Is BCBS accepted in all states?
Asked by: Mrs. Eulalia Hagenes DDS | Last update: August 8, 2025Score: 4.3/5 (13 votes)
Does Blue Cross Blue Shield cover all 50 states?
With access to the largest provider network in the world, your Excellus BlueCross BlueShield plan offers a world of options. Our members have access to medical assistance services, doctors, and hospitals in all 50 states and more than 200 countries and territories around the world.
Does Blue Cross Blue Shield cover across state lines?
You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.
Can I use BCBSIL in another state?
Remember: Out-of-state care beyond the contiguous counties is not covered and will ONLY BE COVERED by waiver if the services are not available in the member's service area.
Is my health insurance accepted in other states?
Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.
Health Insurance 101: How Insurance Works In 90 Seconds | BCBSND
What insurance is accepted in all 50 states?
Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.
Will my insurance cover me in other states?
No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.
Can I transfer my BCBS insurance to another state?
Coverage That Moves and Grows With You
BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.
Is Blue Cross Blue Shield of Illinois accepted in Florida?
Blue Cross Blue Shield of Illinois PPO is a common health insurance in Florida, and individuals who have Blue Cross Blue Shield of Illinois PPO may wish to find therapists who are in-network with their health insurance.
Can I use BCBS of Texas out-of-state?
If you are traveling outside of Texas, there are even more BCBS Network providers from which to choose. In fact, more than 85 percent of all doctors and hospitals throughout the United States contract with BCBS.
Is BCBS a state insurance?
Blue Cross Blue Shield is a private insurer that offers Medicare Advantage (Part C) plans. The plans they offer have various pros and cons, including cost and coverage.
Does Florida Blue Cross Blue Shield work out of state?
Simply log in at FloridaBlue.com. How am I covered if I travel outside the State of Florida? When traveling out-of-state, you're covered under the BlueCard® Program.
What does the suitcase mean on a BCBS card?
A suitcase logo on a member's ID card means the patient has BCBS traditional, PPO, or HMO benefits delivered through BlueCard. Some plans may adjust benefits according to the home plan's benefit structure.
Is Blue Cross accepted everywhere?
With the PPO, you can use any of the BCBS providers in all 50 states. They may not be directly contracted with the BS of CA, but as long as they participate with the BCBS in the state you see a provider in, they will file claims with that plan.
Can I use BCBS SC in another state?
Coverage beyond South Carolina
Members may receive in-network benefits outside of the state through the BlueCard® program. This national program lets BlueCross members access in-network care through Blue Plan networks in other states.
What happened to Blue Cross Blue Shield?
Court issues preliminary approval of $2.8 billion Blue Cross Blue Shield provider settlement. A $2.8 billion settlement from Blue Cross Blue Shield to health care providers resolving a 12-year antitrust lawsuit received preliminary approval yesterday from the U.S. District Court for the Northern District of Alabama.
Is Blue Cross Blue Shield good in all states?
Every Blue Cross Blue Shield plan participates in the BlueCard program that allows you to use your plan benefits to access care anywhere inside the United States.
What states is Blue Cross Blue Shield accepted?
The Blue Cross and Blue Shield System
BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
Can you use BCBS Illinois in another state?
A prior authorization will be needed for services outside of Illinois. If a prior authorization is not received, you may have to pay for services.
Is there a BCBS plan in every state?
Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.
Can I use my insurance out of state?
Generally, many plans will cover emergency and urgent care services even if you're out of state. So, if you're traveling and need an emergency medical treatment, you'll typically be covered, even if you're out of your plan's home network.
Does Blue Shield work in other states?
Blue Shield is a California-based national carrier with nationwide coverage for 100% of U.S. zip codes.
Does it matter what state you have insurance in?
Registering a vehicle in one state while holding an insurance policy in another is not permitted for most drivers. This restriction is due to variations in traffic laws and minimum insurance coverage requirements. Attempting to insure a vehicle in a state where you don't live might be insurance fraud.
What happens to my health insurance if I move out of state?
It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.
Can you have surgery in another state?
You can go to another state to have a tooth pulled, cosmetic surgery and an abortion, as long as it's legal in that state. Your are to obey the laws of the state you are in. If you live in Texas but you went to Oklahoma for whatever, you have to obey Oklahoma's laws.