Is AARP car insurance good for seniors?
Asked by: Ari Jacobs IV | Last update: June 4, 2025Score: 5/5 (64 votes)
Does AARP really save you money on car insurance?
This includes new car replacement,§§ a 24/7 car insurance claims hotline and additional coverages to help protect you and your car while you're on the road. Affordability: AARP members can qualify to save on car insurance up to 10% just for being an AARP member.
Who has the best auto insurance for senior citizens?
State Farm is our top pick for auto and home insurance for seniors, thanks to their affordable plans and excellent customer service.
How much is AARP car insurance for seniors?
The average cost of AARP auto insurance is $1,332 per 12-month policy — or approximately $111 per month (methodology). AARP members receive discounted car insurance through The Hartford, a company providing auto insurance for drivers older than 50.
Is insurance through AARP good?
Our customers consistently give the AARP Auto Insurance Program from The Hartford high ratings and say they are treated fairly and with compassion. Our company offers coverages that customers need and we're proud they consider us easy to work with.
The Hartford AARP Auto Insurance Review - Why Insure With the Hartford
Is AARP worth it for seniors?
Despite raising their prices for the first time in 15 years, AARP is affordable and well worth the money considering the savings you can earn on discounted goods and services.
Is AARP insurance cheaper than Allstate?
Is AARP car insurance cheap? AARP insurance from The Hartford is cheaper than average. Quotes from AARP are cheaper than Allstate and State Farm but not Progressive for sample drivers.
What is the best type of insurance for seniors?
Term life insurance is a great option for seniors if you have an idea of how long you may desire to have coverage for because you can choose the specific length of your plan. Typically, term life insurance plans can be 10, 20, or 30 years long.
At what age does car insurance go up for seniors?
That said, based on Progressive's data on how age impact insurance rates, car insurance for seniors typically only starts increasing at age 75+. Even then, the average 75+ premium is still lower than premiums for the 45–49 range.
Does Allstate offer an AARP discount?
Members save up to 20% on annual membership fees for Allstate Roadside plans, including Roadside Assist and Roadside Elite. Upon enrollment, you'll have access to assistance for towing, jump-starts, tire changes, lockout assistance, fuel delivery and more.
At what age is car insurance cheaper?
The most substantial reductions in auto insurance rates typically come as teen drivers get older, usually when they hit 18 or 19 years old. Rates continue to decline as you age, particularly once drivers pass the age of 25.
Who gives best car insurance?
According to our research, California drivers pay an average car insurance premium of $2,973 per year for full coverage and $715 for minimum coverage. Bankrate's insurance editorial team determined that Geico, State Farm, Progressive and Mercury are among the best car insurance companies in California.
What's better AAA or AARP?
AAA and AARP are quite evenly matched, but ultimately The Zebra recommends AAA for most drivers due to higher JD Power scores, broader eligibility requirements, and discount opportunities. Both options are solid, though, and drivers over 50 should consider both companies.
Why do seniors pay more for car insurance?
However, as a driver's age increases, so does their risk of being involved in an accident. Therefore, car insurance rates for seniors may increase as they age. To learn more about car insurance costs and get your personal AARP member quote, call The Hartford at 888-546-9099.
How much does AARP roadside assistance cost?
Allstate provides the only roadside program designed just for AARP members. AARP members can save up to 15% on their roadside membership and prices start at just $5.50 per month.
Who has the cheapest car insurance for senior citizens?
Nationwide — the most affordable company for seniors
At $77 a month, Nationwide is the cheapest car insurance company for drivers in their 60s and can cover all of your bases when it comes to coverage. The company offers some coverage add-ons that can provide more protection beyond a basic policy: Roadside assistance.
Does car insurance go down when you turn 65?
When you turn 65, you may pay more or less for car insurance, depending on where you live and which insurance company you use. In many cases, as long as you have a good driving record, your insurance premium may end up decreasing when you turn 65.
What is the most expensive age to get car insurance?
Key takeaways. 18-year-old drivers on their own policy pay the highest car insurance premiums out of the age groups Bankrate analyzed. The most significant difference in premiums by gender occurs at age 18. On average, 18-year-old males cost 9 percent less to insure than their female counterparts.
What insurance should I get at age 65?
Medicare. Medicare is a federally funded insurance program for eligible participants 65 or over. Medicare has two parts, Part A (Hospital Insurance) and Part B (Medical Insurance).
What does $9.95 a month get you with Colonial Penn?
What does Colonial Penn provide for $9.95 a month? Colonial Penn provides burial insurance coverage for $9.95 a month. This policy guarantees coverage for funeral expenses as long as premiums are paid.
Is AARP insurance for seniors?
The AARP auto insurance plan from The Hartford offers competitive rates with several benefits for older adults. Their program has been around since 1984 and is a tried-and-tested member in the auto insurance industry. Below we'll get into what their plans offer and why AARP might be right for your auto insurance needs.
Can I save money on car insurance with AARP?
Members can get exclusive savings like up to 10%* off their premium, plus discounts for requesting a quote online or for bundling auto and home policies. Added benefits include Accident Forgiveness and Disappearing Deductible†, as well as highly-rated claims services. No-cost, no-obligation quotes are available.
Is AARP really worth getting?
An AARP membership is great for anyone who's always on the hunt for the best deal. Its discounts can help when you shop for a rental car, hotel, or a better deal on your car insurance, and often the deal is good enough to more than offset the cost of membership.
Who typically has the cheapest car insurance?
Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.
What is the AARP $9 deal for seniors?
While we don't quite agree with being called a “Senior” at such a young age, we can't deny the incredible perks of being an AARP member. Right now, you can get a year-long membership for just $9 per year. After that, a second membership for anyone in your household will be free.