How to become a remote life insurance agent?
Asked by: Elissa Wilkinson | Last update: August 23, 2025Score: 4.7/5 (18 votes)
Can you work remotely selling life insurance?
There's lots of WFH jobs in the insurance industry. If you're independent you can also wfh at least with life and health. Get inbound leads or call outbound leads and close deals over the phone.
Is becoming a life insurance agent worth it?
Becoming a life insurance agent can be a promising career for some people, as it can provide a steady income and the opportunity to help others. However, it may not be a good fit for everyone, as it requires strong sales and communication skills, as well as the ability to build and maintain relationships with clients.
How much do home insurance agents make per policy?
The average commission rate for insurance agents ranges from 10% to 20%, with some agents earn as much as 30% or more. For example, if an agent sells a policy with a $1,200 annual premium, and the commission rate is 15%, the agent would earn $180 per policy.
How do I become a remote agent?
Patrick Bet-David Gives Great Advice To New Insurance Agents!
How to become a remote insurance agent with no experience?
The primary qualifications to become a remote insurance agent are a high school diploma and the appropriate licenses. The requirements for licensure vary by state but usually include taking a short course and passing an exam. You may need to get licensed in your employer's state instead of your own.
Is it hard to get hired for a remote job?
The competition for remote jobs is probably higher than competition for on-site jobs, so you have to market yourself and create an outstanding resume.
What kind of insurance agent gets paid the most?
While there are many kinds of insurance (ranging from auto insurance to health insurance), the most lucrative career in the insurance field is for those selling life insurance.
What is the commission for life insurance?
Commission structures vary by policy and company. But typically, life insurance agents receive as commission 60% to 80% of the premiums you pay in the first year. They collect smaller commissions in subsequent years. Added up, 5% to 10% of all the premiums you pay over the life of the policy could go to commissions.
What is the most profitable insurance to sell?
Life insurance is the most profitable—and the hardest—type of insurance to sell. With the highest premiums and the longest-running contract, it brings in cash over a long period of time. In the first year, agents make the largest annual sum on a policy, bringing in anywhere from 40–120% of the policy premium.
Why do most life insurance agents quit?
Research shows (opens in a new window) that 80% of finance and insurance agents feel they aren't valued at work; they feel they are “only evaluated on what went wrong or could have been done better.” This is a major issue for finding and retaining top talent, which is more important than ever (opens in a new window).
Is selling life insurance a good hustle?
In our opinion, it doesn't hurt that insurance is a lucrative business. You can gain commissions on the plans that you sell, so it's entirely up to you how much you want to hustle. You can also make more money with consistent renewals, so it pays in the long run to have loyal clients.
What is passive income for insurance agents?
Benefit #4: Passive Income
Your commission percentage on a policy drops after the first year, but you keep earning 5% to 10% as long as the policyholder pays their monthly premium. This is passive income you receive each month without even having to get out of bed.
What insurance companies hire remotes?
- Applied Systems. Cloud • Insurance • Payments • Software • App development • Big Data Analytics. ...
- Pie Insurance. Fintech • Insurance • Machine Learning • Other • Analytics • Automation. ...
- MetLife. ...
- Northwestern Mutual. ...
- Spark Advisors. ...
- Vertafore. ...
- Embroker. ...
- Agero.
How to sell life insurance from home?
Yes, you can sell life insurance from home. You'll need a state license to sell life insurance, and you may need a business license from your state or municipality as well. 51 A computer, high-speed internet connection, printer, and phone will allow you to work productively and meet virtually with clients.
How difficult is it to sell life insurance?
Selling insurance can be stressful. It requires long work hours. You can also experience constant pressure to meet different quotas and targets. The highly competitive nature of the profession can create a work environment that often leads to stress and burnout.
How many policies does an insurance agent sell per month?
About on average 25 to 40 per month. 2.5 policies per month is the Official Number from the financial reports. But many people do it part time. 10 on average.
How is an agent first year commission?
A first-year commission is the fee an insurance company pays to an agent for selling a new policy. This payment is calculated as a percentage of the premiums the policyholder pays during the first year of the policy.
How do life insurance agents get clients?
- Blog posts.
- Webinars.
- Professional partnerships.
- Client referrals.
- Google My Business.
- Paid ads.
What is the hardest part of being an insurance agent?
What is the hardest part of being an insurance agent? The hardest part of being an insurance agent often revolves around the constant need for lead generation and sales. Many agents struggle with the cold calling aspect, where rejection is frequent, and maintaining a steady stream of new clients can be challenging.
Can a insurance agent be a millionaire?
It isn't the most glamorous profession, and it often gets associated with pushy salespeople that force their products down your throat. But here is the reality: there is a lot of money in the money business! The financial services industry has created more millionaires than any other industry.
What is the best insurance company to work for as an agent?
Farmers Insurance
Farmers Insurance Group is another American insurance company that sales agents and employees find best to work for. It offers a comprehensive range of insurance products and financial services, including auto, home, renters, life, and business insurance among others.
How to get a remote job with no experience?
- Identify and show off your skills relative to each position.
- Make the connection between your current experience and what the job ad calls for.
- Try to get familiar with the most popular remote tools.
- Work on the skills you lack/need while you apply for remote roles.
Why is it so hard to get a remote job in 2024?
High Competition
Most candidates prefer remote work opportunities because who wouldn't want to save on expenses that can be consumed during an on-site job? Hence, remote work job opportunities attract a large number of applications, and you need to stand apart from the crowd to get the job offer.
How much do remote jobs typically pay?
As of Jan 18, 2025, the average hourly pay for a Remote in the United States is $30.44 an hour. While ZipRecruiter is seeing hourly wages as high as $58.65 and as low as $16.35, the majority of Remote wages currently range between $19.95 (25th percentile) to $29.81 (75th percentile) across the United States.