How often do I get money on my OTC card?

Asked by: Reinhold Kuhlman  |  Last update: December 14, 2023
Score: 4.9/5 (14 votes)

As long as you are an active member, your OTC Card will automatically reload on the first day of every quarter (January 1, April 1, July 1, and October 1).

How often does my OTC card reload?

At the beginning of each calendar quarter, your OTC card is loaded with the quarterly OTC amount for your plan. Your balance does not carry over—try to spend the full amount before the end of each quarter. Don't throw out your card—it will be reloaded at the start of the next calendar quarter.

How do you get the balance on your OTC card?

You can check the balance on your OTC card at any time by:
  1. calling 1‑888‑682‑2400. You will be asked to enter your OTC card number.
  2. or by visiting Once on the site, you will be asked to enter your OTC card number.
  3. or by calling Member Services.

Can I buy paper towels with my OTC card?

You can use your card to buy things like: Food and fresh groceries, like meat, vegetables, and canned goods. Everyday items, like toothpaste, shampoo, deodorant and shaving cream. Household goods, like laundry detergent, paper towels and tissues.

What does the OTC card pay for?

Use your OTC Plus card to pay for non-prescription drugs, health-related items, healthy foods, and home utilities such as gas, electric, water, and internet service. Save at your neighborhood pharmacy, farmers' markets, online, and other participating retailers.

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Can I withdraw money from my OTC?

OTC withdrawals are available up to the daily withdrawal authorization limits, provided the Available Balance in your account is greater than or equal to the cash withdrawal amount requested.

How much can I withdraw from my OTC card?

The benefit to an OTC cash withdrawal is that you can withdraw a larger amount, up to $705 per transaction with the same withdrawal fee. In addition, financial institutions often do not charge for OTC withdrawals or "cash advances." OTC withdrawals are also subject to a larger daily maximum, up to $1000 per day.

Can you buy body wash with OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I buy milk with my OTC card?

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs. You can find a complete list of eligible items by clicking on this link: Full list of eligible items.

Can I buy candy with OTC card?

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

How do I use my OTC card for food?

Once activated, you can use your OTC and Grocery Card for eligible purchases at participating stores. No PIN or signature is required for in-store purchases — it works just like a prepaid card. Go to the checkout lanes, and simply swipe the card for payment.

How do you use your OTC card at Walmart?

During checkout, use your OTC Card. Approved purchases are automatically paid for up to your approved balance. Any remaining balance will require an additional form of payment. If you are shopping for OTC items at Walmart, you will receive free shipping for orders over $35.

Can I use my OTC card at Family Dollar?

In addition to shopping from Medline, members can use their OTC card in-store at CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart, and at IMPORTANT: The new 2023 OTC card has a magnetic strip on the back for swiping the card at participating retail stores.

What months does the OTC card reload?

As long as you are an active member, your OTC Card will automatically reload on the first day of every quarter (January 1, April 1, July 1, and October 1). You have the full 3 months to use your benefit amount. Be aware that any balance remaining at the end of a quarter does not roll over to the next quarter.

What can I buy with my OTC card 2023?

Categories of covered OTC items include generic and brand name products for allergy, sinus, cold and flu; pain relief; home health care and daily living; supports, braces and wraps; dental and oral health; eye and ear care; first aid; smoking cessation; diabetes care; foot care; digestive health; incontinence; skin ...

Do I need a PIN to use my OTC card?

You will not need a PIN to use your card. Your available OTC spending allowance amount will apply to the eligible items. Your total will reflect the OTC savings.

What items are covered with the OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Does Walmart take OTC cards for food?

While not every OTC recipient is eligible to purchase food with their OTC card, some plans cover the purchase of healthy foods such as fresh fruits and vegetables. This can help OTC recipients cut down on their monthly grocery bill by subsidizing the purchase of certain foods.

What can I buy with OTC benefits?

Use your healthy food, OTC and utility bill credit to:
  • Buy healthy foods like fruits and vegetables, meat, seafood and dairy products.
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.
  • Pay utility bills like electricity, gas, water and internet.

Can I use my OTC card in CVS?

The OTC benefit offers you an easy way to get generic over-the-counter health and wellness products by going to any OTC Health Solutions-enabled CVS Pharmacy®, CVS Pharmacy y mas®, or Navarro® store.

Can I use my United Healthcare OTC card at Walgreens?

Use your OTC credit on your UnitedHealthcare UCard to: Choose from thousands of brand name and generic OTC products, like vitamins, pain relievers, toothpaste, cough drops and more. Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Is there an app for the OTC card?

The OTC Network® Mobile App allows you to keep track of your balance and easily find eligible items and discounts when shopping at participating retailers. Visit the App Store or GooglePlay and search OTC Network to download the latest version of the OTC Network Mobile App.

What is a purchase daily dollar limit?

Your ATM Withdrawal and Daily Debt Purchase limit will typically vary from $300 to $2,500 depending on who you bank with and what kind of account you have. There are no monetary limits for withdrawals from savings accounts, but federal law does limit the number of savings withdrawals to six each month.

How much can you withdraw from Walmart over-the-counter?

Walmart locations: You can take out a maximum of $999.00 for each transaction but can not exceed $3,000 for the day. ATMs: You can withdraw up to $500 a day. All cash withdrawals using your debit card are subject to the $5,000 daily card spending limit.

Can I take money off my card at Walmart?

The Walmart cash back limit is $100 with any debit card purchase, and $20 for personal checks. Additionally, customers with either a Capital One Walmart Mastercard or Store Card can use their card's Quick Cash feature to withdraw cash in $20 increments, up to $100.