Is Anthem and Independence Blue Cross the same?

Asked by: Prof. Derek Emmerich III  |  Last update: February 11, 2022
Score: 4.9/5 (49 votes)

Learn about our parent company, Anthem, Inc. ... Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.

Are all Blue Cross Blue Shield the same?

“In California, Anthem Blue Cross and Blue Shield are actually different companies and are competitors. In most other states, they are the same company and formed an association, the Blue Cross Blue Shield Association.

Is Anthem owned by Blue Cross?

Anthem Blue Cross Life and Health Insurance Company is an independent licensee of the Blue Cross Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. Anthem Blue Cross is an HMO plan with a Medicare contract.

Which Blue Cross plans does Anthem own?

This was the first cross-state merger of two strong Blue plans. Anthem merges with Community Mutual, a Blue Cross and Blue Shield plan in Ohio. WellPoint Health Networks and Blue Cross of California merge, forming a single stockholder owned company.

What state is BCBS Independence?

Independence Blue Cross (Independence) is a health insurer based in Philadelphia, Pennsylvania, in the United States. Independence is the largest health insurer in the Philadelphia area, serving more than two million people in the region and seven million nationwide.

How Personal Choice PPO Plans Work

44 related questions found

Is Independence Blue Cross part of Highmark?

Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association.

What is independence PPO?

An Independence Blue Cross Personal Choice PPO health plan may be the best option for you and your family if: ... You want the freedom to see doctors and other health care specialists without a referral from a primary care physician.

How is Anthem different from BCBS?

Blue Cross Blue Shield is a subsidiary of Anthem, but the two entities each sell health insurance in different areas of the country, and each company provides Medicare health benefits and prescription drug coverage to beneficiaries in those areas.

Is anthem a PPO or HMO?

Anthem Blue Cross PPO is the first and continues to be the only PPO in California to have earned a Full Accreditation from the NCQA5. Full Accreditation is the highest level obtainable for a PPO.

Is Anthem the same as Blue Cross Blue Shield Massachusetts?

As a subsidiary of Anthem Inc. BCBS is one of the most prominent health insurers. Blue Cross Blue Shield offers global coverage and a global coverage app on itunes and GooglePlay.

Does Anthem cover Covid testing?

All Anthem plans cover medically necessary COVID-19 testing and the care visit where the test takes place with no out-of-pocket costs. Use this tool to find a COVID-19 testing location near you. Please talk to a doctor first to be certain you need a COVID-19 test.

What are the 14 Anthem States?

The fourteen U.S. states served by Anthem health insurance plans include: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.

What companies does Anthem own?

In addition, we conduct business through our subsidiaries in over 25 states across the country such as America's 1st Choice, Amerigroup, Aspire Health, CareMore, Freedom Health, HealthLink, HealthSun, Optimum HealthCare, Simply Healthcare, and/or UniCare.

Is Anthem Blue Cross good insurance?

Anthem is a good health insurance company for most people. ... The size of Anthem is a key distinguishing feature, and the company is a subsidiary of the even bigger Blue Cross Blue Shield Association, which has more than 90% of doctors and hospitals nationwide as part of its network of providers.

Is CareFirst the same as Anthem?

In 1998, the Maryland and District of Columbia companies merged to form CareFirst BlueCross BlueShield. ... In 2001, Wellpoint (now Anthem) offered to acquire the company for $1.37 billion, including $119 million in bonuses to Carefirst executives.

Is Florida Blue the same as Blue Cross Blue Shield?

Blue Cross and Blue Shield of Florida, Inc. (BCBSF) is now Florida Blue. The new name, new logo and tagline – 'In the pursuit of health' – are all part of the company's transition to a health solutions company with an overarching mission to help the people of Florida and their communities achieve better health.

What is Anthem Blue Card PPO?

Anthem PPO is a preferred provider organization (PPO) health care benefit plan. Preferred provider organizations use a network of hospitals and doctors. With Anthem PPO, you have the choice to see any provider you wish, but your benefits cover more when you use network physicians.

What is the difference between Anthem EPO and PPO?

A PPO offers more flexibility with limited coverage or reimbursement for out-of-network providers. An EPO is more restrictive, with less coverage or reimbursement for out-of-network providers. For budget-friendly members, the cost of an EPO is typically lower than a PPO.

What is Anthem SBC?

Summary of Benefits and Coverage (SBC) summarizes essential healthcare information in a standard format for our plan options.

What is Anthem Blue Cross Direct TPA?

"Direct Submitter" is a Trading Partner that submits or receives electronic transactions to or from Anthem without interfacing with a third party or a clearinghouse. 1.4.

Is independence a good insurance?

Independence American is rated A- (Excellent) for financial strength by A.M. Best Company, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).

What is Independence Blue Cross Personal Choice?

With a Personal Choice PPO plan from Independence Blue Cross, you can choose to see any doctor or visit any hospital you choose. You will also enjoy in-network coverage anywhere in the United States when you use providers who participate in the BlueCard® PPO network.

Is Independence administrators Blue Cross Blue Shield?

About Independence

As a licensee of the Blue Cross Blue Shield Association, we provide families with the security and stability that comes with a Blue Card.

What is Blue Cross called in Pennsylvania?

Pennsylvania Health Insurance. Independence Blue Cross (IBX)