Is birth control covered by insurance?

Asked by: Junius Reynolds V  |  Last update: February 11, 2022
Score: 4.8/5 (29 votes)

Because of the Affordable Care Act (aka Obamacare), most insurance plans must cover all methods of birth control at no cost to you, including the pill.

Is birth control still covered by insurance 2021?

Plans in the Health Insurance Marketplace® must cover contraceptive methods and counseling for all women, as prescribed by a health care provider. Plans must cover these services without charging a copayment or coinsurance when provided by an in-network provider — even if you haven't met your deductible.

Why is my birth control not covered by my insurance?

Prescription contraceptives are used exclusively by people with female reproductive systems. Failure to provide coverage for prescription contraceptive drugs and devices in health plans that otherwise cover prescription drugs violates the Civil Rights Act because it singles out women.

How much does birth control cost with insurance?

Birth control pills cost between $0–$50 a month. They can be totally free with most health insurance plans, or if you qualify for some government programs. You can get a prescription for the birth control pill from a doctor or nurse at a doctor's office, health clinic, or your local Planned Parenthood health center.

Is birth control expensive without insurance?

Without insurance, birth control can cost up to $50 for the pill, $300 for the implant, and up to $1,300 for an IUD. An appointment with a doctor or nurse may be necessary to get a prescription for the pill. This visit can cost anywhere between $35 and $250.

Insurers Must Cover Birth Control With No Copays

23 related questions found

How can I get birth control for free?

There are nine ways to get discounts or free birth control.
  1. SingleCare. ...
  2. Go generic. ...
  3. Request a 90-day supply. ...
  4. Health insurance. ...
  5. Medicaid. ...
  6. 340B health care organizations. ...
  7. Planned Parenthood clinics. ...
  8. Community or public health centers.

Why is my insurance charging me for birth control?

So if you're still getting charged for your birth control or birth-control-related services, it may be because your insurance company is bending the rules. Several recent studies have found that some insurance companies aren't covering everything the law says they should.

Does Planned Parenthood give out free birth control?

Who can get low-cost or free birth control at Planned Parenthood? Anyone who is uninsured or underinsured can get free or low-cost birth control at Planned Parenthood.

Is Phexxi covered by Blue Cross Blue Shield?

Blue Cross and Blue Shield of Kansas City (Blue KC) will provide coverage for Phexxi (lactic acid, citric acid, and potassium bitartrate) vaginal gel when it is determined to be medically necessary because the criteria shown below are met.

Is birth control free 2021?

Insurers sometimes don't cover certain contraceptive methods for free, though they are supposed to cover most by law. Even for long-established methods, like IUDs, insurers sometimes make it hard for women to get coverage by requiring preapproval.

When did birth control become covered by insurance?

March 23, 2010. The Affordable Care Act was signed into law, including coverage for preventive care — like birth control — with no copay.

Does OHP cover birth control?

Worry free birth control, for $0

Your insurance through the Oregon Health Plan covers all options that are available, all at no cost.

Does insurance cover Phexxi?

You may be able to get Phexxi for low-cost or free if you have health insurance. To find out more about using health insurance to pay for Phexxi, talk with your nurse or doctor, or call your insurance provider (the phone number should be on the back of your health insurance card).

How do I know if my insurance covers IUD?

Follow these steps to check:
  1. Call the phone number on the back of your insurance card.
  2. Tell them that Mirena is a healthcare professional‐administered method of birth control.
  3. Ask them to check if Mirena is covered at no cost* under the Affordable Care Act.

What are the most popular birth control pills?

The two most common types of pills are the minipill and the combination pill. The minipill contains just one hormone, progestin. The combination pill contains two hormones, estrogen and progestin. Both types of birth control pills are effective and safe.

How do I ask my doctor for birth control?

Make an appointment with your general doctor or gynecologist . Or you can go to your local Planned Parenthood (or student health center if your school has one). Don't be afraid to discuss birth control or sex with your doctor.

Do you have to go to a gynecologist for birth control?

You need to see a doctor or nurse to get the types of birth control that work best to prevent pregnancy — like the IUD, implant, shot, pill, patch, or ring. You can get these kinds of birth control from your regular doctor or gynecologist, or at your nearest Planned Parenthood health center.

Can a 13 year old get birth control?

In most states, teens are allowed to get birth control without their parents' permission at their nearest Planned Parenthood health center or from their regular doctor or nurse.

Is birth control covered 100 by insurance?

Virtually all conventional methods of birth control are covered by the ACA, including all Food and Drug Administration (FDA)-approved contraceptive methods prescribed by a woman's healthcare provider, including: Barrier methods, like diaphragms, female condoms, and sponges.

Are condoms free?

Condoms are usually inexpensive, and can even be free. ... Affordable or free condoms are often available at Planned Parenthood health centers, family planning clinics, your local health department, community centers, college health centers, or your doctor's office.

Is IUD or pills better?

Both the pill and IUDs are extremely effective in preventing pregnancy. The IUD is 99% effective, while the pill is 91% effective. The reason the pill is sometimes less effective is due to improper use, such as failure to take it regularly.

What is the cheapest birth control pill?

The most popular pill is Sprintec, a generic drug of Ortho-Cyclen. Sprintec also happens to be the cheapest drug on the most-filled list at $22. In fact, most of the top-filled birth control pills are generic, likely due to the cost-savings of generics over brands.

How much does Phexxi birth control cost?

How much does Phexxi cost? The list price for a box of 12 applicators of Phexxi is $267.50. It's a hefty price, but those with insurance will most likely be shielded from that cost. Evofem has stated they are working on getting Phexxi covered by private insurers.

How do I know if my insurance covers Phexxi?

Save on Phexxi

To find out about your eligibility, you can speak with a representative at the ConnectiveRx hotline (1-855-358-6583).

How do I get Phexxi birth control?

Phexxi is available by prescription. If you think Phexxi may be a good contraceptive option for you, talk to your women's health provider about family planning and birth control options. If your healthcare provider determines Phexxi is appropriate for you, they can issue a prescription for Phexxi.