Is dental floss HSA approved?
Asked by: Wilfred Jaskolski | Last update: December 22, 2025Score: 4.4/5 (8 votes)
Does HSA cover dental floss?
Currently, FSAs and HSAs cover dental expenses, such as x-rays, tooth extractions, fillings, dentures, caps, crowns, implants and fluoride treatments. However, everyday preventable over-the-counter products have been excluded from these tax-advantaged accounts.
Can you use HSA for dental supplies?
Can I use an HSA or FSA to pay for dental expenses? Yes, you can use a health savings account (HSA) or flexible spending account (FSA) for dental expenses. But before you start saving this tax-free money, there are some rules you should know.
Are dental hygiene products HSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Is dental floss an FSA item?
FSA-Excluded Dental Expenses
You can't even buy toothpaste of any kind or dental floss using FSA funds, as they are not eligible expenses. Oral pain remedies, however, are typically covered by plans. Orthodontia is usually covered, but there are situations in which it can be considered cosmetic.
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How to know if something is HSA eligible?
- Common or routine medical expenses. Annual exams. ...
- COVID PPE supplies. ...
- Menstrual products and OTC medications. ...
- Family planning products. ...
- Emergency medical expenses. ...
- Mental health expenses. ...
- Dental care. ...
- Vision care.
Is a Waterpik an FSA item?
If a dentist has diagnosed a medical condition and recommended a Waterpik™ Water Flosser or a Waterpik™ Sonic-Fusion™ as treatment or mitigation for the medical condition, under IRS guidelines it should qualify for reimbursement through an FSA/HRA and for tax-preferred treatment for an HSA.
What dental expenses are not HSA eligible?
For instance, cosmetic dental procedures such as teeth whitening or veneers are generally not covered by HSAs or medical FSAs.
Can I use my HSA for toothbrushes?
Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Does HSA cover water flosser?
Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Can I use my HSA for dental supplies?
BY Carly Plemons Published on February 01, 2024
Yes, you can use an HSA (Health Savings Account) or FSA (Flexible Spending Account) for dental expenses. These accounts can help you save money on dental care, and in this guide, we'll explain how they work and what dental expenses are eligible.
Can I buy deodorant with my HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Does mouthwash count for HSA?
You can use your HSA to pay for dental cleanings and checkups, along with common procedures such as fillings, root canals, bridges, crowns, and orthodontics. You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash.
Is sunscreen covered by HSA?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
What if I accidentally used my HSA card for groceries?
If you catch the transaction early enough, you might even be able to contact the retailer and ask them to reverse the charge and fill it on a new card. If you bought something in person, you can also return it to the store and then buy it again with a different card.
Can you buy vitamins with HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Is Invisalign covered by HSA?
Your personal HSA can apply to any type of orthodontic treatment deemed medically necessary. So, yes – your HSA funds can be put toward any type of braces, including BRIUS, metal self-ligating (tie-less) braces, clear self-ligating braces, or Invisalign clear aligners for you or your child!
Is water floss HSA eligible?
If a dentist prescribes a WATERPIK water flosser or WATERPIK Sonic-FusionTM for health reasons, you may be able to pay for it with your flexible spending or health savings account!
Is waterpik as good as flossing?
A Waterpik, or water flosser, is a device that sprays water to clean between your teeth. It can be a good substitute for traditional flossing, especially for those who find flossing hard. While it may not work as well as flossing in all cases, a Waterpik can still remove plaque and reduce gum disease.
Is floss an FSA item?
The question of whether dental floss is FSA eligible reveals the strict guidelines FSAs follow. Unfortunately, they do not meet the requirements for medical necessity and are therefore not FSA-eligible.