Is cough medicine HSA-eligible?
Asked by: Kim Johnson | Last update: October 3, 2025Score: 4.4/5 (12 votes)
Can I get cough medicine with HSA?
Key takeaways:
Your HSA can help you cover qualified emergency, dental, vision, and family medical expenses. The CARES Act has expanded the list of HSA-eligible items to include over-the-counter (OTC) purchases such as allergy, cough, and cold medications.
Does HSA work for cough drops?
Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Are DayQuil and NyQuil HSA-eligible?
DayQuil HBP helps relieve cold & flu symptoms, including cough due to minor throat and bronchial irritation, sore throat, headache, minor aches and pains, and fever. Specially formulated for people with high blood pressure. Take your health to the next level with HSA eligible Cold & Flu products.
Is cold sore medicine covered by HSA?
Cold sore treatment is an eligible over-the-counter (OTC) medicine with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
DWYM: Last two days to buy over the counter meds with HSA
Can I use my HSA for mucinex?
For example: Let's say you were experiencing nasal congestion. You would not have been able to use your HSA money to cover an OTC medication such as Mucinex. Instead, you would have had to dip into your earnings or savings to cover the expense. Health savings account (HSA) vs.
Are gym memberships HSA-eligible?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can I use HSA for Robitussin?
Yes, you can OTC cold medicine like Robitussin with your FSA AND HSA account funds.
Are tampons HSA-eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Is deodorant HSA-eligible?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Is the Apple Watch HSA-eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I use my HSA for mouthwash?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Is Vicks Vaporub covered by HSA?
Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
Are cough drops covered by HSA?
Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Can I buy a toothbrush with HSA?
Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.
Are massages HSA-eligible?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can you use HSA for cold medicine?
Earlier this year, the CARES Act was passed, which made over-the-counter medication HSA-eligible medical expenses. These include things like pain relievers, fever reducers, cough meds, antihistamines, decongestants, nasal sprays, nasal rinses, humidifiers, and more.
Can I use HSA to buy lube?
Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use HSA for vitamins?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Is mucinex an HSA?
Mucinex FSA/HSA Eligible Cough, Cold, & Flu in FSA/HSA Eligible Cold and Sinus - Walmart.com.
Can I use my HSA on Nyquil?
A: Yes, you can. The rules on this have changed over time. As of 2011, the ACA prohibited the purchase of over-the-counter medications with health savings account (HSA) funds, unless a doctor wrote a prescription for them. But Section 4402 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act changed that.
Can I use my HSA for cold sore medicine?
You can also use your health savings account (HSA) to purchase cold sore cream like Abreva® without a prescription.
Can I use HSA to buy Apple Watch?
Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.