Is Delta Dental a good insurance plan?
Asked by: Cyril West | Last update: August 25, 2025Score: 4.9/5 (9 votes)
Is Delta a good dental insurance?
With so many of our patients covered by Delta Dental Insurance, we have filed a magnitude of claims with them and have found them to be one of the most straightforward dental insurance companies to deal with. Bottom line, Delta Dental has over 50 years of experience of providing quality dental insurance.
What is the best insurance to have for dental?
- Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
- Best Overall Cost-to-Value: Physicians Mutual.
- Best for No Annual Maximum: MetLife.
- Best for No Waiting Period: Anthem Blue Cross Blue Shield.
- Best for Customer Satisfaction: DentaQuest.
Do dentists like Delta Dental?
As one of the biggest providers, Delta Dental seems to cause the most grief for dental offices. Most dental offices spend hundreds of hours every month trying to get reimbursed by insurance companies.
How many cleanings does Delta Dental cover per year?
Delta Dental's free LifeSmileTM Score tool can provide a quick look at your current risk that you can then share with your dentist. Most dental plans cover at least two exams and cleanings at little or no out-of-pocket cost.
Get to know the Delta Dental PPO and Delta Dental Premier networks
What does dental insurance not cover?
Many plans do not cover elective services or procedures deemed cosmetic in nature. This means that treatments like teeth whitening or veneers may not be covered under your dental insurance policy.
Does Delta Dental cover full mouth implants?
One of the most significant advantages of Delta Dental's coverage for full mouth implants is the financial peace of mind it affords. Dental treatments, particularly those as extensive as full mouth implants, can incur substantial costs, often presenting a significant barrier to access for many individuals.
Does Delta Dental pay the dentist directly?
Delta Dental pays participating dentists directly for each covered service rendered based on the lesser of the submitted fee or the fee published in Delta Dental's PPO fee schedule, rather than a monthly dollar amount. Patients can lower their out-of-pocket costs by choosing a Delta Dental PPO participating dentist.
How long does it take to get reimbursed from Delta Dental?
While paper claims can take two to three days to process, most electronic claims are processed the same day! This means that members and benefit managers always know the status of their claims, and providers are paid quickly.
Does Delta Dental pay for fluoride?
What Delta Dental covers. Most Delta Dental PPO™ and DeltaCare® USA plans cover fluoride treatments for children up to age 12, and many cover treatments up to age 18 and older.
Is it cheaper to get dental insurance or pay out of pocket?
If your only expenses each year are for routine six-month checkups, it might be less expensive to skip the insurance and pay out of pocket. However, unexpected dental work—such as fillings, crowns, or root canals—can be expensive, and it is for those situations when dental insurance can be most helpful.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
Does Delta Dental cover crowns?
Average cost of crown with delta dental
The average delta dental crown cost of $450 is derived from seeing an in-network dentist with 50% coverage for an all ceramic crown. The procedure code used to bill for an all ceramic crown is D2740. Breakdown of the cost: Estimated in-network fee for D2740 is $900 total.
Which type of dental plan is the most common?
Preferred Provider Organization (PPO) dental insurance is the most common and versatile choice for many individuals and families. Its blend of provider flexibility, cost-sharing mechanisms, and coverage options makes it a well-rounded option for those seeking comprehensive dental care.
Is Delta Dental coverage good?
In addition to ranking best overall of the 17 companies we surveyed, Delta Dental also made our lists for: Best dental insurance provider for braces. Best dental insurance companies for implants. Best dental insurance for older adults.
Do you pay up front with dental insurance?
Dental insurance plans are typically categorized into two main types: indemnity plans and managed-care plans. Indemnity plans, often referred to as “fee-for-service” plans, offer a broad choice of dental care providers and typically involve the policyholder paying upfront and being reimbursed a portion of the cost.
Does Delta give you a full refund?
You have one day from the time of purchase to cancel or change your flight for any reason and receive a full refund with no cancellation fee.
Does Delta Dental pay any on implants?
There are three types of plans for individuals that you can purchase to cover implants: Delta Dental PPO Plan offers 50% coverage for implants. Delta Dental Premier Plan offers 40% coverage for implants. Delta Dental PPO Plus Premier Plan offers 40% coverage for implants (or 30% coverage for out-of-network)
What happens if you don't pay Delta Dental?
If no payments are received by the end of your one-month grace period, the policy will terminate due to non-payment and may be subject to a 12-month lockout. To address concerns on a specific billing situation, contact our customer service team at 1-888-899-3734.
Do most dentists accept Delta Dental insurance?
With 3 out of 4 dentists participating in the Delta Dental network, it's easy to find a qualified in-network dentist.
How do people afford full mouth dental implants?
The most common way people pay for dental implants is to apply for dental financing. Dental financing gives you the option to pay for dental work over an extended period, usually between two and seven years.
Do you have to pay upfront with Delta Dental?
The fee is charged at the time of enrollment for residents of AL, CA, DE, FL, GA, LA, MD, MS, MT, NV, PA, TX, UT and DC and is non-refundable.
How much does most dental insurance pay for implants?
Many plans will cover them if you need them due to an accident, but not if the reason is cosmetic. If your plan does cover your implants, it will typically only cover a percentage of the costs, often 25% to 50%. And you may need to wait six months, a year, or more to get the highest amount of coverage.