How to become an insurance agent with no experience online?

Asked by: Freda Gleichner  |  Last update: September 2, 2025
Score: 4.4/5 (8 votes)

How to Become an Online Insurance Agent. The minimum qualifications to become an online insurance agent include a high school diploma and strong interpersonal communication skills. You also need a state license to sell insurance, which entails completing coursework and taking exams.

How to become an insurance agent from home with no experience?

How To Become A Work-From-Home Insurance Agent: 5 Steps
  1. Earn your insurance license(s). Regardless of where you choose to work, you must be licensed to sell a specific type of insurance in a given state. ...
  2. Contract with an insurer(s). ...
  3. Set up your home office. ...
  4. Source leads. ...
  5. Contact prospects and close the sale.

How long does it take to become an insurance agent in CA?

Hours of study: In California, the Life and Accident and Health license is the highest line of authority you can test for, and its 52 hours of required prelicense study is the highest of all insurance licenses.

Can I be an insurance agent as a side hustle?

You may find that the insurance industry can be a very profitable way to work for yourself, have a flexible schedule, and help the people you work with! A part-time insurance business is a great way to dip your toes in the water and find out if it's right for you.

What kind of insurance agent gets paid the most?

While there are many kinds of insurance (ranging from auto insurance to health insurance), the most lucrative career in the insurance field is for those selling life insurance.

What To Expect Your First 90 Days As An Insurance Agent!

44 related questions found

What's the best paying side hustle?

What are the most profitable side hustles to make money?
  • Starting a dropshipping business.
  • Selling your own handcrafted products.
  • Creating and selling your own designs.
  • Selling digital marketing services through freelance work.
  • Teaching an online course.
  • Starting an affiliate marketing business.

Is the insurance exam hard?

An insurance licensure exam is one of the most difficult tests to take because of the range of topics covered. Data gathered by professional licensing resource website State Requirement shows the passing rate to be around 60%.

Do insurance agents get paid hourly?

Captive Agents are agents who work directly under the insurance carrier. They are employees of the carrier and represent them and their products. Since the carrier is their only employer, the captive agent receives a paycheck based on either an hourly or a salary basis.

What disqualifies you from getting an insurance license in California?

Any criminal convictions (except juvenile offenses) (This includes DUIs, reckless driving convictions, driving on a suspended license convictions, misdemeanors, felonies, military offenses, etc.); and. Any criminal charges pending at the time you submit your application.

What disqualifies you from getting an insurance license in PA?

(A) Examples of criminal violations which the Department may consider related to the applicant's suitability to engage in the business of insurance are unlawful advertising of insurance business, unlawful coercion in contracting insurance, furnishing free insurance as an inducement for purchases, unlawful collection ...

Which state has the hardest insurance exam?

In fact, the Nevada property and casualty exam has the highest pass score requirement, and is widely known as the most difficult exam to pass.

Is it hard to get an insurance agent license?

The requirements to become an insurance agent vary by state, but they can often be completed much faster than other professions that require a license. Exactly how long does it take to become an insurance agent? Most people can become one in only a few weeks, and a bachelor's degree isn't required.

Can I do insurance from home?

Starting your own insurance agency from home can be a daunting task. Making sure you have an excellent internet connection, the right tech tools, and a home office are a good start. You must still contract with insurance companies and meet clients – thankfully, these can also be done online and from your home office.

Do all insurance agents make good money?

The latest data from the Bureau of Labor Statistics (BLS) shows that insurance agents earn a mean annual salary of $79,650 or an hourly rate of $37. While wages for entry-level professionals can be significantly lower, industry veterans with an established customer network can earn salaries that can reach six-figures.

How to be a remote insurance agent?

The primary qualifications to become a remote insurance agent are a high school diploma and the appropriate licenses. The requirements for licensure vary by state but usually include taking a short course and passing an exam. You may need to get licensed in your employer's state instead of your own.

How many hours a day do insurance agents work?

Insurance Agents generally work between 40 to 50 hours per week, but this can fluctuate depending on client needs, policy renewals, and sales goals. Many agents have the flexibility to set their own schedules, which can lead to working evenings or weekends to accommodate clients.

What insurance company pays their agents the most?

Popular companies for an Insurance Agent
  • Allstate. 3.5. $42K - $67K. ...
  • Platinum Supplemental Insurance. 3.2. $55K - $99K. ...
  • Farmers Insurance Group. 3.2. $67K - $114K. ...
  • New York Life. $97K - $176K. /yr. ...
  • SelectQuote. 3.1. $55K - $93K. /yr. ...
  • Bankers Life. $63K - $113K. /yr. $84K. ...
  • USAA. $51K - $78K. /yr. $63K. ...
  • American Income Life. 3.1. $68K - $122K. /yr.

How many policies does an insurance agent sell per month?

How many policies does an insurance agent sell? According to the financial reports, the Official Number is 2.5 policies per month. However, many people just do it part-time.

What is the easiest insurance exam?

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits.

How can I make $2000 a month on the side?

7 methods to make an extra $2k per month
  1. Deliver food or groceries. ...
  2. Rent out extra space in your home. ...
  3. Become an online tutor. ...
  4. Set up a profitable blog or YouTube channel. ...
  5. Rent out your car. ...
  6. Sell handmade items. ...
  7. Become a virtual assistant.

How to make $500 a week on the side?

How to make 500 dollars fast
  1. Housekeeping. Housekeeping is something you can do independently or under an agency. ...
  2. Virtual Assistant. Becoming a virtual assistant is a newer phenomenon that many find lucrative. ...
  3. Work in a Restaurant. ...
  4. Emergency Call Operator. ...
  5. Lyft Driver. ...
  6. DoorDash. ...
  7. Instacart. ...
  8. Website Tester.

How to make $1,000 a week on the side?

Making an extra $1,000 a week on the side might sound too good to be true, but multiple side hustles can help you earn money in your spare time. Freelance writing, reselling used clothes or household goods, taking paid surveys, and renting out your car or home are just some ways you can earn that extra income.