Is FL Blue the same as Blue Cross Blue Shield?
Asked by: Wallace Will | Last update: April 5, 2025Score: 4.1/5 (56 votes)
Are Florida Blue and BCBS of Florida the same?
The name change demonstrates our commitment in helping all members feel more comfortable regarding health care solutions.” While the brand name has changed to Florida Blue, the company's legal name remains Blue Cross and Blue Shield of Florida, Inc. Florida Blue is a leader in Florida's health industry.
Is Florida Blue the same as Blue Cross Blue Shield Federal?
Florida Blue is the servicing agent for the Federal Employee Service Benefit Plan, the Blue Cross and Blue Shield Federal Employee Program® (FEP).
What company owns Florida Blue?
GuideWell, formally GuideWell Mutual Holding Corporation (holding company for Florida Blue), is a mutual insurance holding company primarily focused on health insurance in Florida.
Is my blue the same as Florida Blue?
Florida Blue's HMO plans, myBlue, BlueCare and SimplyBlue, feature a primary care doctor who coordinates your health care, sometimes including referrals to specialists. Also, with an HMO plan, unless it's an emergency, you only have coverage for care and supplies from providers in your plan's network.
Florida Blue Insurance Review 2024 ✅ Florida Blue Buyers Guide!
What type of insurance is Florida Blue?
Florida Blue's Health maintenance organization plans, or HMO plans, offer a wide range of health care services through a specific, local network of our participating health care providers, hospitals and facilities, typically for a lower deductible than a PPO plan.
Is Anthem the same as Blue Cross Blue Shield Florida?
Anthem and Blue Cross Blue Shield are related, but they are not the same company. While they are both top health insurance providers in the USA, the big difference is that Blue Cross Blue Shield is the umbrella that is made up of several independent companies, and one of these smaller companies is Anthem.
Is BCBS the same in every state?
BCBS is a federation of 36 independent health insurance companies, each serving specific states or regions. While BCBS-affiliated insurers offer health plans nationwide, the details of coverage, including plan types, premiums, and benefits, can differ by state due to local regulations and market conditions.
Are Blue Cross and Blue Cross Blue Shield the same?
Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States.
Can Florida Blue be used in another state?
When traveling out-of-state, you're covered under the BlueCard® Program.
What happened to Blue Cross Blue Shield?
Court issues preliminary approval of $2.8 billion Blue Cross Blue Shield provider settlement. A $2.8 billion settlement from Blue Cross Blue Shield to health care providers resolving a 12-year antitrust lawsuit received preliminary approval yesterday from the U.S. District Court for the Northern District of Alabama.
What is the most accepted health insurance in Florida?
Frank Vasquez. The most accepted health insurance in Florida is Blue Cross Blue Shield (Florida Blue) and Cigna. These insurance carriers are accepted almost everywhere in the Sunshine State. This makes them some of the best health insurance plans in Florida.
How do I know which BCBS plan I have?
Your plan type
If you forget or aren't sure what type of health insurance plan you have (like an HMO or PPO), you can find out on your BCBS ID card. If you have an HMO, your card may also list the physician or group you've selected for primary care.
Is Florida Blue only for Florida residents?
Florida Blue, Florida's Blue Cross and Blue Shield company, has been providing health insurance to residents of Florida for more than 75 years. Driven by its mission of helping people and communities achieve better health, the company serves more than 5 million health care members across the state.
What is better, Blue Shield or Anthem Blue Cross?
What we're seeing is that when comparing apples and apples, the Blue Shield of California formulary is broader than Anthem Blue Cross for Individual/Family and maybe even Small Business. Anthem made the move to a more limited drug list for their group business which was unprecedented.
What states are covered by Blue Cross Blue Shield?
BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
Who owns Blue Cross Blue Shield?
The Association owns and manages Blue Cross and Blue Shield trademarked plans in over 170 countries and grants licenses to independent companies to use the names in exclusive geographic areas. BCBSA companies provide health insurance to over 115 million people in the United States.
Is Florida Blue the same as Blue Cross?
Florida Blue is a not-for- profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.
Is $200 a month expensive for health insurance?
Is $200 a month expensive for health insurance in California? Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old.
Is Florida Blue a good insurance?
Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.
Do doctors prefer HMO or PPO?
HMO plans might involve more bureaucracy and can limit doctors' ability to practice medicine as they see fit due to stricter guidelines on treatment protocols. So just as with patients, providers who prefer a greater degree of flexibility tend to prefer PPO plans.
What is the best health insurance company to go with?
- Best Overall and Best for Self-Employed: Kaiser Permanente.
- Best Widely Available Plans: UnitedHealthcare.
- Best for Low Complaints and Best for Chronic Conditions: Aetna.
- Most Affordable: Molina Healthcare.
What is the deductible for Florida Blue?
What is the overall deductible? In-Network: $1,650 Per Person/$3,300 Family. Out-of-Network: $2,500 Per Person/$5,000 Family. Generally, you must pay all of the costs from providers up to the deductible amount before this plan begins to pay.