to be approximately $37.75 an hour. This is the equivalent of $1,509/week or $6,543/month.
What are the cons of being an insurance agent?
- Unpredictable income. Working in a commission-based role has its drawbacks. ...
- High-pressure work environment. Selling insurance can be stressful. ...
- Finding new leads can be challenging. ...
- Limited paid time off. ...
- Experiencing a lot of rejection.
Is insurance sales a good part-time job?
You may find that the insurance industry can be a very profitable way to work for yourself, have a flexible schedule, and help the people you work with! A part-time insurance business is a great way to dip your toes in the water and find out if it's right for you.
What is the hardest job in sales?
The Sales Development Rep (or outbound rep) whose main goal is setting qualified meetings – has the hardest job in sales, in my opinion. The Sales Development Rep (or outbound rep) whose main goal is setting qualified meetings – has the hardest job in sales, in my opinion.
Which type of insurance salesman makes the most money?
While there are many kinds of insurance (ranging from auto insurance to health insurance), the most lucrative career in the insurance field is for those selling life insurance.
Is it hard to get into insurance sales?
The requirements to become an insurance agent vary by state, but they can often be completed much faster than other professions that require a license. Exactly how long does it take to become an insurance agent? Most people can become one in only a few weeks, and a bachelor's degree isn't required.
What is the hardest part of being an insurance agent?
What is the hardest part of being an insurance agent? The hardest part of being an insurance agent often revolves around the constant need for lead generation and sales. Many agents struggle with the cold calling aspect, where rejection is frequent, and maintaining a steady stream of new clients can be challenging.
Do insurance agents get a base salary?
Insurance agents usually make money through commissions, with the commission amount often depending on the type and number of insurance policies they have sold and whether these policies are new or renewals.
Do insurance agents make 6 figures?
A life insurance agent's income potential is uncapped. Some of the highest earners make well over six figures each year, while others choose to work as part-time insurance agents to earn some extra cash.
Why is selling insurance so hard?
There is a very high turnover rate in insurance sales & you have to constantly keep up with rules changing, plan changes, etc. Being a broker means you can offer people the plan that works best for their needs, not just shove the one company you're contracted with in their face knowing better is actually out there.
Why do most life insurance agents fail?
The most commonly cited reason insurance agents fail is that they fail to listen to their customers and take the time to find the best product to suit their needs. Agents who bring the right solutions to customers build trust, and that helps them build a book of loyal customers.
What is the best insurance to sell?
Life insurance is the most profitable—and the hardest—type of insurance to sell. With the highest premiums and the longest-running contract, it brings in cash over a long period of time. In the first year, agents make the largest annual sum on a policy, bringing in anywhere from 40–120% of the policy premium.
Is selling insurance a side hustle?
Selling insurance as a side hustle offers a flexible and potentially lucrative opportunity to earn extra income. Whether you're a stay-at-home parent, a college student, or a full-time employee looking to boost your earnings, becoming an insurance agent can provide a rewarding way to achieve your financial goals.
How many policies does an insurance agent sell per month?
How many policies does an insurance agent sell? According to the financial reports, the Official Number is 2.5 policies per month. However, many people just do it part-time.
How fast can I make money selling insurance?
Most businesses don't make any profit in their first year of operating. It could take anywhere from 18 to 24 months for your insurance sales to actually provide profit. Don't feel discouraged. Every small business owner has to clear this hurdle.
Can I sell my $100000 life insurance policy?
You'll probably need to have at least a $100,000 life insurance policy and be over the age of 65 to sell your policy. Life settlement companies will pay more if you have a health condition that leads to a lower life expectancy.
Is it illegal to sell life insurance?
Most types of life insurance that an individual purchases directly can be sold once they are no longer needed. Term, whole life, and universal policies can all be sold on the secondary market. However, you will likely not be able to sell any life insurance policy provided by your employer or issued by the government.