Is AAA insurance expensive?

Asked by: Prof. Brayan Pollich  |  Last update: February 11, 2022
Score: 4.3/5 (66 votes)

AAA is so expensive because it doesn't write its own insurance policies. Each regional AAA club operates independently and sells insurance policies underwritten by different agencies, so rates can vary widely. ... For example, teenagers pay an average of $2,549for AAA insurance, compared to $807 for older drivers.

Is AAA the most expensive car insurance?

If you have had a poor driving record, AAA's insurance rates are 46% more expensive than for drivers with clean records. GEICO's insurance premiums are 51% more expensive than AAA's for drivers with clean records. AAA vs GEICO: Which offers top customer service?

Is Triple A good car insurance?

AAA is a pretty good insurance company that has built a reputation for providing reliable policies to its members at affordable prices, with the help of generous discounts. In addition to its auto, homeowners, and life insurance policies, AAA offers coverage for boats, motorcycles, pets and more.

How much is Triple A car insurance a month?

AAA car insurance costs an average of $576 annually, or $48 per month. AAA's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more.

What does Triple A full coverage cover?

AAA full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.

The Truth About AAA Car Insurance

33 related questions found

Why car insurance is so expensive?

California residents pay about $1,429 per year for car insurance on average, making it one of the most expensive states for car insurance. The state's natural disasters, theft/vandalism rates and dense population contribute to these higher insurance costs.

How much is AAA premium per year?

How much does AAA premier cost? AAA Premier costs $119 per year, the best value Membership. Add family members to your AAA Membership at a discounted rate, and they'll get the same benefits as you, including access to AAA Emergency Road Service—no matter whose car they're in.

Are you supposed to tip AAA guy?

Some argue that the services provided by companies like AAA are difficult; exceptional skill and kindness should be rewarded with a tip. ... If you think the worker went above and beyond and deserves a tip, the general consensus is $5 for small services like a jumpstart, unlock, or flat tire, and $10 for a tow.

How soon after you get AAA can you use it?

AAA Basic Membership benefits are available immediately to members upon joining. Plus and Premier service is effective 7 days after enrollment or upgrade payment is received. NOTE: Preexisting breakdowns are restricted to AAA Basic emergency roadside benefits, regardless of join or upgrade dates.

Does AAA cover rental car insurance?

With AAA auto insurance, you are typically covered for rental cars up to your same coverage limits in the United States. If you drive an old beater at home but rent a brand, new luxury car, you may not have sufficient coverage.

Why is AAA so much more expensive?

AAA is so expensive because it doesn't write its own insurance policies. Each regional AAA club operates independently and sells insurance policies underwritten by different agencies, so rates can vary widely. ... For example, teenagers pay an average of $2,549for AAA insurance, compared to $807 for older drivers.

Is Triple AAA cheaper than Geico?

Drivers shopping for the cheapest auto insurance should know that GEICO costs less than AAA, on average. The average annual premium for GEICO is $1,047. This rate is $365 cheaper than AAA, with a yearly premium of $1,412.

How good is progressive?

Progressive received an overall satisfaction score of 76 out of 100 by a pool of its customers, in a NerdWallet survey conducted online in July 2021. To put that in perspective, the average score among seven insurers was 79, and the highest was 83.

What's the difference between AAA Basic and Plus?

AAA Classic is our core membership product that sets the standard of excellence in roadside assistance and provides safety, security, savings and peace of mind to our members. AAA Plus enhances the Classic Membership Product benefits for those members that desire a greater level of coverage.

Can Triple A change a tire?

Your AAA Membership covers you in the event your tire needs air. If air does not solve the issue, we can install a spare tire. If a spare is not available, AAA can tow your vehicle to a repair location of your choice. Coverage limits will depend on your membership level.

How many miles does AAA Classic tow?

Every membership year, you are allowed up to four (4) free calls per member for Roadside Assistance. After that, a service charge applies. Classic membership benefits include free towing up to seven (7) miles from the point of breakdown or unlimited miles back to the facility providing the tow.

What are AAA benefits?

AAA benefits can more than pay for the cost of a membership
  • Roadside Assistance. We cover any vehicle whether you're the driver or a passenger. ...
  • Discounts. Save on attractions, movies, dining, electronics, and more. ...
  • Identity theft protection. Use ProtectMyID® to safeguard your personal information. ...
  • Hertz® benefits.

Can I use my AAA for someone else?

So, will AAA help you in your friend's car? Yes! Because your AAA membership follows you, you're covered for service in any vehicle you're driving or riding in. ... All you'll need to do is have your AAA membership card handy as well as your license/ID to receive AAA roadside and towing services.

What can I do if my car insurance is too expensive?

Listed below are other things you can do to lower your insurance costs.
  1. Shop around. ...
  2. Before you buy a car, compare insurance costs. ...
  3. Ask for higher deductibles. ...
  4. Reduce coverage on older cars. ...
  5. Buy your homeowners and auto coverage from the same insurer. ...
  6. Maintain a good credit record. ...
  7. Take advantage of low mileage discounts.

Is it more expensive to insure a new or old car?

Older cars are cheaper to insure than newer cars, all else being equal. An older vehicle is cheaper to insure mainly because older cars are less valuable, so an insurer won't have to pay out as much in the event of a total loss.