Is Cigna accepted in all 50 states?

Asked by: Aiyana Ward  |  Last update: January 9, 2024
Score: 4.4/5 (40 votes)

The company serves more than 86 million customers in 30 countries and remains a leader in global healthcare benefits. Cigna has medical plans available in 12 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Maryland, Missouri, North Carolina, South Carolina, Tennessee, and Texas.

Can you use Cigna in a different state?

Plus, our provider networks span the nation, so customers are covered wherever their travels take them in the United States. Map indicates medical states, dental states and where we are on the Marketplace.

What doesn't Cigna insurance cover?

The following services are excluded from coverage regardless of clinical indications; ▪ Macromastia or Gynecomastia Surgeries; ▪ Surgical treatment of varicose veins; ▪ ▪ Rhinoplasty; ▪ Blepharoplasty; ▪ Redundant skin surgery; ▪ Removal of skin tags; ▪ Acupressure; ▪ Craniosacral/cranial therapy; ▪ Dance therapy, ...

Does Cigna deny a lot of claims?

The probes follow an investigation by ProPublica and The Capitol Forum that Cigna allows its doctors to reject hundreds of thousands of claims a month.

Why are most insurance claims denied?

Unfortunately, insurance companies can — and do — deny policyholders' claims on occasion. Some of the most common reasons for claim denials are exceeding the policy limit, lacking the needed coverage and breaking the law. Additionally, sometimes claims are incorrectly denied.

Cigna CEO Explains The Problem With Healthcare In America

22 related questions found

What is the denial rate for Cigna claims?

According to research by KFF, an independent health policy research organization, the average denial rate across Cigna's plans is 15.28% in 2021. Among individual Cigna plans, the denial rate ranges from 12% to 19.6%. Patients only appeal 0.2% of denied claims, making this a profitable strategy for Cigna.

What is the lawsuit against Cigna?

U.S. Attorney Damian Williams said: “As alleged, CIGNA obtained tens of millions of dollars in Medicare funding by submitting to the Government false and invalid diagnoses for its Medicare Advantage plan members.

What is Cigna's Medicare plan called?

Cigna offers Medicare Advantage plans (also known as Medicare Part C) in select markets to provide health services not covered by Original Medicare, including prescription drug coverage (Medicare Part D), vision, dental and hearing care.

Does Cigna count as Medicare?

Subsidiaries of The Cigna Group contract with Medicare to offer Medicare Advantage HMO and PPO plans and Part D Prescription Drug Plans (PDP) in select states, and with select State Medicaid programs. Enrollment in a Cigna Healthcare product depends on contract renewal.

What company took over Cigna?

Group Life and Disability Business Rebranded New York Life Group Benefit Solutions. NEW YORK, December 31, 2020 - New York Life, America's largest mutual life insurer1, today announced the completion of the company's acquisition of Cigna's group life, accident, and disability insurance business.

What is Cigna known for?

Cigna offers Medicare and Medicaid products and health, life and accident insurance coverages primarily to individuals in the U.S. and selected international markets.

How do I know if my Cigna covers something?

Just call Cigna Customer Service. The toll-free number is 1 (800) Cigna24 (1 (800) ‍244-6224). Product details for Cigna Individual and Family Medical and Dental plans vary based on the plan.

What are alternatives to Cigna?

Cigna's competitors
  • Cigna.
  • Aetna.
  • Humana.
  • UnitedHealth Group.
  • Elevance Health.
  • CVS Health.
  • Molina Healthcare.

Is Cigna accepted in Massachusetts?

National provider network

Cigna's national PPO Network offers more than more than nearly 800,000 PCPs and specialists and 6,000 hospitals. When obtaining services in Massachusetts, Rhode Island, and New Hampshire, you must use a Tufts Health Plan network provider to receive the in-network level of benefits.

Is health insurance different in different states?

Each state is allowed to identify an existing plan as a benchmark for the essential health benefits. As a result, health plan benefits vary from one state to another. For example, some states may require Marketplace plans to pay for weight loss surgery, but others may not.

Who is Cigna's biggest competitor?

The Cigna Group competitors include UnitedHealth Group, CVS Health and Aetna. The Cigna Group ranks 1st in CEO Score on Comparably vs its competitors.

Is Cigna a type of insurance?

Welcome to Cigna. We offer a wide range of insurance plans and products that focus on all aspects of your well-being—physical and emotional.

What is the difference between a PPO and a HMO?

HMOs don't offer coverage for care from out-of-network healthcare providers. The only exception is for true medical emergencies. With a PPO, you have the flexibility to visit providers outside of your network. However, visiting an out-of-network provider will include a higher fee and a separate deductible.

Why are providers dropping Cigna?

"The AMA and other physician organizations allege that Cigna's misconduct is riddled with conflicts of interest and manipulations that routinely shortchanged payments to MultiPlan Network physicians and interfered with the patient-physician relationship by ignoring the MultiPlan contracts and making incorrect ...

What rank is Cigna company?

Photo | Contributed Bloomfield-based Cigna placed at No. 15 on the most recent Fortune 500 list. Fourteen Connecticut companies earned spots on Fortune magazine's top 500 largest business list for 2023.

Is Cigna a legit company?

Cigna Medicare Advantage PPO plans received an overall 3.5 NCQA rating. Cigna is financially stable, as reflected in its AM Best financial strength rating and Standard & Poor's rating. Cigna received an "A" rating from both companies.

How long does it take for Cigna to process a claim?

Where paper claims can take 10-15 days to pay, electronic claims typically take only 3-5 days to pay (and can be processed in as quickly as 1-2 days).

What is Cigna minimum value standard?

A plan provides "minimum value" if it pays at least 60% of the cost of covered services (deductibles, copays and coinsurance) and provides substantial coverage of inpatient hospital services and physician services.

What are the top 10 denials in medical billing?

Top 10 Causes of Denials in Medical billing
  • How to prevent claim denials in medical billing? ...
  • Medical Necessity/ Patient Lack of Eligibility. ...
  • Insufficient information. ...
  • Duplicate billing. ...
  • Improper CPT or ICD-10 codes. ...
  • Untimely filing. ...
  • Patient Information /Demographic. ...
  • Service is not covered by the plan.