How to get off Medi-Cal in California?

Asked by: Wilson Ebert IV  |  Last update: June 16, 2025
Score: 4.6/5 (5 votes)

Coverage cancellation: If you want to cancel your Medi-Cal plan, you can request this cancellation through Covered California. Changing to a private plan: You can enroll in a private plan through Covered California if you will lose your Medi-Cal coverage soon.

How do I remove myself from Medi-Cal?

Contact your local county office.

If you report a change, you have to wait for your eligibility to be evaluated. If you want to end your Medi-Cal coverage immediately, you may be able to do this by withdrawing your application.

How do I switch from Medi-Cal to Covered CA?

Moving Between Covered California and Medi-Cal

To report changes, call Covered California at (800) 300-1506 or sign in to your online account.

Do you have to pay back Medi-Cal in California?

Do you have to pay back California Medicaid? The Medi-Cal program is required to seek repayment from the estates of certain deceased Medi-Cal members. The rules state that repayment only applies to the benefits received by members on or after their 55th birthday and who owned assets at the time of death.

What happens if I don't report my income change to Medi-Cal?

Your Medi-Cal coverage will end if you don't turn in your renewal form or you are missing proof of things like income that the county asked you to send. Your local Medi-Cal office will mail you a letter (Notice of Action) to let you know if you didn't turn in your renewal form or are missing information.

What Is Medi-Cal? (Part 1)

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What happens if you lie to Medi-Cal?

And the felony penalties for this form of Medi-Cal fraud include: Felony probation; Two (2), three (3) or five (5) years in county jail; and/or. A fine of up to fifty thousand dollars ($50,000) or double the amount of the fraud, whichever is greater.

What is the new law for Medi-Cal in 2024?

Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.

How to avoid Medi-Cal?

Federal regulations prevent the DHCS from pursuing recovery for Medi-Cal services in the following circumstances:
  1. The deceased's spouse is still alive, whether they live in California or not.
  2. A disabled underaged child of the deceased resides in the deceased's home.

Can I use Medi-Cal if I have another insurance?

Any other secondary private insurance must be billed before Medi-Cal will cover the service. The provider must contract with both the private insurance and the Medi-Cal managed care plan.

How do I remove myself from Covered California?

If you need to cancel your health or dental plan, you can do so by logging in to your Covered California account. Covered California requires at least 14 days advance notice to process this request. It is strongly recommended that you request plan termination to be effective at the end of the month.

How to switch from Medi-Cal to Kaiser?

You have the right to change your Medi-Cal health plan at any time. You can call Medi-Cal HCO Monday – Friday, 8 a.m. to 6 p.m. at (800) 430-4263 (TTY (800) 430-7077). Or go to www.healthcareoptions.dhcs.ca.gov.

Can I choose Covered California instead of Medi-Cal?

Health plans available through Medi-Cal and Covered California both offer a similar set of important benefits, called essential health benefits. You can apply for both programs at the same time when you use our single application.

Can you remove yourself from Medicaid?

You may also have the option of simply ending your coverage, although typically you have to report changed circumstances as a reason to end your coverage. You can report online, over the phone, or by visiting a local Medicaid office in person.

Does Medi-Cal check tax returns?

You do not have to file taxes to qualify for Medi-Cal.

How do I withdraw from Medi-Cal?

If you need to cancel your Medi-Cal coverage, call your local county office. Once you are released from Medi-Cal, get a quote online to view rates and enroll in a Covered California plan. Be aware that there are different income limits for Medicaid/Medi-Cal versus Covered California (the state exchange.)

Does Medi-Cal look at your bank account?

Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information.

What will disqualify you from Medi-Cal?

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.

Can I own a house and get Medi-Cal in California?

First, if you own a home, you can still qualify for Medi-Cal. California has one of the best health services in this regard because California does not ask that you sell your home and pay for your medical needs, but rather it will front all the medical bills for you while you are alive.

Is Medi-Cal mandatory?

Medi-Cal members are “mandatory” if they are aged, blind, disabled, and getting Supplemental Security Income (SSI) or State Supplementary Payments (SSP), or if they get CalWORKS benefits and/or Medi-Cal only with no share of cost. This means they must join a Medi-Cal medical plan.

How do I protect my assets from Medi-Cal?

Proper elder law Medi-Cal planning is having all assets held in a decedent's revocable living trust to avoid both probate and Medi-Cal recovery. It is very important to plan for your loved ones by having a revocable living trust.

What happens if you make too much for Medi-Cal?

What can I do if I make too much money for Medi-Cal? You may get a private health plan through Covered California. You could also get financial assistance. If you qualify, your local Medi-Cal office will share your information.

How far back does Medi-Cal look at assets?

The 30 month period in California (or 5 year period in other states) is known as the “look-back period.” In essence, state Medicaid agencies are “looking back” for assets transferred at less than fair market value.