Is acne facial treatment FSA eligible?

Asked by: Dr. Dedrick Hettinger  |  Last update: November 30, 2023
Score: 4.5/5 (9 votes)

“Over-the-counter topical skin care products related to certain skin conditions such as eczema, psoriasis, rosacea and acne are FSA-eligible,” says Dr. Rayma Garlapati, board-certified dermatologist and co-founder of Skin Medicinals.

Is Proactiv acne treatment FSA eligible?

Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible. Acid controllers such as Tums or Prilosec are OTC medicines that are eligible with an FSA account, HSA or HRA. Activated charcoal is not eligible. L The primary purpose must be to treat or alleviate a medical condition.

Are skin treatments FSA eligible?

With your Flexible Spending Account:

Treatment must be primarily for medical care to qualify for your FSA. - Acne treatment at the dermatologist office is covered by your FSA. - Treatments not covered include cosmetic procedures such as acid peels, laser hair removal, and face lifts.

Can I use my FSA for microdermabrasion?

Dermabrasion is typically for cosmetic procedures and therefore not eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use FSA for cosmetic procedures?

FSA Guidelines on Cosmetic Surgery

Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

FSA/HSA BEAUTY HACKS!

26 related questions found

Can I get Botox with my FSA?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is Botox?

Is face moisturizer covered by FSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Is acne treatment covered by HSA?

You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card. Use it, too, for visits to a dermatologist to assess or treat acne.

Can you put massages on FSA?

Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Can you use FSA for teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Can I use my FSA for hair loss treatment?

Expenses resulting from a separate medical condition that causes hair loss would qualify for HSA or FSA payment.

Is face wash covered by FSA?

Face Wash (Non-Medicated): FSA Eligibility

However, if a face wash contains medicated ingredients that are used to treat a medical condition such as acne, it would be considered eligible. What is face wash? Face wash is a product designed to clean the face in conjunction with water.

Can I use FSA card at Sephora?

Does Sephora accept FSA or HSA cards online or in-store? No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Does CeraVe count for FSA?

CeraVe FSA/HSA Eligible Personal Care in FSA and HSA Store(32) CeraVe Hydrating Mineral Sunscreen, Sheer Tint Facial SPF 30, 1.7 fl oz.

Is benzoyl peroxide FSA?

1. Acne treatments. If you use any over-the-counter acne creams, cleansers or serums, you can probably use your FSA dollars to purchase them. Look for brands like Clean and Clear, Neutrogena and Proactiv or products that contain common ingredients such as salicylic acid, benzoyl peroxide or azelaic acid.

Is Neutrogena acne Wash FSA eligible?

It deep cleans without over drying or irritation and rinses clean. Take your health to the next level with guaranteed FSA eligible Skin & Personal Care products. Features: Dermatologist-recommended.

Does FSA cover vitamins?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

What can you not use FSA for?

This is a partial list of health care expenses that are NOT eligible for reimbursement from the Health Care Spending Account:
  • Any illegal treatment.
  • Baby-sitting fees to enable you to visit a doctor.
  • Cosmetic surgery improving the patient's appearance.
  • Dental bleaching or any other teeth whitening**

Can you use FSA for Lasik?

Can you use an FSA for LASIK? Yes, you can use an FSA for LASIK and other laser vision correction procedures. The IRS places restrictions on what is covered by FSA funds. However, an FSA currently covers laser vision correction procedures including LASIK, SMILE, PRK, and other techniques.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are humidifiers FSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can you use FSA for Curology?

Your Curology purchases may be eligible for payment by your FSA/HSA. If you have questions about the eligibility of your purchase, the best thing to do is to contact your plan administrator. Unfortunately, we can't accept FSA/HSA cards to cover the initial $4.95 charge when you join.

Can I use my FSA for sunscreen?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses.

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.