Is anxiety covered by insurance?

Asked by: Vladimir Mayert  |  Last update: July 15, 2025
Score: 4.4/5 (73 votes)

In short, if your health plan covers doctor visits and treatment for physical ailments, the insurance plan must also have mental health coverage for conditions like anxiety.

Are anxiety meds covered by insurance?

Coverage may be different for each plan and differs for inpatient or outpatient services. It is best to call the customer service number on the back of your ID card to get the details about your plan benefits. Health plans typically cover medications that treat anxiety.

How do I know if my anxiety is chronic?

With chronic anxiety, symptoms will likely have been persistent for a long period, often beginning in childhood, says Dr. Daramus. However, she notes the anxiety symptoms can change over time. For example, at times symptoms may be more physical, whereas at other times they may be more psychological.

How much does anxiety treatment cost?

Without health insurance, anxiety therapy sessions can cost between $100 and $200 an hour. The price depends on factors such as the therapist's experience, location, and the type of therapy provided.

How do you qualify for anxiety medication?

You can get a prescription for anxiety medication by being evaluated by a qualified professional, such as a doctor, psychiatrist, or psychiatric nurse practitioner. Studies show that medication is an effective treatment, so learning how to get prescribed anxiety medicine can be a game-changer.

Mental Health: Is It Covered by Insurance? | Health Insurance 101 | GoodRx

40 related questions found

How do you get approved for anxiety?

First, you must have a current diagnosis of anxiety. Next, you must show evidence of an in-service event, injury, or illness. Finally, you'll need to provide a medical nexus linking the diagnosed anxiety disorder to the in-service event.

What is the strongest anxiety treatment?

The first choice anxiety medications of many doctors are SSRI and SNRI antidepressants. Other anxiety medications include benzodiazpines, buspirone, hydroxyzine, and betablockers.

Is it worth seeing a doctor for anxiety?

You should see your GP if anxiety is affecting your daily life or causing you distress.

How to get free anxiety medication?

Community health clinics and nonprofit groups

Some clinics even have in-house pharmacies with prescription assistance that can offer low-cost or free psychiatric medications.

Does anxiety ever go away?

Occasional anxiety is normal, but for people with anxiety disorder, the anxiety does not go away and can get worse over time. The symptoms can interfere with daily activities such as job performance and relationships.

What is the root cause of anxiety?

These social and environmental factors can include childhood trauma, social isolation, negative life events, stress relating to work or education, physical or mental health problems, and social and societal pressures. Gender can also play a part. Women are almost twice as likely to experience anxiety as men.

Does insurance cover anxiety?

Regarding therapy and medication for anxiety, most major health insurance plan providers should offer some form of coverage for medication and psychotherapy sessions with licensed professionals like psychologists or psychiatrists.

Can I just ask my doctor for anxiety meds?

Can a Regular Medical Doctor Prescribe Anxiety Medication, or Does This Require a Psychiatrist? Anyone who is a prescriber can give prescriptions for anxiety medication. This includes healthcare providers such as psychiatric nurse practitioners, psychiatrists, and primary care/general practice doctors.

What insurance has the best mental health coverage?

UnitedHealthcare takes our spot for the best overall mental health coverage primarily because of its comprehensive approach. With UnitedHealthcare, you have access to 24/7 treatment and support through a wide range of online, virtual and mobile tools.

What happens if anxiety is left untreated?

“An anxiety disorder often is not just an anxiety disorder. When untreated, it may progress to depression,” Dr. Swantek said. “Untreated anxiety has also been associated with elevated levels of cardiovascular disease, elevated blood pressure—and other medical conditions.”

How to get tested for anxiety?

To diagnose an anxiety disorder, a doctor performs a physical exam, asks about your symptoms, and recommends a blood test, which helps the doctor determine if another condition, such as hypothyroidism, may be causing your symptoms. The doctor may also ask about any medications you are taking.

What is the strongest natural anti-anxiety?

Essential oils for anxiety

Research supports the most effective essential oils being Citrus auruntium (bitter orange) and jasmine, as well as moderate effectiveness for damask rose, lemon and lavender. There are also some smaller scale promising results for chamomile, ylang ylang, and bergamot orange.

What is the number one pill for anxiety?

According to a 2022 article, doctors consider SSRIs to be the first-line drug treatment for general anxiety disorder. SSRIs work by stopping nerve cells in the brain from reabsorbing serotonin, which is a chemical that plays a vital role in mood regulation. Examples of SSRIs for anxiety include: citalopram (Celexa)

Is anxiety a disability?

You can generally get disability for anxiety if your condition leaves you completely unable to work or unable to go through daily life on your own. However, the SSA has very strict criteria for who can get benefits because of anxiety or other mental health conditions.

Is Xanax good for anxiety?

Xanax works by increasing the amount of the neurotransmitter GABA in the brain to promote calmness and a relaxed feeling. This greatly helps people who suffer from anxiety disorders so that they are able to remain calmer in a particularly stressful situation, help curb panic attacks and calm their body's overactivity.

Is anxiety meds covered by insurance?

The federal parity law requires insurance companies to treat mental and behavioral health and substance use disorder coverage equal to (or better than) medical/surgical coverage.

How much is Xanax without insurance?

Key takeaways: Xanax (alprazolam) is a brand-name medication that's FDA approved to treat anxiety and panic attacks. Without insurance, the average retail price for a 30-day supply of 1 mg Xanax is around $325.12. Exact pricing depends on your pharmacy and location as well as your insurance status.

Is anxiety genetic?

In conclusion, anxiety is a complex mental health condition that's likely to be influenced by a combination of genetic and environmental factors. While anxiety isn't just down to genetics, there's evidence to show that genetics can play a role in making someone more susceptible to developing anxiety.