Is Dry Needling FSA eligible?

Asked by: Lenora Bauch  |  Last update: July 25, 2025
Score: 4.9/5 (29 votes)

Did you know that Dry Needling is covered under your FSA? Dry needling can help with some of the following issues: Chronic muscle or myofascial tightness. Repetitive stress injuries.

Are needles covered by FSA?

Syringes and all insulin-related supplies are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

What therapy is covered by FSA?

FSAs cover different kinds of therapy services, such as individual therapy, substance use disorder treatment, and psychiatric care.

Can I pay for microneedling with FSA?

When it comes to microneedling, both HSAs and FSAs can be used if the procedure meets the respective account's eligibility criteria. However, HSAs may offer more long-term benefits due to their ability to retain unused funds.

Is Dry Needling covered by HSA?

Is Dry Needling treatment covered by my insurance? "Dry Needling" is covered. Most HSA plans do cover Dry Needling.

Webinar - Dry Needling for Pain Relief: How Does it Work?

32 related questions found

Can I use my FSA for massages?

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Does medical cover dry needling?

A note on Medicare and dry needling

Medicare will only provide coverage for acupuncture, including dry needling, for chronic lower back pain. Any other condition will not be covered. Not all providers are able to provide acupuncture. Medicare cannot directly pay licensed acupuncturists for their services.

What dermatology treatments are FSA eligible?

Not only can your visit to a board-certified dermatologist be considered FSA-eligible, but prescribed follow-up treatments (including acne extractions), oral and topical prescribed medications and even over-the-counter acne care products, such as acne cleansers and toners that your dermatologist recommends, may also be ...

Can I use my FSA for acupuncture?

Acupuncture is considered an “eligible expense” for FSA, HSA, and HRA accounts. Some plans will require you to submit a Letter of Medical Necessity (LMN), which we are happy to help you with. Some plans also consider health products, supplements, herbs and bodywork services as eligible expenses.

Can I use my FSA for physical therapy?

Both FSAs and HSAs can be used for certain out-of-pocket health care expenses, and physical therapy costs are one such expense. You can use FSAs and HSAs to pay for deductible costs and co-pays, but not insurance premiums.

Can I use FSA to pay for gym membership?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Is laser hair removal FSA eligible?

Laser hair removal reimbursement is considered a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account ( ...

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are Botox injections FSA eligible?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are waterpiks FSA eligible?

If a dentist prescribes a WATERPIK water flosser or WATERPIK Sonic-FusionTM for health reasons, you may be able to pay for it with your flexible spending or health savings account!

Can I use FSA for Dry Needling?

Did you know that Dry Needling is covered under your FSA? Dry needling can help with some of the following issues: Chronic muscle or myofascial tightness. Repetitive stress injuries.

Can FSA pay for massage?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can you use HSA for Dry Needling?

Is dry needling (AKA trigger point therapy) covered by insurance? Dry needling is not covered by insurance. We accept Health Savings Accounts (HSAs) and Flexible Savings Accounts (FSAs) to pre-pay these services in advance. We will provide you with all of the required receipts to submit these services.

Can I pay for a facial with FSA?

Skin care services focused on improving your skin's appearance are not FSA eligible. These include facials, microdermabrasion, laser resurfacing, chemical peels, and any type of cosmetic surgery. These aren't covered even if they're performed by a dermatologist.

Can you use FSA for tummy tuck?

The Internal Revenue Service differentiates between procedures that are designed to address issues that are cosmetic or functional in nature. IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects.

Is hair transplant FSA eligible?

HAIR TRANSPLANT: Surgical hair transplants are not an eligible expense unless deemed medically necessary because of trauma, injury, or disease. See Cosmetic Surgery/Procedures.

Why is dry needling illegal?

Opponents argue that dry needling may encroach upon the scope of practice of professions such as acupuncture and chiropractic care, leading to concerns about patient safety and competence.

How much does a session of dry needling cost?

How Much Does a Dry Needling (1 session) Cost? On MDsave, the cost of a Dry Needling (1 session) ranges from $31 to $92. Those on high deductible health plans or without insurance can shop, compare prices and save.

Who should avoid dry needling?

Dry needling is not for those with unmanaged blood-clotting or immune-system disorders. Plus, the American Physical Therapy Association does not recommend dry needling for children younger than 12. Always check with your medical provider or physical therapist if you have concerns.