Is Allstate available in Massachusetts?
Asked by: Constance Roob DVM | Last update: January 26, 2026Score: 4.4/5 (40 votes)
Does Allstate have coverage in Massachusetts?
Allstate provides car insurance in Massachusetts, and their agents are knowledgeable about the state's specific driving laws and regulations.
What states is Allstate not available in?
Allstate offers coverage in all 50 states, as well as the District of Columbia, and underwrites more than 194 million insurance policies. Allstate is headquartered in Northbrook, IL and offers property and casualty insurance.
Why is Massachusetts insurance so expensive?
Massachusetts has some of the highest auto insurance costs in the country due to many factors, including: Claims: The state has more bodily injury and property damage claims per vehicle than most other states. Cost of living: Higher costs for medical care, auto repairs, and litigation.
Who is more expensive, State Farm or Allstate?
State Farm offers cheaper rates on auto and home insurance than Allstate. State Farm also has higher customer service ratings. However, Allstate offers a few home and car insurance coverages that State Farm doesn't have.
Allstate Full in depth Review - Should you buy allstate and Are you in good hands?
Is GEICO or Allstate better?
GEICO vs Allstate: Which is Better for You? GEICO is much cheaper and has better ratings than Allstate. Your experience with GEICO and Allstate will vary based on individual rating factors.
What state has the worst insurance rates?
Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.
What is the best insurance in Mass?
- Travelers: Best insurance company overall.
- Geico: Best for affordability.
- Mapfre: Best for having few customer complaints.
- Plymouth Rock: Best for ease of use.
What age does car insurance go down in Massachusetts?
Car insurance costs will decrease as you age because younger drivers are seen as riskier by insurers given they are inexperienced and statistically more likely to file claims. The biggest drop is typically from 18 to 19, when the average rate drops by around $1,595.
Who is Allstate biggest competitor?
State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.
Is Allstate hard to deal with?
Dealing with Allstate on auto accident claims can be exhausting and challenging. One particularly frustrating aspect of their claims process is their heavy reliance on the insurance claims software known as Colossus.
Can you negotiate with Allstate?
If you're seriously injured after an accident, prioritize your health. Work with medical professionals to address your injuries before you do anything else. You can elect someone, ideally a personal representative or an attorney, to negotiate with Allstate on your behalf.
Is Allstate available in all 50 states?
Allstate offers car insurance in all 50 U.S. states and Washington, D.C.
Is Geico available in Massachusetts?
Geico, Amica, Progressive and Allstate offer some of the best car insurance in Massachusetts, according to Bankrate's extensive research.
Is Allstate car insurance overpriced?
In terms of average costs, Allstate has the highest sample premium in our rate analysis. The insurer also has sample premiums higher than the national average in every driver category we analyzed. This includes teen drivers, senior drivers, drivers with a speeding ticket, and drivers with a DUI.
Is car insurance high in Massachusetts?
Why Is Auto Insurance So Expensive In Massachusetts? Massachusetts has some of the highest auto insurance costs in the country. Many factors contribute to these high costs.
Does credit score affect car insurance?
How credit-based insurance scores work. Most U.S. insurance companies use credit-based insurance scores along with your driving history, claims history and many other factors to establish eligibility for payment plans and to help determine insurance rates. Again, except in California, Hawaii, and Massachusetts.
At what age is car insurance most expensive?
The Insurance Institute for Highway Safety reports that teen drivers are four times more likely to get into a car crash than drivers 20 and older. As a result, car insurance companies view young drivers as the most risky to insure. Drivers ages 16 to 24 tend to face the highest premiums compared to other age groups.
Who is the most trusted insurance company?
- Travelers: Best car insurance company overall.
- Auto-Owners: Best for affordability.
- State Farm: Best mobile app ratings.
- American Family: Best for customer satisfaction.
- USAA: Best for military members.
Is Geico insurance cheaper than Progressive?
GEICO is cheaper and has better ratings than Progressive. Your experience with GEICO and Progressive will vary based on individual rating factors.
Is car insurance cheaper in MA or CA?
Massachusetts has cheaper average car insurance rates than California, at $145 per month for full coverage. In comparison, full coverage in California costs around $168 per month.
What is the most expensive car insurance company?
Allstate
Allstate is one of the pricier major insurers in America, averaging as the most expensive out of the ten largest insurance providers. At $168 per month, covering a vehicle through Allstate costs $41 more than choosing another large auto insurance company. Esurance is an owned subsidiary of Allstate.
What state has the best insurance for seniors?
- Montana – Overall Grade: A+ (100) ...
- North Dakota – Overall Grade: A+ (98.3) ...
- South Dakota – Overall Grade: A (92.9) ...
- Minnesota – Overall Grade: A (92.6) ...
- 5. California – Overall Grade: A (92.3)
Who typically has the cheapest car insurance?
Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.