Is BCBS there in all the 50 states of the US?

Asked by: Izabella Paucek II  |  Last update: June 30, 2025
Score: 4.6/5 (4 votes)

BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.

Is there a BCBS plan in every state?

Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.

Is Blue Cross Blue Shield in all 50 states?

Blue Cross Blue Shield is available in all 50 states of the USA for individual and family plans, and 47 states for Medicaid plans, while Anthem is only available in the following 14 states: California.

Does Blue Cross Blue Shield cover across state lines?

You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.

Can I use BCBS of Texas out of state?

If you are traveling outside of Texas, there are even more BCBS Network providers from which to choose. In fact, more than 85 percent of all doctors and hospitals throughout the United States contract with BCBS.

Every State Ranked by Education. (All 50 US States)

30 related questions found

Does Blue Shield work in other states?

Blue Shield is a California-based national carrier with nationwide coverage for 100% of U.S. zip codes.

Can I transfer my BCBS insurance to another state?

Coverage That Moves and Grows With You

BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.

Can I use my insurance in another state?

Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.

What insurance covers all states?

Do I need multi-state car insurance? No. No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.

Does Florida Blue Cross Blue Shield work out-of-state?

Simply log in at FloridaBlue.com. How am I covered if I travel outside the State of Florida? When traveling out-of-state, you're covered under the BlueCard® Program.

What health insurance is accepted in all 50 states?

Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.

What is better, Blue Shield or Anthem Blue Cross?

What we're seeing is that when comparing apples and apples, the Blue Shield of California formulary is broader than Anthem Blue Cross for Individual/Family and maybe even Small Business. Anthem made the move to a more limited drug list for their group business which was unprecedented.

What states does BlueCross BlueShield of Texas cover?

Blue Cross and Blue Shield of Texas Subsidiaries

In addition to Blue Cross and Blue Shield Plans in Texas, Illinois, New Mexico, and Oklahoma operating as divisions of HCSC, HCSC includes the following subsidiaries: Apply for Texas health insurance coverage at eHealthInsurance.

Is BCBS there in all the 50 states of US?

BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.

Who has the best health insurance?

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Can I use BCBSIL in another state?

Remember: Out-of-state care beyond the contiguous counties is not covered and will ONLY BE COVERED by waiver if the services are not available in the member's service area.

Can I use my health insurance anywhere in the US?

The Long Answer: Your out-of-state coverage is going to really only cover emergencies, and not much else--there's also loopholes to what's considered an Emergency. In most cases, insurance companies are required to pay for reasonable emergency medical expenses regardless of the hospital you go to.

Which states are matching states for insurance?

Insurance Matching States
  • Alaska.
  • California.
  • Connecticut.
  • Florida.
  • Iowa.
  • Kentucky.
  • Louisiana.
  • Montana.

Can blue cross be used in any state?

Every Blue Cross Blue Shield plan participates in the BlueCard program that allows you to use your plan benefits to access care anywhere inside the United States. Depending on the type of plan you have, you may only be covered in emergency situations. This is the case if you have an HMO network plan, for example.

What happens to my health insurance if I move out of state?

It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.

Does it matter what state I live in for health insurance?

You should buy coverage in the state where you officially reside. Most states consider you a resident if you intend to make that state your permanent home.

Will my health insurance cover me in another state?

Generally, many plans will cover emergency and urgent care services even if you're out of state. So, if you're traveling and need an emergency medical treatment, you'll typically be covered, even if you're out of your plan's home network.

Is Blue Cross Blue Shield the same as Anthem?

Anthem is part of the Blue Cross Blue Shield group. Blue Cross Blue Shield is made up of independent companies. Anthem is one of these companies. Other Blue Cross Blue Shield brands include Highmark, Regence and CareFirst.

Can I use my Blue Cross Blue Shield of Texas in another state?

Traveling within the U.S.

If you are traveling out-of-state but within the United States, you have access to the same level of benefits you receive in-network as long as you visit in-network providers.