How to buy diapers with FSA?
Asked by: Larissa Kassulke | Last update: October 9, 2025Score: 4.7/5 (50 votes)
Can I buy diapers with a FSA account?
No, diapers are not an approved FSA or HSA expense.
The Internal Revenue Service considers baby diapers personal care items rather than medical expenses, making them ineligible for FSA/ HSA reimbursement.
Can you buy baby products with FSA?
Comments Section You can use FSA money on anything FSA eligible. Yes you can, but you can also stock up on things like sunscreen and bandaids if you don't want to rush into buying baby stuff just to hit a year-end deadline. If you have leftover funds with an FSA, then it doesn't hurt you to use them!
Are pull up diapers FSA eligible?
Diapers don't qualify for fsa, but pads/tampons do.
Can you buy baby bottles with FSA?
Baby Bottles: FSA Eligibility
Baby bottles reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
How to use your FSA money - My 6 best buys
Are car seats FSA eligible?
Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you buy tampons with an FSA?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Can I buy toothbrush with FSA?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Are Boppy pillows FSA eligible?
Support pillows – Breastfeeding pillows (like the Boppy) are not FSA eligible, though most moms say they're must-haves. That said, an orthopedic neck support pillow might be comforting for new moms during some of those late nights and early mornings.
How to get free diapers or pull ups?
To find out if an agency in your area provides diaper assistance to families in need, please call 2-1-1 on your phone or search online at 2-1-1.org. Specialists are available 24/7 to help identify local resources that may be able to help provide diapers and other basic necessities.
Can I pay my babysitter with my FSA?
Yes! You can include expenses paid to a babysitter if the services are necessary for you and your spouse, if married, to work, look for work, or attend school full-time. However, your dependent care costs are not eligible if you did not find a job and have no earned income for the year.
Can you buy toilet paper with FSA?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Is FSA worth it for pregnancy?
How an FSA can help new moms. Women who are pregnant or trying to become pregnant can save money on essential supplies by contributing to an FSA. Before pregnancy, an FSA can be used to buy fertility kits, pregnancy tests and sperm test kits.
Are pee pads FSA eligible?
To be eligible for FSA coverage, incontinence supplies must be deemed medically necessary. This means that you'll need a healthcare provider's diagnosis confirming the need for these supplies to manage the symptoms of incontinence. Without the proper documentation from your doctor, reimbursement may not be possible.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Is Haakaa FSA eligible?
Shop FSA Eligible Products from Haakaa | FSA Store.
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Can you claim diapers on FSA?
Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Can I buy bandaids with FSA?
Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I buy vitamins with FSA?
Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.
Is ChapStick FSA eligible?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.