How much is AARP car insurance for seniors?

Asked by: Henry Robel  |  Last update: April 29, 2025
Score: 4.9/5 (41 votes)

Car Insurance Made for Senior Drivers You can pay as little as $78*** a month for car insurance with the AARP Auto Insurance Program from The Hartford. Plus, you can take advantage of exclusive benefits for seniors, like saving up to 10% just for being an AARP member.

How much is AARP auto insurance for seniors?

How much does AARP car insurance cost? The average cost of AARP auto insurance is $1,332 per 12-month policy — or approximately $111 per month (methodology). AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.

Does AARP really save you money on car insurance?

This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you're on the road. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.

What is the cheapest car insurance for seniors over 60?

Nationwide — the most affordable company for seniors

At $77 a month, Nationwide is the cheapest car insurance company for drivers in their 60s and can cover all of your bases when it comes to coverage.

Is AARP auto insurance cheaper than Allstate?

Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.

🔥 AARP Auto Insurance Review: Pros and Cons

19 related questions found

How much is AARP insurance a month?

How much is AARP life insurance per month? AARP life insurance can cost as little as $11 monthly or as high as $900. The final price depends on the type of policy (whole, term, or guaranteed acceptance), product, age, gender, state of residence, and health.

Who typically has the cheapest car insurance?

Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.

What is the best car insurance for senior citizens?

The Best Auto and Home Insurance Companies for Seniors
  • State Farm - Most affordable.
  • Allstate - Best bundling.
  • USAA - Best for military personnel and veterans.
  • AARP from The Hartford - Best membership benefits.
  • Travelers - Best customizable packages.

Does your car insurance go up when you turn 65?

So overall, barring no other changes, your car insurance rate may continue decreasing throughout your 50s and 60s, and it may increase starting around age 75.

What is AARP car insurance called?

You could save hundreds on car insurance through the AARP® Auto Insurance Program from The Hartford.

Is AARP good insurance for seniors?

AARP Life Insurance Review: A Good Option for No Medical Exam Coverage. AARP is a good life insurance option for seniors with pre-existing conditions, but rates are high for healthy seniors. Currently insured? It's free, simple and secure.

How much does AARP roadside assistance cost?

Roadside Protection Starting at $5.50/Month.

Does Allstate offer an AARP discount?

Roadside Assist

This is the most popular plan for AARP members who do most of their daily driving locally or close to home. Sign up today to get a 10% discount on your first year.

How much is insurance for 70 year old?

How much does life insurance for seniors cost? A 10-year, $500,000 term life insurance policy for healthy, 70-year-old nonsmokers costs an average of $351 per month for men and $233 per month for women. Whole life insurance can be much more to account for lifelong coverage and cash value.

At what age is car insurance cheapest?

Experienced drivers are less likely to have accident claims, which means they cost less to insure. At Progressive, the average premium per driver tends to decrease significantly from 19-34 and then stabilize or decrease slightly from 34-75. At age 75, the average premium begins trending upward.

Who has the cheapest car insurance for senior citizens?

Our research found that Auto-Owners, Travelers, Geico, USAA and Nationwide may be the cheapest car insurance companies for seniors based on average rates from Quadrant Information Services. Rates provided are for a 70-year-old driver with a clean driving record.

Why do seniors pay more for car insurance?

However, as a driver's age increases, so does their risk of being involved in an accident. Therefore, car insurance rates for seniors may increase as they age. To learn more about car insurance costs and get your personal AARP member quote, call The Hartford at 888-546-9099.

What age is car insurance most expensive?

18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 9 percent less to insure than their female counterparts.

What is the best insurance company for older cars?

Best classic car insurance
  • Best for availability: American Collectors.
  • Best for restored vehicles: Hagerty.
  • Best for regular use: Safeco.
  • Best for immediate coverage: Grundy.
  • Best for high-value vehicles: Chubb.

Who is the #1 insurance company in the USA?

State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.

What age can you get AARP car insurance?

If you're at least 50 years old and an AARP member, then you can also enjoy great rates, benefits and coverages from the AARP Auto Insurance Program from The Hartford. Call 888-546-9099 to ask about how you can start saving today.

Who is cheaper, GEICO or Progressive?

GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.

How do I get lower car insurance?

Nine ways to lower your auto insurance costs
  1. Shop around. ...
  2. Before you buy a car, compare insurance costs. ...
  3. Ask for higher deductibles. ...
  4. Reduce coverage on older cars. ...
  5. Buy your homeowners and auto coverage from the same insurer. ...
  6. Maintain a good credit record. ...
  7. Take advantage of low mileage discounts. ...
  8. Ask about group insurance.

Is Allstate cheaper than GEICO?

GEICO is much cheaper and has better ratings than Allstate. Your experience with GEICO and Allstate will vary based on individual rating factors.