How to use UCard for groceries?

Asked by: Werner Mraz  |  Last update: April 17, 2025
Score: 4.8/5 (9 votes)

Download the UnitedHealthcare mobile app and access the UCard Hub on the go. With the app, you can check your balance, shop in-store using the product scanner, check out with your digital UCard and more. Please confirm the county for your location.

Can I buy groceries with my UnitedHealthcare UCard?

A UnitedHealthcare UCard may be used to purchase approved food items, over-the-counter medications and health items and even utility bills. Your UnitedHealthcare Ucard also serves as your plan ID card that you would present to a doctor or pharmacy when using your plan benefits or checking in at the gym.

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What groceries can you buy with an OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

How to use UnitedHealthCare Ucard at Walmart

38 related questions found

What does the UnitedHealthcare UCard pay for?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

Can I use my UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

How much money is on my UCard?

On the Web: You can check your balance on the UCard Online Card Office by logging in to the new Get Funds site. If you have not yet registered to Get Funds, you will need to register first. At Points of Sale: At points of sale, your UCard balance will be displayed automatically after every transaction.

Can I buy soda with my UCard?

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

Why won't my healthy Benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can I use my UCard at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I buy bread with my UnitedHealthcare card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Where can I shop with my UCard?

Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.

What kind of food can I buy with my UnitedHealthcare card?

Use the handy list below to help you shop for foods that qualify.
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

What does my UCard cover?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can I use my UCard at Dollar General?

Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.

Can you use your UCard at Sam's Club?

Enhancements coming to your Jarvis experience. UCard® can now be used at Sam's Club.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What groceries can I buy with my healthy Benefits card?

Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.

Where can I use my UnitedHealthcare spending card?

You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard.