Is digital proof of insurance OK?
Asked by: Brady Jacobi | Last update: June 24, 2025Score: 4.7/5 (13 votes)
Does proof of insurance need to be printed?
Nearly every state and the District of Columbia allow electronic proof of insurance. Massachusetts is the only state that doesn't require drivers to carry proof of insurance since state laws require insurance information to be printed directly on the car's registration.
Which states do not accept digital insurance cards?
Forty-nine states and the District of Columbia permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop. New Mexico is the only state where electronic proof of insurance is not explicitly accepted.
Can I show proof of insurance on my phone for inspection in Texas?
If you're looking to show proof of auto insurance in Texas, you'll be relieved to know that drivers have options. Texans can now show proof of insurance by phone, making electronic proof of insurance a viable way to carry your coverage information.
Does NC DMV accept electronic proof of insurance?
North Carolina now allows for digital proof of car insurance so you no longer need to print a hard copy to keep in your vehicle and can instead use your phone. In fact, as of October 2022, 49/50 states and Washington D.C. now permit drivers to use an electronic insurance card during a traffic stop.
How to Get Proof of Insurance (How to Show It)
Can I bring digital insurance to DMV?
Yes, you can provide a picture of your vehicle's insurance information. California Vehicle Code 16028 states, “The evidence of financial responsibility may be provided using a mobile electronic device.”
Does NC accept a digital license?
Governor Roy Cooper has signed into law House Bill 199, which will give anyone in North Carolina with a valid driver's license the option to switch to a digital credential as of July 2025.
Do I need a physical copy of insurance for inspection?
Most vehicle inspections will require proof of insurance to pass — and most states require insurance to legally drive on the road.
How do I get proof of insurance on my phone?
How to Get Proof of Insurance on Phone. First, check with your insurance provider to see if they offer a mobile app or digital platform. If they do, you just need to download the app, and log in. For those without an app, you can often access your insurance documents through your provider's website.
Does Florida accept digital insurance cards?
According to the Property Casualty Insurers Association of America, the 30 states that have adopted e-card laws and/or regulations are: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, North ...
Do all states accept digital ID?
Select airports in Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Iowa, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Nevada, New York, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia and Puerto Rico are fitted with the equipment to accept digital IDs.
Can someone drive my car if they are not on my insurance Geico?
Some states require the car owner's insurance to cover any accidental damage, so if they're not insured or don't have the right coverage, as the driver you may end up being liable.
What states do you need proof of insurance?
Almost every state in the U.S. requires drivers to have some form of car insurance. The only state that doesn't require car insurance is New Hampshire. Instead, drivers must prove they have enough funds to cover any costs if they cause an accident.
What states do not allow electronic proof of insurance?
According to Allstate, the only state that currently doesn't accept digital proof of insurance is New Mexico. All 49 other states and the District of Columbia will allow drivers to show physical or digital proof of insurance.
Do you need to keep paper copies of insurance policies?
Generally, you should keep most insurance documents for at least as long as the policy is in effect or, if your policy has ended, until any still-open claims are settled.
Do you need to print insurance documents?
No, it's not essential to take copies of your travel insurance documents with you. It's always a good idea to have a copy in your bag or on your phone.
Do police accept digital insurance cards?
Can You Present Digital Proof of Insurance? Yes, you can provide a picture of your vehicle's insurance information. California Vehicle Code 16028 states, “The evidence of financial responsibility may be provided using a mobile electronic device.”
Do you need to carry your car registration?
Answer: Yep, you're supposed to have your registration and insurance documents in your vehicle when you drive, but the crime prevention folks will tell you it's a bad idea to leave them there when you're not with the car.
What to do if you lost your car insurance paper?
Request a temporary insurance card or proof of coverage from your insurance company. Explore digital insurance card options, like a mobile app provided by your insurance company. Also consider making digital copies or screenshots for immediate use, just in case you need your card before you get a replacement.
Is electronic proof of insurance legal in Texas?
Texas passed legislation allowing drivers to show proof of liability insurance on their cell phone. A bill introduced by Sen. Glenn Hegar, R-Katy has passed now allowing Texans to show proof of Auto Liability insurance on their cell phone or wireless device. Sen.
Can I inspect my car without insurance?
When getting the inspection, you'll usually need documents such as your driver's license, vehicle title or registration, and proof of insurance. Insurance inspections aren't the same as state-required inspections.
Why do insurance companies take pictures of your car?
Taking photographs of a vehicle can help insurers evaluate the condition of the insured vehicle, avoid fraudulent claims, assess the vehicle's value and estimate claim payouts.
Will police accept a digital driver's license?
Will police accept a mobile ID in California. No. While this ID format is accepted at participating airports, the California digital ID is not currently accepted by police, state, and government agencies.
Can I drive with a picture of my license in NC?
No, physical copies of a driver's license and a registration card must be inside a registered vehicle at all times, according to the NC Department of Public Safety. A photograph of a driver's license will not suffice, said Sgt. Marcus Bethea, spokesperson for the NC Department of Public Safety.