Is a mommy makeover covered by insurance?
Asked by: Dandre Ryan | Last update: June 25, 2025Score: 4.5/5 (41 votes)
How do people afford a mommy makeover?
Many women finance their Mommy Makeover procedures using personal loans, credit cards, or healthcare financing companies. Others use savings or arrange to pay for their procedures in installments. Although a Mommy Makeover is a big investment, it can actually be more affordable and cost-effective than you may think.
What reasons will insurance cover a tummy tuck?
Usually, tummy tucks are viewed by insurance plans as being a cosmetic procedure. Sometimes if the patient has severe separation of the rectus abdominis muscles resulting in rectus diastasis, ventral hernia, and excess abdominal skin and fat, the tummy tuck procedure may be covered by insurance.
How do you qualify for a mommy makeover?
- You are in good medical health.
- You are at your ideal body weight.
- You have a positive outlook and realistic expectations.
- You are finished with childbearing.
How much does a mommy makeover cost in the US?
Mommy makeover statistics
The major costs that factor into your total are the surgeon's fee, facility fee, anesthesia fee, post-surgery fees and cost of implants. So, to provide a somewhat straightforward answer, the overall cost for mommy makeover surgery can range from $9,000 to $20,000.
Mommy Makeover Costs: What Determines it, Ranges, Financing, and What Insurance Covers
How much weight is typically lost with a mommy makeover?
Potential Results from a Mommy Makeover
The potential results of a mommy makeover vary depending on the individual and the types of procedures they undergo. Typically, a mommy makeover can help a person lose anywhere from five to fifteen pounds, however this is not guaranteed.
What is the best age for a mommy makeover?
When it comes to a Mommy Makeover, the main factors determining your eligibility are overall health and skin condition, not age. While many women in their 30s undergo the procedure after having children, women in their 40s, 50s, or even 60s can also be great candidates.
What does my BMI have to be to get a mommy makeover?
If you're interested in a mommy makeover, what's actually important is that your BMI (body mass index) is below 30 and that you're close to your personal ideal weight. Your BMI is a measurement of how healthy your weight is relative to your height.
Can you make payments on mommy makeover?
Special Financing Options
Many patients who wish to get a mommy makeover will usually discuss the plastic surgery cost, financing, and monthly payment options with their surgeons first. Most plastic surgeons will offer some special plastic surgery financing; of course, there will be some sort of collateral required.
What is the weight limit for a mommy makeover?
In general, mommy makeovers and other cosmetic surgeries are performed at BMIs of 30 or lower. Talk to Dr. Jean about your options if you have a BMI over 30. As for your overall body weight, you'll need to be close to your ideal weight, preferably within 10-20 pounds of your ideal weight.
How to get a medically necessary tummy tuck?
To increase your chances of getting a tummy tuck covered by insurance, you'll need to meet specific requirements: Medical Necessity – your surgeon must document the medical necessity of the procedure, outlining how the excess skin or abdominal wall laxity negatively impacts your physical health and quality of life.
How to get plastic surgery covered by insurance?
When plastic surgery is covered by insurance is typically when a doctor believes that the procedure is necessary or that it's vital to recover from a traumatic event, injury, or illness. In most cases, insurance will cover reconstructive plastic surgery after the loss of a significant body part, such as a breast.
What disqualifies you for a tummy tuck?
- Preexisting health issues.
- Currently smoking or using tobacco products.
- Obese or overweight.
- Body Mass Index (BMI) over 30.
- Any previous clotting issues or surgical complications.
- Currently taking any medications, anticoagulants, or supplements that might interfere.
How much should I save for a mommy makeover?
Average Mommy Makeover Costs
According to the American Society of Plastic Surgeons (ASPS), the total cost of a Mommy Makeover often ranges from $9,000 to $20,000. The price range is quite variable, depending on what procedures are performed.
How to get a mommy makeover without surgery?
Of course, you can always supplement your Mommy Makeover with non-invasive treatments such as Botox, Juvederm, Voluma, Volbella, Thermi Tight, or a microdermabrasion to soften wrinkles, remove deep lines, repair acne scars and stretch marks or even out skin tone.
How much does Sono Bello mommy makeover cost?
One of the attractive aspects of a Sono Bello Mommy Makeover is its relatively affordable pricing. The cost of Sono Bello's TriSculpt procedure typically ranges from $3000 to $5000 per area, making it a more budget-friendly option for those looking for body contouring solutions.
What credit score do you need for a mommy makeover?
Mommy Makeover Financing Plans
Most cosmetic surgery lenders offer 12-month interest-free payment plans. Your first step is to check your credit score, and then check if it qualifies you for one of the plans on offer. You'll need a credit score of at least 600-620 to be approved for medical financing.
How much does a non surgical tummy tuck cost?
The average cost of non-surgical fat reduction is $1,226, according to the American Society of Plastic Surgeons. Note that this pricing likely does not include related expenses, such as prescription medication, what the surgeon charges and any additional costs added by the place you have the surgery.
How many hours does a mommy makeover take?
Usually, an entire mommy makeover surgery consisting of a tummy tuck and a breast lift with augmentation generally takes about 4-6 hours. Though this may sound like a long day followed by a long recovery, having multiple procedures in one surgery saves you time as it only requires one recovery.
How many sizes do you go down after a mommy makeover?
On average, many patients can expect to drop 1 to 3 sizes after their Mommy Makeover. They often find that they fit more comfortably into their existing clothes now that their “trouble spots” have been smoothed with a tummy tuck and liposuction.
Who is a good candidate for a mommy makeover?
Women who are in relatively good shape, healthy and at a stable weight, don't smoke, and have realistic expectations about their appearance are generally good candidates for a mommy makeover.
How much did your mommy makeover cost?
A Mommy Makeover can cost from $10,000 to $30,000 or more, depending on the surgeon, the components of the surgery, the patient's individual physical characteristics, and the geographic area where the surgery is performed.
How much weight does a mommy makeover take off?
It's important to note that a mommy makeover is not intended as a weight loss surgery. While it may involve procedures that remove excess fat, like liposuction and tummy tucks, these methods do not result in substantial weight loss. Generally, most patients do not lose more than ten pounds during the surgery.
Is 40 too old for a tummy tuck?
The surgery can also be used to address loose, stretched abdominal skin due to pregnancy or aging. There is no “best age” for getting a tummy tuck. There is also not an ideal tummy tuck age range, as anyone young or old can be a good candidate for the procedure.
What are the cons of a mommy makeover?
As with any surgery, there is always a risk of complications, such as infection, bleeding, and adverse reactions to anesthesia. In addition, the combination of multiple procedures in a mommy makeover can increase the risk of complications. Another potential downside to a mommy makeover is the cost.