Is AAA considered car insurance?

Asked by: Dario Fisher IV  |  Last update: February 11, 2022
Score: 4.4/5 (1 votes)

AAA auto insurance coverages and benefits
There are numerous AAA auto clubs throughout the U.S., and many of them sell and provide car insurance through different regional companies. ... But AAA members in Southern California, Texas and northern New England are covered by the Auto Club Enterprise Group.

Is AAA considered auto insurance?

AAA basically offers 3 types of auto insurance: coverage for others and their property, coverage for you and your passengers, and coverage for your assets. AAA car insurance is famous for its emergency road service. ... If you are an AAA Basic member, you will have to pay for the fuel.

Is AAA membership different from insurance?

Membership is often required to purchase AAA insurance, but discounts for being a member often cover the fees. Many AAA clubs have their own insurance company offering home, renters, life and auto insurance, but not all.

Is AAA auto insurance expensive?

Find Cheap Auto Insurance Quotes in Your Area

For drivers with a bad driving record, AAA's insurance premiums were only 46% more expensive on average, than their rates for drivers with clean motor vehicle records — compared to a 51% difference for Geico.

What does Triple A full coverage cover?

AAA full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.

The Truth About AAA Car Insurance

18 related questions found

Does AAA work in all states?

Yes, you can call AAA for Roadside Assistance from anywhere in the United States.

What are the benefits of Triple AAA?

AAA benefits can more than pay for the cost of a membership
  • Roadside Assistance. We cover any vehicle whether you're the driver or a passenger. ...
  • Discounts. Save on attractions, movies, dining, electronics, and more. ...
  • Identity theft protection. Use ProtectMyID® to safeguard your personal information. ...
  • Hertz® benefits.

Are you supposed to tip AAA guy?

Some argue that the services provided by companies like AAA are difficult; exceptional skill and kindness should be rewarded with a tip. ... If you think the worker went above and beyond and deserves a tip, the general consensus is $5 for small services like a jumpstart, unlock, or flat tire, and $10 for a tow.

Who owns Triple A insurance?

AAA is a privately held not-for-profit national member association and service organization with over 60 million members in the United States and Canada.

How much is Triple A car insurance a month?

AAA car insurance costs an average of $576 annually, or $48 per month. AAA's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more.

Does AAA cover rental car insurance?

With AAA auto insurance, you are typically covered for rental cars up to your same coverage limits in the United States. If you drive an old beater at home but rent a brand, new luxury car, you may not have sufficient coverage.

What's the difference between AAA Basic and Plus?

AAA Classic is our core membership product that sets the standard of excellence in roadside assistance and provides safety, security, savings and peace of mind to our members. AAA Plus enhances the Classic Membership Product benefits for those members that desire a greater level of coverage.

How many free miles do you get with AAA?

When your vehicle cannot be started or safely driven, it will be towed without charge to a destination of your choice up to five miles from the point of breakdown for Classic members and up to 100 miles for Plus members.

Can Triple A change a tire?

Your AAA Membership covers you in the event your tire needs air. If air does not solve the issue, we can install a spare tire. If a spare is not available, AAA can tow your vehicle to a repair location of your choice. Coverage limits will depend on your membership level.

Do you tip AAA battery jump?

Do you tip roadside assistance, and how much? ... You're not required to tip roadside assistance. They are paid an hourly wage for their job.

How long can you drive on a spare tire?

Space-saver spares cannot be driven over 50 mph. Space-saver spare tires shouldn't be driven for more than 70 miles. You'll have less traction than with a full-size spare.

Can family members use AAA card?

AAA benefits have always been worth sharing, especially with those you love. AAA makes it easy to share the same benefits that you enjoy with members of your family – simply add them to your membership as Associate members.

Can I use my AAA for someone else?

So, will AAA help you in your friend's car? Yes! Because your AAA membership follows you, you're covered for service in any vehicle you're driving or riding in. ... All you'll need to do is have your AAA membership card handy as well as your license/ID to receive AAA roadside and towing services.

Is AAA good out of state?

As a AAA member, you are eligible to receive service anywhere in the United States and Canada.

What states are covered by AAA?

About AAA. Learn about AAA and the Mountain West Group serving Alaska, Arizona, Northern California, Montana, Nevada, Utah and Wyoming.

How much does AAA plus cost?

How much does AAA Plus cost? $91 per year. Add family members to your plan at a discounted rate, and they'll receive the same benefits—including AAA's famed roadside assistance, no matter whose car they're in.

What is the price difference between AAA Classic and Plus?

Offering incomparable roadside assistance, thousands of discounts, identity theft monitoring, and car lockout services, AAA Classic costs $59 per year. AAA Plus Membership gives members an additional level of coverage beyond the benefits of the Classic Membership, including lost baggage insurance.

Does Costco offer AAA discount?

The difference is that while anyone can use the Costco discount (just enter “COSTCO” in the promo code box), getting a AAA discount actually requires you to enter your AAA membership number. ... Those of you who have a corporate discount code can add that, too.