How many states have the Affordable Care Act?

Asked by: Rogers O'Connell  |  Last update: August 19, 2023
Score: 4.5/5 (17 votes)

For the 2022 and 2023 plan year:
24 states use the federal Marketplace. Three states have state-based Marketplaces but use the federal Marketplace for plan enrollment. Six states have state-federal partnership Marketplaces.

Which states do not have the Affordable Care Act?

Wyoming, Kansas, Texas, Wisconsin, Tennessee, Mississippi, Alabama, Georgia, South Carolina and Florida have yet to adopt the expansion of Medicaid, leaving over 2.1 million people in the “coverage gap” — meaning they fall into the income level that would make them eligible for Medicaid but cannot access it because ...

Is Affordable Care Act federal or state?

On March 23, 2010, the ACA became federal law. It made the most significant changes in the U.S. health care system since Medicare was established in 1965.

What states use ACA the most?

The federal marketplace accounted for 69% of 2021 ACA enrollments and the state exchanges accounted for 31% of enrollments. Three states accounted for 42% of all ACA enrollees in 2021: Florida, California, and Texas. Rounding out the top five states using Obamacare plans are North Carolina and Georgia.

How many states offer expanded coverage as part of the ACA?

To date, 41 states (including DC) have adopted the Medicaid expansion and 10 states have not adopted the expansion. Current status for each state is based on KFF tracking and analysis of state expansion activity.

Obamacare Explained: Understanding the Affordable Care Act

22 related questions found

What are the income limits for the Affordable Care Act 2023?

In 2023, you'll typically be eligible for ACA subsidies if you earn between $13,590 and $54,360 as an individual, or between $27,750 and $111,000 for a family of four. For most people, health insurance subsidies are available if your income is between 100% and 400% of the federal poverty level (FPL).

Which states run their own ACA exchanges?

States which currently use State-Based Health Insurance Marketplaces:
  • California – Covered California.
  • Colorado – Connect for Health Colorado.
  • Connecticut – Access Health CT.
  • District of Columbia – DC Health Link.
  • Idaho – Your Health Idaho.
  • Kentucky – Kynect (Kentucky Health Benefit Exchange)
  • Maine – CoverME.

Does Florida have Affordable Care Act?

Florida residents can apply for Affordable Care Act (ACA) health insurance plans, also known as Obamacare plans, during the annual Open Enrollment Period, which usually occurs from November 1 – December 15 each year.

Does Texas have ACA?

The State of Texas offers eligible full-time employees and their dependents coverage that currently meets the ACA's minimum coverage requirement. The State offers this coverage through ERS and the GBP.

Who does the ACA benefit the most?

2020). The coverage gains under the ACA made it easier for people to get health care. Adults with low income have benefited the most from the law's insurance subsidies, out-of-pocket cost protections, and expansion in Medicaid eligibility.

Is everyone covered under the Affordable Care Act?

Everyone in California has access to health insurance. Pre-existing health conditions cannot deny anyone health coverage or extra charges. Children can be listed on their parent's health plan until they are 26 years of age.

Is Obamacare and Affordable Care Act the same?

The comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”). A measure of income issued every year by the Department of Health and Human Services (HHS).

Who supports the Affordable Care Act?

Views of the ACA are still largely driven by partisanship: nearly nine in ten Democrats (87%) along with six in ten independents (58%) view the law favorably, while eight in ten Republicans (79%) hold unfavorable views.

Did Congress pass the Affordable Care Act?

The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act and colloquially known as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.

Is the Affordable Care Act a failure?

Not only did the ACA fail to control the rising cost of insurance, but it also failed to make health care and prescribed medicines affordable. According to a West Health and Gallup, 30 percent of surveyed individuals did not seek needed medical treatment due to the cost from September to October 2021.

What falls under the Affordable Care Act?

A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.

Is Texas the least health insured state?

In addition, a workforce with access to health care can help increase productivity and economic output. Texas has both the highest number and the highest percentage of uninsured residents in the nation.

What is the minimum income to qualify for the Affordable Care Act in Texas?

Generally, if your household income is 100% to 400% of the federal poverty level, you will qualify for a premium subsidy. This means an eligible single person can earn from $13,590 to $54,360 in 2022 and qualify for the tax credit.

How well is the Affordable Care Act working?

Has it improved coverage? Indisputably, yes. More than 20 million people have gained coverage as a result of the ACA. It has dramatically reduced the uninsured rate.

Is the Affordable Care Act different in every state?

The ACA set out to provide health insurance to more uninsured adults across the country, regardless of their income, state, or health status. However, premium costs, expanded Medicaid services, and plan availability may differ from state to state.

Is ACA still in effect 2023?

Today, the Biden-Harris Administration announced that a record-breaking more than 16.3 million people have selected an Affordable Care Act (ACA) Marketplace health plan nationwide during the 2023 Marketplace Open Enrollment Period (OEP) that ran from November 1, 2022-January 15, 2023 for most Marketplaces.

Is the Affordable Care Act universal?

Excerpt. The Patient Protection and Affordable Care Act is an American law passed in March of 2010. Its primary goal is to achieve universal health insurance coverage by facilitating cooperation among employers, citizens, and the government.

What states is Aetna ACA in?

California, Delaware, Illinois and New Jersey providers: Aetna® to enter the individual exchange market. We're expanding! As previously shared, we re-entered the ACA exchanges in Arizona, Florida, Georgia, Missouri, Nevada, North Carolina, Texas and Virginia on January 1, 2022.

Is Covered California the same as Obamacare?

Obamacare health insurance plans are available through the Covered California insurance marketplace and Health for California. If you sign up for insurance through Covered California, you are covered by Obamacare. Since these two options are the same, you do not have to worry about choosing between the two.

What is the difference between a PPO and a HMO?

HMOs don't offer coverage for care from out-of-network healthcare providers. The only exception is for true medical emergencies. With a PPO, you have the flexibility to visit providers outside of your network. However, visiting an out-of-network provider will include a higher fee and a separate deductible.