Is Blue Cross Blue Shield different in each state?

Asked by: Jana Nader  |  Last update: October 29, 2022
Score: 4.8/5 (9 votes)

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

Is BCBS the same in every state?

BCBS companies provide coverage to people across every ZIP code in all 50 states, the District of Columbia and Puerto Rico. Through the BlueCard® program, BCBS members can receive healthcare services throughout the United States and around the world.

Is Blue Shield the same as Blue Cross Blue Shield?

Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States.

Is Blue Cross of California the same as Blue Shield of California?

Blue Cross and Blue Shield may be merged under the Blue Cross and Blue Shield Association in the majority of states. In California, however, Anthem Blue Cross and Blue Shield of California are two separate—and competing—health insurance companies with large networks.

What is the difference between Blue Shield of California and Anthem Blue Cross?

Anthem Blue Cross is a for profit company in California, and Blue Shield is a non-profit. Both insurance companies have large networks and very good doctors. In California, Anthem Blue Cross is the biggest health insurance carrier.

Blue Cross and Blue Shield | Health care system | Heatlh & Medicine | Khan Academy

23 related questions found

Can I use Blue Shield of California out of state?

The BlueCard® Program gives your employees access to covered services–including emergency and urgent care–almost everywhere in the United States and in 170 countries.

Is Blue Shield of California the same as Blue Shield?

Blue Shield of California is a Registered® mark of the BlueCross BlueShield Association, an association of independent Blue Cross and Blue Shield plans. Blue Shield of California and Mylifepath are service marks of Blue Shield of California.

What is Blue Cross Blue Shield called in California?

In California Anthem Blue Cross is the trade name of Blue Cross of California. Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company are independent licensees of the Blue Cross Association.

Is Florida Blue the same as Blue Cross Blue Shield?

About Florida Blue

Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association.

Is Anthem the same as Blue Cross Blue Shield in Texas?

Blue Cross Blue Shield is a subsidiary of Anthem, but the two entities each sell health insurance in different areas of the country, and each company provides Medicare health benefits and prescription drug coverage to beneficiaries in those areas.

Does Blue Cross Blue Shield of Texas work out of state?

Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists.

What type of insurance is Blue Cross Blue Shield?

The 34 independent and locally operated Blue Cross Blue Shield companies deliver health insurance coverage to one in three Americans across all 50 states, the District of Columbia and Puerto Rico. In addition, the BCBS Federal Employee Program® insures over five million federal employees, retirees and their families.

Which insurance is best for health?

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  1. Aditya Birla Activ Health Platinum Plan. ...
  2. STAR Health's Senior Citizens Red Carpet Health Policy. ...
  3. ICICI Lombard's Complete Health Insurance Policy. ...
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  5. HDFC ERGO Health Suraksha.

Does Anthem Blue Cross of California cover out of state?

Individual Anthem Blue Cross plans in California currently cover emergencies out-of-state, but not routine care.

Is Anthem in every state?

The fourteen U.S. states served by Anthem health insurance plans include: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.

Does Anthem work in Florida?

Anthem offers a variety of plans to those who live in Florida, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value. Anthem Lumenos Health Savings Accounts are consumer-driven health plans for individuals and families.

How good is Florida Blue insurance?

Florida Blue earned an A+ rating from the Better Business Bureau and 4.5 of 5 stars for overall customer experience from the National Committee for Quality Assurance (NCQA).

Is Florida Blue a PPO or HMO?

Our PPO plans give you the opportunity to save with low out-of-pocket costs when you use in-network providers.

Who owns Blue Shield of CA?

Blue Shield of California is a mutual benefit corporation and health plan founded in 1939 by the California Medical Association. It is based in Oakland, California, and serves 4.5 million health plan members and more than 65,000 physicians across the state.

Is Anthem Blue Cross Good?

Anthem is a publicly traded subsidiary of the Blue Cross Blue Shield Association. It's financially strong, and AM Best gives the company an A ("Excellent") rating, indicating the company has the financial ability to pay claims.

What is a PPO plan?

A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.

Is Blue Shield of California Medicaid?

Blue Shield Promise Medi-Cal

Medi-Cal is California's Medicaid healthcare program that offers free or low-cost health coverage. It is for people who meet the income requirements and live in the state. This includes adults, children, families with children, seniors, and persons with disabilities.