Is a Ford Focus expensive to insure?

Asked by: Dr. Modesto Sipes  |  Last update: December 9, 2022
Score: 4.5/5 (38 votes)

The average annual cost of insurance for a Ford Focus is $1,253, which is less than the average for all car models by $174. Insurance rates for a Ford Focus differ by approximately $693 depending on the insurance company you choose.

How much does it cost to insure a 2012 Ford Focus?

A 2012 Ford Focus insurance cost is $95 per month or $1,144 a year, on average.

Is insurance high for Ford Focus ST?

The average Ford Focus ST auto insurance rates are $1,374 a year or $115 a month.

Are Ford cars cheap insurance?

Ford drivers pay an average of $1,297 per year for auto insurance, which is relatively inexpensive compared to other car brands.

Are newer cars cheaper to insure?

Is it cheaper to insure a new or old car? Unfortunately, there's no clear answer to this. The cost of your premium will depend partly on your car - generally the newer the car, the better its safety and security.

Are Newer Cars Cheaper to Insure than Older Cars?

19 related questions found

How much is insurance for a 2014 Ford Focus?

The average insurance costs for a Ford Focus is $238 a month or $2,856 a year. With a base price of $16,775, the annual insurance cost–to–base car price ratio is 17.0%, making the Focus an expensive sedan to insure.

How much does it cost to insure a Focus ST?

The average annual cost to insure a Ford Focus ST is $3,043, which is $436 higher than the average annual cost to insure Fords. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.

How much is insurance for a Ford Focus ST?

Ford Focus models range from insurance groups 7 to 41, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £721 for cover on a Ford Focus Zetec 1.6 3dr, or around £1,018 for a Ford Focus 2.3T 350 RS Edition EcoBoost 5dr.

Is Ford Focus reliable?

The Ford Focus Reliability Rating is 4.0 out of 5.0, which ranks it 27th out of 36 for compact cars. The average annual repair cost is $569 which means it has average ownership costs. The frequency and severity of repairs are both fairly average when compared with all other vehicles.

Why are Ford Fusions so expensive to insure?

The reason Ford Fusion insurance is so expensive when compared to other similar models is primarily due to the extra cost for liability insurance. The Ford Fusion tends to have above average liability insurance claims, especially for personal injury and bodily injury claims.

How much is it to insure a 2019 Ford f150?

The average insurance for a Ford F-150 is $1,184 annually, which is $243 less than the national average. The cost to insure a Ford F-150 can vary by as much as $394 per year depending on the insurance company.

Is ecoboost more expensive to insure?

The average rate to insure a Ford Mustang Ecoboost is $68 lower than the average car insurance rate. Depending on the insurer you choose, the cost of your insurance may differ by as much as $796 per year. The model year of your Ford Mustang Ecoboost may affect your insurance rates by as much as $519 per year.

Is insurance high on Bronco sport?

The average annual cost to insure a Ford Bronco Sport is $2,388, which is $219 lower than the average annual cost to insure Fords. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.

Why do old cars cost more to insure?

Because insurance premiums are based on risk, age of the car does play a factor. It's true that cars which are a few years old are less valuable than brand new cars.

Are older cars dearer to insure?

Given that older cars are typically less valuable and more affordable, it seems natural that they'd be cheaper to insure. It's true that it might cost your insurance provider more to replace a newer car than an older car (except for classic or collector's cars). This could result in higher premiums for a newer car.

Are older cars cheaper to insure UK?

Are older cars cheaper to insure? Car insurance premiums can be more expensive for an older car because they tend not to have the security features of a newer, more modern car.

What is the cheapest car to own and maintain?

The trusty Toyota Corolla is the most affordable vehicle on the road in terms of annual maintenance costs, multiple experts said. A Corolla will cost its owner about $350 in annual maintenance costs, though the rate will rise over time.

What is the most cheap car in the world?

The Nano's development

The Nano was developed by Tata Motors with the goal to help families be able to have their own vehicles at an affordable price. The first Nano only cost 100,000 rupees, a little over $1400 USD.

How much does it cost to insure a Ford Lightning?

How much does it cost to insure a Ford F150 Svt Lightning. The average annual cost to insure a Ford F150 Svt Lightning is $1,165, which is $1,443 lower than the average annual cost to insure Fords.

What is the average insurance cost for a Ford F150?

Start QuoteCompare F150 car insurance rates and save on your next policy. Ford F-150 insurance cost averages $1,478 per year, $739 for a 6-month policy, or $123 per month for full coverage insurance, depending on the trim level.

Are Ford F150 expensive to maintain?

Here is the short answer to are Ford F-150 expensive to maintain: The F-150 is not expensive to maintain. It costs around $800 to maintain an F-150 truck per year, which is lower than the annual average of $936 for the full-size pickup class.

What's wrong with Ford Fusion?

While there are many serious Ford problems owners don't know about, the Fusion has well-documented issues with engine stalls, fire, loss of acceleration, transmission shifting, noisy creaks, leaks, tricky lug nuts, steering failures, among others.