Is arthritis cream HSA eligible?

Asked by: Rick Quigley  |  Last update: October 20, 2025
Score: 4.7/5 (40 votes)

Can I use my HSA card for arthritis products? Yes, you can use your HSA card to purchase OTC arthritis pain relief gels Voltaren and more.

Can you use an HSA for skin cream?

When it comes to acne, HSA funds can be used for prescription medications like topical creams or oral antibiotics. These treatments can help reduce inflammation, kill bacteria, and promote skin healing. Additionally, dermatologist visits for acne consultations and follow-ups may also be covered.

Can I use HSA for cortisone cream?

Hydrocortisone is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Hydrocortisone is not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or dependent care flexible spending account (DCFSA).

Can you use HSA for pain relief?

Common OTC pain medications that you can buy with your HSA funds include: Advil. Anacin. Aleve.

What lotion is HSA eligible?

Shaving cream or lotion are never eligible for reimbursement as they are personal health products.

Flexigen Topical Pain Relief Cream - FSA/HSA Eligible

28 related questions found

Can I buy deodorant with HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is Benadryl cream HSA eligible?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Is arthritis cream covered by HSA?

Can I use my HSA card for arthritis products? Yes, you can use your HSA card to purchase OTC arthritis pain relief gels Voltaren and more.

Can I use my HSA for gym membership?

Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.

Are vitamins HSA eligible?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

What is the best cream for severe itching?

Short-term use of nonprescription corticosteroid cream may offer short-term relief of itchy, inflamed skin. Or try calamine lotion or creams with menthol (Sarna, others), camphor, capsaicin, or a topical anesthetic, such as pramoxine (adults only).

Are sunglasses HSA eligible?

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family.

Can I use my HSA for massages?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can you buy hair products with HSA?

Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.

Can I use HSA for Vaseline?

Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use HSA for dental?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Can you pay for Peloton with HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Can I use HSA for chiropractor?

HSAs can be used for large and small qualified medical expenses. You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA.

What can I not buy with HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Is CBD cream covered by HSA?

CBD products are probably not considered HSA- or FSA-eligible, though there hasn't been any formal guidance from the IRS on the matter. This is similar to medical marijuana, which is also not HSA or FSA-eligible even if you're taking it for a diagnosed disorder or to reduce the effects of chemotherapy.

Is theraworx FSA eligible?

You may be able to use your Health savings account (HSA), flexible spending account (FSA), or health reimbursement account (HRA) to pay for Theraworx in the pharmacy or online.

Is deodorant on HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is ibuprofen HSA eligible?

Ibuprofen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Ibuprofen is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I buy face wash with HSA?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).