How much is car insurance a month in Georgia?

Asked by: Brittany Bode  |  Last update: February 11, 2022
Score: 4.9/5 (21 votes)

Car insurance in Georgia costs $91 per month, on average, or $1,095 per year. The average cost of car insurance in Georgia is 52% higher than the national average auto insurance premium, and Georgia ranks 44 out of 50 for the most affordable car insurance rates in the U.S.

How much is car insurance a month normally?

The average cost of car insurance is $716 per year, or about $60 per month, for drivers with minimum coverage and a clean record, according to WalletHub's 2022 analysis. Individual rates may vary based on factors such as driving record, age, car type, and credit history.

What is the average cost of auto insurance in your Georgia?

The average car insurance cost in Georgia is $1,388 per year — less than the nationwide average by 2.8%. But car insurance premiums are affected by factors other than state lines.

Is car insurance in Georgia expensive?

The average cost of car insurance in Georgia is $1,638 per year, putting the state in the top 10 most expensive for auto insurance. Car insurance is so expensive in Georgia because of high costs for auto repairs and healthcare, dangerous highways, weather events and uninsured drivers.

Is car insurance cheaper in FL or GA?

You should expect to pay less for auto insurance in Georgia than you did in Florida. The usual annual car insurance rate in Georgia is $364 less expensive than the average cost in Florida. The exact cost will vary, depending on your coverage, driving and insurance history, and your auto insurance company.

Cheapest Car Insurance in Georgia ★ How to Get the Best Auto Insurance rate

17 related questions found

How much is the average electric bill in Georgia?

According to a 2017 report from the U.S. Energy Information Administration (EIA), the average monthly energy bill in Georgia is $126.38. That's $14.71 above the national average of $111.67.

Why is my car insurance so high?

Common causes of overly expensive insurance rates include your age, driving record, credit history, coverage options, what car you drive and where you live. Anything that insurers can link to an increased likelihood that you will be in an accident and file a claim will result in higher car insurance premiums.

How can I lower my car insurance?

Listed below are other things you can do to lower your insurance costs.
  1. Shop around. ...
  2. Before you buy a car, compare insurance costs. ...
  3. Ask for higher deductibles. ...
  4. Reduce coverage on older cars. ...
  5. Buy your homeowners and auto coverage from the same insurer. ...
  6. Maintain a good credit record. ...
  7. Take advantage of low mileage discounts.

Is car insurance expensive in Atlanta?

Average Cost of Car Insurance in Atlanta

The average annual car insurance rate in Atlanta is $1,638, which is the same as the Georgia average but higher than the national average. Atlanta drivers typically pay about 15% more than the nationwide average rate.

Is clear cover in Georgia?

Clearcover is currently available in 15 states: Arizona, California, Georgia, Illinois, Indiana, Louisiana, Maryland, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, Texas, Utah, and Wisconsin.

How much is insurance for a car?

The average car insurance cost in the United States is $1,655 per year for full coverage, or about $138 per month, according to 2022 data pulled from Quadrant Information Services. Minimum coverage costs an average of $480 per year. These are national average rates for drivers with clean records.

Is 500 a month too much for car insurance?

According to The Zebra, a $500 deductible is the auto insurance industry standard. On average, drivers can expect to pay just over $900, or around $150 a month, for a six-month policy that includes a $500 deductible.

Is 200 dollars a lot for car insurance?

The price of insurance is relative and many many things affect it. $200 might be a great price. Just make sure you get quotes from different places.

Why did my car insurance go up $100?

Since people are driving more and more, accidents are on the rise. This causes an increase in how much is paid out by insurance companies for each claim. Rising medical costs is the reason for the steep hike in price for cost per claim, which translates to higher auto insurance premiums. Health care costs are climbing.

What do u mean by insurance?

Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies or perils. 1. There are many types of insurance policies. Life, health, homeowners, and auto are the most common forms of insurance.

What is the average homeowners insurance cost in Georgia?

The average cost of homeowners insurance in Georgia is $1,376 per year, or about $115 per month, for $250,000 in dwelling coverage, according to Bankrate's 2021 study of quoted annual premiums.

How much does the average person spend on life insurance per month?

The average cost of life insurance is $27 a month. This is based on data provided by Quotacy for a 40-year-old buying a 20-year, $500,000 term life policy, which is the most common term length and amount sold.

Why are houses in Georgia so cheap?

So, why are houses so inexpensive in Atlanta? According to Investopedia, the national median list price is $199,000 while Atlanta's median is $184,900. ... All in all, Atlanta seems to have an abundant inventory of homes and lots just waiting for buyers. When supply outweighs demand, prices always remain low.