Is diaper cream covered by HSA?
Asked by: Bret Shields | Last update: November 6, 2025Score: 4.8/5 (58 votes)
Is baby lotion covered by HSA?
Lotions and creams
Parents can use their HSA to purchase lotions, ointments, and creams to alleviate baby skin conditions like diaper rash, eczema, and dry skin.
Is baby diaper HSA eligible?
Although diapers are not currently eligible for HSA reimbursement, it is important to note that HSAs are designed to help individuals save for qualified medical expenses.
Can you use an HSA for skin cream?
When it comes to acne, HSA funds can be used for prescription medications like topical creams or oral antibiotics. These treatments can help reduce inflammation, kill bacteria, and promote skin healing. Additionally, dermatologist visits for acne consultations and follow-ups may also be covered.
What lotion is HSA eligible?
Shaving cream or lotion are never eligible for reimbursement as they are personal health products.
How To Use Your FSA & HSA on AMAZON (Easy)
Can you use HSA for diaper cream?
Diaper rash cream & ointment is an over-the-counter (OTC) item eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can you buy baby wipes with HSA?
While there are many baby and pregnancy products you can use HSA and FSA money on, not all health-related products are covered. Before you go on a shopping spree with your spending account, here are some health necessities that aren't eligible for HSA or FSA: Diapers. Wipes.
Can you use HSA for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is Aquaphor covered by HSA?
Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.
Can I buy a car seat with HSA?
Car seats are not typically eligible for HSA or FSA reimbursement. However, there may be a situation where you need a special car seat to help secure or brace a child with a specific medical condition, in which case, you should consult with your doctor and HSA/FSA administrator.
Can you buy baby shampoo with HSA?
Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.
Are condoms HSA eligible?
Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Are baby diapers HSA approved?
Unfortunately, pediatric diapers like Pampers don't qualify as eligible expenses through an FSA or HSA. However, if your toddler or child has a diagnosed medical condition that keeps them from being potty trained or has delayed potty training, their incontinence products would qualify for eligibility.
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Is deodorant on HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Can HSA pay for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Is diaper rash cream HSA eligible?
Diaper rash cream & ointment is an over-the-counter (OTC) item eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you buy sperm with HSA?
IVF, including egg and sperm storage, is potentially considered an eligible medical expense. Fees for temporary storage qualify, but only to the extent necessary for immediate conception. For example, storage fees for undefined future conception probably aren't considered medical care.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Is mouthwash HSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can I buy vitamins with HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can I use HSA for toothpaste?
What common healthcare expenses are not HSA-eligible? Preventive care that is not prescribed by a healthcare professional is not always HSA-eligible. Some examples of common healthcare expenses that fall into this category are: Personal hygiene items, such as toothpaste and deodorant.