How much is Kaiser Senior Advantage per month for seniors?
Asked by: Modesta Sanford | Last update: August 29, 2025Score: 4.2/5 (54 votes)
How much is Kaiser Senior Advantage Plus?
For all 4 benefits, you pay a $21 monthly premium, which is added to your monthly Senior Advantage premium. To learn more about how to enroll, please see “How to Enroll in Advantage Plus” on page 16.
How much does senior advantage cost?
The estimated average monthly Medicare Advantage plan premium for 2025 is expected to decrease slightly to $17—from $18.50 in 2024—but this cost may vary based on the insurer and level of coverage. Some plan premiums could be $0, while others could be $200 or more.
Is Kaiser Senior Advantage Plus worth it?
And even better, it's affordable. As a Kaiser Permanente Senior Advantage member, you enjoy the ease of combining your Medicare coverage with Kaiser Permanente coverage in a single plan. Now, with Advantage Plus, you can get valuable comprehensive dental, fitness, hearing, and vision benefits added to your plan.
How does Kaiser Senior Advantage work with Medicare?
Senior Advantage combines your Kaiser Permanente coverage with your Medicare coverage into a single plan at no additional premium. Senior Advantage gives you all the benefits of Medicare, plus more. You may also save money with Senior Advantage because you pay only copayments for services.
How much is Kaiser Senior Advantage per month?
What is the out of pocket maximum for Kaiser senior advantage?
Understanding your costs
Kaiser Permanente Senior Advantage has no deductible and the out-of-pocket maximum is $1,500. Typical out-of-pocket costs: Office visits/Urgent care: $20. Emergency room visits: $65.
How much does Medicare Part D cost?
The average estimated monthly Part D plan premium in 2025 is $46.50. Other factors can affect the cost of Part D including monthly premium, yearly deductible and copayments. High-income earners may pay a surcharge known as the “income-related monthly adjustment amount” (IRMAA).
What are the downsides of Kaiser Health Insurance?
If you do a search of online reviews of Kaiser, you'll discover a lot of complaints about everything from limiting doctor visits, long ER wait times, and decreasing service accessibility to limiting the number of contracted specialists, making appointments inconvenient, and increased office visit waiting times.
What states have Kaiser senior advantage?
- California.
- Colorado.
- Georgia.
- Hawaii.
- Maryland.
- Oregon.
- Virginia.
- Washington.
Why do doctors not like Medicare Advantage plans?
Across the country, provider grumbling about claim denials and onerous preapproval requirements by Advantage plans is crescendoing. Some hospitals and physician practices are so fed up they're refusing to accept the plans — even big ones like those offered by UnitedHealthcare and Humana.
Does Kaiser Senior Advantage offer OTC benefits?
Save time and money by ordering health and wellness products with your quarterly over-the-counter (OTC) credit offered with your Kaiser Permanente Senior Advantage (HMO) plan.
How do I cancel my Kaiser Senior Advantage Plus?
To request a disenrollment form, please call our Member Service Contact Center toll free at 1-800-232-4404 (TTY 711 for the hearing/speech impaired), seven days a week, 8 a.m. to 8 p.m. For more details about disenrollment, see your Kaiser Permanente Senior Advantage Evidence of Coverage.
What is the difference between Medicare and Senior Advantage?
Medicare Advantage is an alternative to traditional Medicare offered by private health insurance companies. Medicare Advantage plans cover all the same services under Original Medicare Part A and Part B, but often include prescription drug coverage and extra benefits.
What is the best medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
What is the biggest disadvantage of the Medicare Advantage plan?
Medicare Advantage Plan Pros And Cons
One disadvantage is that some Medicare Advantage plans may offer fewer options when it comes to doctors and hospitals, as they may have smaller plan networks than Original Medicare.
Why are people leaving Medicare Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.
Is Kaiser a good Medicare Advantage plan?
Kaiser Permanente's Medicare Advantage health plans are highly rated, according to the Centers for Medicare & Medicaid Services (CMS) 2025 Star ratings. Every year, Medicare evaluates plans based on a 5-star rating system.
Why do doctors leave Kaiser?
The biggest gripe I've heard as a chief and experienced as a Kaiser physician is the lack of flexibility or the lack of autonomy. Clinic, OR, and call schedules are made 6-months in advance. The clinic template is also preset. If you want to start clinic a little bit later, that's not possible.
Does everyone have to pay $170 a month for Medicare?
Most people pay no premiums for Part A. For Medicare Part B in 2025, most beneficiaries will pay $185 per month. Certain factors may require you to pay more or less than the standard Medicare Part B premium in 2025.
Is GoodRx better than Medicare Part D?
Consider using a GoodRx coupon instead of Medicare in the following situations: Your medication isn't covered by your Medicare plan. The medication costs less with a GoodRx coupon than with your Medicare copay. You don't expect to reach your annual deductible.
How much does Humana cost per month for seniors?
Premiums for Humana's plans start at $0 per month in addition to your Medicare Part B premium. In 2024, the standard part B premium amount is $174.70, but this number can go all the way up to $594 per month for high-earning seniors3.