Is Blue Cross Blue Shield across the US?

Asked by: Mr. Coy Ratke  |  Last update: February 15, 2025
Score: 4.8/5 (40 votes)

With 33 independent, community-based and locally operated Blue Cross and Blue Shield (BCBS) health insurance companies, we offer personalized health care across the country.

Is BCBS there in all the 50 states of the US?

BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.

Does Blue Cross Blue Shield work outside the US?

As a Blue Cross and Blue Shield member, you take your healthcare benefits with you when you are abroad. Through the Blue Cross Blue Shield Global Core program, you have access to doctors and hospitals around the world.

Does Blue Cross Blue Shield cover every state?

Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.

Is BCBS a global company?

Blue Cross Blue Shield Global® Solutions

Our network brings flexible coverage to every community in the U.S. and over 190 countries around the world, making it one of the broadest global networks available.

Health Insurance 101: How Insurance Works In 90 Seconds | BCBSND

21 related questions found

Is BCBS nationwide?

BCBS has operated since 1929 and has a beneficiary base of around 115 million people. It is an association of 33 companies and licensees that allow it to administer healthcare coverage in every state.

What countries are members of the BCBS?

The Basel Committee on Banking Supervision was created in 1974 as an ongoing forum to discuss banking supervisory matters. Member countries of the committee include Belgium, Canada, France, Germany, Italy, Japan, Luxembourg, the Netherlands, Spain, Sweden, Switzerland, the United Kingdom, and the United States.

Who has the best health insurance?

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Can I use BCBS of Texas out of state?

If you are traveling outside of Texas, there are even more BCBS Network providers from which to choose. In fact, more than 85 percent of all doctors and hospitals throughout the United States contract with BCBS.

Does my health insurance cover in another state?

not every plan is available in every state, so check with your insurance company if its coverage extends to the place you're visiting. You may still be covered even if it doesn't contract with providers in that state, but your costs may be different.

Does BCBS cover me in Mexico?

The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.

Can I use my health insurance anywhere in the US?

The Long Answer: Your out-of-state coverage is going to really only cover emergencies, and not much else--there's also loopholes to what's considered an Emergency. In most cases, insurance companies are required to pay for reasonable emergency medical expenses regardless of the hospital you go to.

How does Blue Cross Blue Shield Global work?

Through the Blue Cross Blue Shield Global Core program, you have access to doctors, hospitals and other health services in nearly 200 countries and territories around the world. Call the Service Center in these situations: You need to locate a doctor or hospital or need medical services.

What is better, Blue Shield or Anthem Blue Cross?

What we're seeing is that when comparing apples and apples, the Blue Shield of California formulary is broader than Anthem Blue Cross for Individual/Family and maybe even Small Business. Anthem made the move to a more limited drug list for their group business which was unprecedented.

What happened to Blue Cross Blue Shield?

Court issues preliminary approval of $2.8 billion Blue Cross Blue Shield provider settlement. A $2.8 billion settlement from Blue Cross Blue Shield to health care providers resolving a 12-year antitrust lawsuit received preliminary approval yesterday from the U.S. District Court for the Northern District of Alabama.

Does insurance cover all 50 states?

No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada. Your policy won't cover international travel outside of Canada.

Does Blue Cross Blue Shield cover across state lines?

You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.

Is BCBS accepted in all states?

Blue Cross Blue Shield (BCBS) operates in all 50 states, though the exact coverage may vary by region. BCBS is a federation of 36 independent health insurance companies, each serving specific states or regions.

Is Blue Cross Blue Shield of Texas only in Texas?

Blue Cross and Blue Shield of Texas is proud to be the state's only statewide, customer-owned health insurer. We are also the largest provider of health benefits in Texas, serving more than 10.4 million members in all 254 counties across the state.

Is $200 a month good for health insurance?

Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old. The best way to get cheap rates is to use health insurance subsidies, which lower the cost of an insurance plan based on your income.

What's better, PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral.

Who owns BCBS insurance?

The Association owns and manages Blue Cross and Blue Shield trademarked plans in over 170 countries and grants licenses to independent companies to use the names in exclusive geographic areas. BCBSA companies provide health insurance to over 115 million people in the United States.

Is Blue Cross insurance nationwide?

Your members can expect one-stop service and a great experience that proactively engages them in their health journey. All Blue Shield plans provide nationwide coverage; we tap into the same network of providers as other Blue plans across the country.

Is BCBS private healthcare?

It is private insurance.