How often can I use my OTC card?

Asked by: Mr. Evan Davis  |  Last update: January 9, 2024
Score: 4.5/5 (8 votes)

How often can I use my OTC benefit? Your OTC benefit can be utilized once a month or once a quarter, not to exceed your benefit's allowance. A Member will not be allowed to place multiple orders during a monthly or quarterly benefit period.

How often does the OTC card reload?

At the beginning of each calendar quarter, your OTC card is loaded with the quarterly OTC amount for your plan. Your balance does not carry over—try to spend the full amount before the end of each quarter. Don't throw out your card—it will be reloaded at the start of the next calendar quarter.

Can I buy paper towels with my OTC card?

You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.

How do I know what I can buy with my OTC card?

Eligible items include:
  1. Nicotine replacement therapy items.
  2. Band aids and first aid supplies.
  3. Food scales.
  4. Oral hygiene care products.
  5. OTC antibiotic creams/ointments.
  6. OTC antihistamines and allergy sprays.
  7. OTC cold/cough/flu drugs.
  8. OTC pain relievers.

What can you not buy with OTC card?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card.

how to make OTC “work smoother” (health insurance)

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Can I buy toothpaste with OTC card?

OTC (Over-the-Counter) Plus and OTC Card

Staying healthy is easier with a Healthfirst OTC Plus and OTC card. Save on items you use every day, such as toothpaste, eye drops, aspirin, and more, when you shop at participating neighborhood stores and select online retailers, with free home-delivery options available.

Can I withdraw money from my OTC?

OTC withdrawals are available up to the daily withdrawal authorization limits, provided the Available Balance in your account is greater than or equal to the cash withdrawal amount requested.

Can I use my OTC card at Dollar Store?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

How do I use my OTC debit card?

Once activated, you can use your OTC and Grocery Card for eligible purchases at participating stores. No PIN or signature is required for in-store purchases — it works just like a prepaid card. Go to the checkout lanes, and simply swipe the card for payment.

How do I use my Walmart OTC card?

During checkout, use your OTC Card. Approved purchases are automatically paid for up to your approved balance. Any remaining balance will require an additional form of payment. If you are shopping for OTC items at Walmart, you will receive free shipping for orders over $35.

Can I buy soap and shampoo with my OTC card?

As a general rule, OTC does not cover anything that is not used to treat a specific medical condition. General health and wellness items used for hygiene maintenance and basic personal care are not covered.

What can I buy with OTC benefits?

Use your healthy food, OTC and utility bill credit to:
  • Buy healthy foods like fruits and vegetables, meat, seafood and dairy products.
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.
  • Pay utility bills like electricity, gas, water and internet.

What can I buy with my OTC card 2023?

Categories of covered OTC items include generic and brand name products for allergy, sinus, cold and flu; pain relief; home health care and daily living; supports, braces and wraps; dental and oral health; eye and ear care; first aid; smoking cessation; diabetes care; foot care; digestive health; incontinence; skin ...

Do I need a PIN to use my OTC card?

You will not need a PIN to use your card. Your available OTC spending allowance amount will apply to the eligible items. Your total will reflect the OTC savings.

How do I pay with OTC?

To use your OTC Card, take your card and your covered OTC item(s) to the checkout at any participating store or pharmacy.

Can I use my OTC card at Family Dollar?

In addition to shopping from Medline, members can use their OTC card in-store at CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart, and at Walmart.com. IMPORTANT: The new 2023 OTC card has a magnetic strip on the back for swiping the card at participating retail stores.

Does Dollar General accept United Healthcare OTC card?

Dollar General UCard update

UnitedHealthcare welcomed Dollar General to the over-the-counter benefit network, helping to give members a convenient and budget-friendly shopping option.

How do I use my OTC network card at CVS?

You can redeem your benefit at any register. section or in the aisle through the store. Not all items may be available through your plan. Go to any front store register to check out and provide the store associate with your member ID card.

Does OTC card need to be activated?

Cards must be activated prior to use. Cards can only be used at participating retailers for approved products they carry. Approved products are frequently updated and may vary by retailer.

What type of card is OTC card?

What is an OTC Card? An OTC Medicare card is provided by private insurance carriers through Medicare Advantage plans. You can use this card to purchase select over-the-counter products at participating locations.

Can you use OTC card at Kroger?

Convenience and value are important factors when your clients shop using their OTC network — and they deserve nothing but the best. That's why we are proud to include all Kroger Company stores as participating retailers.

What is OTC Network card?

As a health plan member, you have been provided an OTC Network payment card that can be used to purchase thousands of products on Medline at Home. Your OTC card is preloaded with a set dollar amount.

What is the daily limit for one?

ATMs: You can withdraw up to $500 a day. All cash withdrawals using your debit card are subject to the $5,000 daily card spending limit.

How much money can I withdraw with OTC card?

The benefit to an OTC cash withdrawal is that you can withdraw a larger amount, up to $705 per transaction with the same withdrawal fee. In addition, financial institutions often do not charge for OTC withdrawals or "cash advances." OTC withdrawals are also subject to a larger daily maximum, up to $1000 per day.

What is OTC spending allowance?

Your OTC benefit helps you save money on a wide range of over-the-counter health and wellness products. You can use your benefit amount to purchase products such as pain relief, first aid, cold and allergy medicine, dental care items and more. Check your OTC catalog for the list of items covered by your benefit.