Is AARP car insurance cheaper?

Asked by: Alanna Funk  |  Last update: October 12, 2025
Score: 4.9/5 (2 votes)

Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member. Personalization: Every driver is unique. Our car insurance policies address each driver's individual needs. We can help you find the right coverage for you and your family.

How much does AARP save you on car insurance?

Members can get exclusive savings like up to 10%* off their premium, plus discounts for requesting a quote online or for bundling auto and home policies.

Who has the cheapest car insurance for seniors?

Nationwide — the most affordable company for seniors

At $77 a month, Nationwide is the cheapest car insurance company for drivers in their 60s and can cover all of your bases when it comes to coverage. The company offers some coverage add-ons that can provide more protection beyond a basic policy: Roadside assistance.

Is AARP insurance worth it?

AARP earned 4.5 stars out of 5 for overall performance. The AARP Life Insurance Program features policies issued by New York Life Insurance Company for AARP members. Its life insurance offerings are a solid pick for older consumers, especially those looking to avoid a medical exam.

Is AARP car insurance cheaper than others?

Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.

What Is AARP Auto Insurance? : Auto Insurance Tips

39 related questions found

Who does AARP endorse for auto insurance?

Since 1984, The Hartford has been serving the needs of people 50 and over through our affiliation with AARP. In fact, we now insure over two million AARP members, and are the only nationally endorsed auto insurance program for AARP members.

What age is car insurance cheaper?

On average, auto insurance rates for 25-year-olds are cheaper than rates for younger drivers. Auto insurance premiums tend to decrease as you get older, until about age 75. But your age is just one factor insurers consider when setting rates.

Is AARP car insurance good for seniors?

Car Insurance Discounts and Savings for Seniors

The AARP Auto Insurance Program from The Hartford offers car insurance discounts for mature drivers, including: Bundle Discount: You can save over $800** just by bundling your auto and home insurance policies with The Hartford.

Are there any real benefits to joining AARP?

Bottom line. AARP members can take advantage of discounts for travel, cell phone services, insurance and more. And you don't have to be 50 or older to join AARP. Plus, it's cheap, the first year only costs $12 (with automatic renewal), and you can easily save many times that by using a single discount.

How much is AARP insurance a month?

The average cost of AARP auto insurance is $1,332 per 12-month policy — or approximately $111 per month (methodology). AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.

What is the best car insurance for senior citizens?

The Best Auto and Home Insurance Companies for Seniors
  • State Farm - Most affordable.
  • Allstate - Best bundling.
  • USAA - Best for military personnel and veterans.
  • AARP from The Hartford - Best membership benefits.
  • Travelers - Best customizable packages.

What is AARP car insurance called?

Car Insurance Exclusively for AARP Members From The Hartford

Get peace of mind while driving knowing The Hartford has your back. For more information or to get free quotes for AARP Auto Insurance from The Hartford, call The Hartford at 888-413-8970.

Does your car insurance go up when you turn 65?

So overall, barring no other changes, your car insurance rate may continue decreasing throughout your 50s and 60s, and it may increase starting around age 75.

Which is better, AARP or AAA?

AAA and AARP are quite evenly matched, but ultimately The Zebra recommends AAA for most drivers due to higher JD Power scores, broader eligibility requirements, and discount opportunities. Both options are solid, though, and drivers over 50 should consider both companies.

Do you get gas discounts with AARP?

Does AARP Offer Discounts on Gas? AARP members can earn money back on their gas purchases with the Extra Exxon Mobil Rewards+ program. This program is available to the general public, but when you link your Exxon account with your AARP membership, you can earn extra points.

Does Allstate give AARP discounts?

AARP members save up to 20% on their roadside membership.

How much is Amazon Prime for AARP members?

Woman, Infants, and Children Program (WIC)

To join Prime Access, you can visit Amazon's website. AARP members get access to hundreds of benefits. Sign up today for only $12 per year.

Does Walmart give an AARP discount?

Get $20 off a Walmart+ annual plan with your AARP membership. Subject to confirmation of your AARP membership on an annual basis. This offer is not available to the following W+ members: paused, W+ Assist, W+ Student and members participating in a third-party offer with an indefinite end date. Offer subject to change.

What is the AARP $9 deal for seniors?

While we don't quite agree with being called a “Senior” at such a young age, we can't deny the incredible perks of being an AARP member. Right now, you can get a year-long membership for just $9 per year. After that, a second membership for anyone in your household will be free.

Can you get cheaper car insurance with AARP?

This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you're on the road. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.

Who has the lowest car insurance for senior citizens?

Our research found that Auto-Owners, Travelers, Geico, USAA and Nationwide may be the cheapest car insurance companies for seniors based on average rates from Quadrant Information Services. Rates provided are for a 70-year-old driver with a clean driving record.

How to get car insurance to go down?

If you're wondering how to get a lower car insurance rate, use these methods for lowering your premium:
  1. Qualify for insurance discounts. ...
  2. Increase your deductible. ...
  3. Reduce your coverage. ...
  4. Compare rates. ...
  5. Try usage-based insurance. ...
  6. Take a defensive driving course. ...
  7. Get a car that's cheaper to insure.

Does credit score affect car insurance?

How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.

Will car insurance rates go down in 2024?

Rising car insurance rates affected many Americans in 2024 and will likely continue to do so in 2025. These price increases are driven by factors such as increased claims, frequent natural disasters and changing insurance regulations.