How much is Aflac accident per month?

How much will AFLAC pay for a broken finger?

If a doctor diagnoses the fracture as a chip fracture, we will pay 25% of the amount shown for the affected bone. The maximum amount payable for the Fracture Benefit per covered accident is 150% the benefit amount for the fractured bone that has the higher dollar amount.

How far back will AFLAC pay?

We will pay the amount shown when, because of a covered accident, you are injured and those injuries cause confinement to a hospital for at least 24 hours within 90 days after the accident date.

Can you have Aflac without a job?

If you find yourself unable to work, Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury. Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.

How long do I have to have Aflac before I can file a claim?

How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.

Does Aflac pay if you quit your job?

Q: If I quit, can I keep my AFLAC plan? A: Yes, your benefit is portable – and can follow you to your new employer. Your premium will become directly billed by AFLAC. AFLAC stipulations will apply.

Does AFLAC still have one day pay?

If an eligible claim is submitted via SmartClaim by 3 p.m. ET, Monday-Friday, with all supporting documentation, Aflac processes, approves and disburses payment for the claim within one business day.

Does AFLAC cover auto accidents?

Aflac pays you (unless assigned) direct cash benefits if an accident does occur, helping to offset the expensive costs that come with unforeseen injuries.

What documents are needed for AFLAC accident claim?

Accidental death - Certified death certificate & beneficiary statement claim form. Police report - Required for MVA and any other occurrence investigated by the police. Physician's office notes. Emergency room - ER or urgent care report.

What is considered an accidental injury?

Accidental injury as the name suggests delineates all those types of injuries which are the outcome of a mishap. Falls, cuts, burns, road accidents, bites, stings, and drowning are examples of accidental injuries. Accidents can happen at any time and accidental injury is a significant cause of death.

Is there a waiting period for Aflac?

The Plan contains a 30-day Waiting Period. This means no benefits are payable for any Insured who has been diagnosed before their coverage has been in force 30 days from the Effective Date.

Can you cash out Aflac policy?

Available cash – You can borrow from the policy's cash value to help pay medical expenses, college tuition, or any other bills you may have. Increase in the cash values – Any increase in the cash value of a life policy is not subject to income tax while the cash remains in the policy.

What is Aflac insurance good for?

Aflac supplemental insurance provides an additional layer of financial protection for your employees and their families in the event of a serious accident or illness. For over 60 years, we've focused on giving customers the best supplemental insurance experience possible.

Does AFLAC pay for hospital stays?

E. DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.

What percentage does AFLAC pay?

Aflac pays full disability benefits even when the policyholder is working any job and receiving income of up to 80 percent of the pre-disability income, allowing for a gradual return to work during the benefit period while continuing to recuperate.

Does Aflac pay for blood work?

LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician's office, an Urgent Care Center, or an Ambulatory Surgical Center.

Does AFLAC cover car insurance?

Aflac does not offer car insurance. Instead, the company has a variety of supplemental insurance coverages that complement existing auto policies. Some of the options include accident insurance, hospital insurance, and short-term disability insurance.

Does Aflac pay by check or direct deposit?

Providers who participate in direct deposit will have claims payments from Aflac electronically deposited directly into their bank account through Electronic Funds Transfer (EFT).

How do I get my money from Aflac?

Does Aflac cover anxiety?

Mental or emotional disorders, including but not limited to the following: bipolar affective disorder (manic-depressive syndrome), delusional (paranoid) disorders, psychotic disorders, somatoform disorders (psychosomatic illness), eating disorders, schizophrenia, anxiety disorders, depression, stress, or post- partum ...