Is Allstate Drivewise free?

Asked by: Prof. Roman Funk Jr.  |  Last update: February 11, 2022
Score: 5/5 (61 votes)

Insurance Disclosure
For drivers looking to be rewarded for their safe driving habits — and save some extra money — Allstate's free Drivewise program could be the solution.

Does Allstate Drivewise cost money?

Drivewise does not cost users any money and is an optional add-on to an Allstate auto insurance policy. Drivewise assesses your performance based on the following factors: Driving at safe speeds (less than 80 miles per hour) Hard braking (keeping abrupt stops to a minimum)

Is Allstate Drivewise a good idea?

2022 Allstate Drivewise Review. Allstate Drivewise is rated 4.5 out of 5 stars by WalletHub editors, based on factors like possible savings and customer reviews. Allstate Drivewise is an above average usage-based insurance program, since it can save drivers up to 40% and never increases a customer's premium.

How does Drivewise make money?

You'll earn up to 25% cashback if you sign up for Drivewise each renewal when you track at least 50 trips using their mobile app. More specifically, here's what Allstate pays you in the form of cashback for participating in Drivewise: Up to 10% cash back for signing up for the Drivewise program.

What is Drivewise through Allstate?

Drivewise is a program from Allstate that measures your safe driving behaviors and rewards you for them. The safer you drive, the more you can earn.

Allstate Drivewise App. Review

16 related questions found

Can you unplug Drivewise?

What Happens if you Unplug Drivewise? The device will record the time unplugged, and it could impact your discount. If it's unplugged for too long, this could void your agreement with Allstate and terminate your participation in the program.

How do I cancel Allstate Drivewise?

You can cancel your participation in Drivewise at any time by notifying your Allstate agent or an Allstate representative at 1-800-ALLSTATE (800-255-7828). We will update your policy information. We will also provide instructions on how to return the device, if applicable, at no cost to you.

How often does Allstate send safe driving checks?

00:20 — 00:28 VO: Only Allstate will give you a safe driving bonus — every six months you drive accident free.

Does Drivewise track speed?

Drivewise tracks the time when the trip starts and ends in local time. Speed. While the app will calculate the vehicle's average speed, it will also track how often and how long the vehicle exceeds 80 MPH. Starts and stops.

How do you get Allstate Drivewise cash?

To get started, Drivewise customers get 10,000 Allstate Rewards points just for downloading the Drivewise app and completing enrollment, and another 5,000 for visiting their rewards site for the first time. You can also complete “safe driving challenges” to earn even more points.

What is the difference between Drivewise and Milewise?

What's the difference between Milewise and Drivewise? They sound similar, but the difference is actually pretty simple: Milewise only looks at how many miles you drive when calculating your auto insurance rate, while Drivewise looks at your driving habits as a whole.

What is the Allstate early signing discount?

Early signing discount: Save up to 10 percent when you sign your policy seven days before it becomes effective. Good payer discount: Save up to 5 percent if you did not receive a cancellation notice for non-payment during the past 12 months.

Does Allstate Drivewise app use data?

If you have the app downloaded, Allstate can tell if you're a passenger and not actually driving. Drivewise uses your cellular data to operate and collect information about your trip. However, it only does so after your trip ends and you're connected to either cellular data or Wi-Fi.

What does Allstate Milewise track?

The Milewise device detects miles driven, speed, time of day, specific driving events (like sudden braking) and location. This info is used to calculate your trip costs and provide personalized feedback you can view online and in the app.

What happens if you unplug Milewise?

Can I trick the Allstate Milewise device so I can pay less? No. The telematics device must be plugged in and operating for accurate billing. If you unplug the device, you risk violating the terms of your policy.

How long does it take to get a Drivewise check from Allstate?

Points earned for your driving performance are captured by Drivewise or Milewise and deposited into your Allstate Rewards account 1-2 days after you complete a driving challenge. Please note that it will take 24 hours from the time you earn to the time you see the deposit available for you to redeem.

Why did Allstate send me a check?

“In most cases, when a car insurance company makes a medical settlement, they will send the check directly to the victim, even if they make it payable to the hospital or medical provider as well. It's up to you to make sure you use this money to cover your medical expenses.

Will Allstate send me a check?

WHEN CAN I EXPECT TO RECEIVE A SETTLEMENT CHECK FROM ALLSTATE? In some cases, the adjuster can provide you with your estimate and check at the inspection. ... Once the estimate is approved, your check and the estimate will be mailed to you separately.

Does Allstate have a low mileage discount?

No, Allstate does not offer a specific low mileage discount. Allstate premiums do take mileage into account, however, as rates are an average of 23% lower for customers who drive 7,500 miles annually than for customers who drive 15,000 miles annually, according to WalletHub data.

Does Allstate give discount for new roof?

Installing a new roof also can net you a discount from some insurers. Allstate offers up to a 10 percent discount in some states, Herndon says.

Is Allstate insurance Expensive?

Allstate has the highest rates among the auto insurance companies we reviewed. The average driver can expect to pay $1,788 for coverage, which is 35% more than the national average. Generally, drivers are likely to find better rates with other companies we reviewed, like USAA, Geico, State Farm, and Travelers.

How much does Milewise cost?

Allstate Milewise® is a pay-per-mile insurance system. According to reviews, in states that offer the program, Milewise® can cost $20 monthly while average monthly rates are $393.

How does car insurance by the mile work?

Pay-per-mile car insurance lets you pay for coverage based on how many miles you drive. Because of this, it's best suited for people who don't generally drive a lot. ... Instead of a percentage off your traditional policy, low-mileage car insurance determines your rate based on how far you drive.

How much is pay-per-mile insurance?

The base rate is usually anywhere from $20 a month and up, depending on the individual. The per-mile is typically a few cents. If you drive, for example, 200 miles per month at a rate of 4 cents per mile, you would be charged $8, in addition to the base rate.