Is Florida Blue Federal?

Asked by: Lacey Stamm  |  Last update: October 17, 2025
Score: 4.1/5 (64 votes)

Florida Blue is the servicing agent for the Federal Employee Service Benefit Plan, the Blue Cross and Blue Shield Federal Employee Program® (FEP).

Is Florida Blue government?

Florida Blue is a not-for- profit, policyholder-owned, tax-paying mutual company.

What type of insurance is Florida Blue?

Florida Blue's Health maintenance organization plans, or HMO plans, offer a wide range of health care services through a specific, local network of our participating health care providers, hospitals and facilities, typically for a lower deductible than a PPO plan.

What company is Florida Blue under?

Florida Blue is a part of the GuideWell family of companies. Together, we're committed to making a meaningful difference in the health of all Floridians. Read about our progress in the 2023 GuideWell Impact Report.

Can Florida Blue be used in another state?

When traveling out-of-state, you're covered under the BlueCard® Program.

Florida Blue employee says second wave of layoffs came with no warning as industry faces challenges

23 related questions found

Is Florida Blue accepted nationwide?

Florida Florida Blue is an association of 36 locally-operated companies. Coverage is nationwide, with more than 106 million members in all 50 states, Washington D.C. and Puerto Rico.

Is Florida Blue federal insurance?

Florida Blue is the servicing agent for the Federal Employee Service Benefit Plan, the Blue Cross and Blue Shield Federal Employee Program® (FEP).

What is the best healthcare insurance?

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Is Florida Blue only for Florida residents?

Florida Blue, Florida's Blue Cross and Blue Shield company, has been providing health insurance to residents of Florida for more than 75 years. Driven by its mission of helping people and communities achieve better health, the company serves more than 5 million health care members across the state.

Is Florida Blue health insurance good?

Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.

Which is the cheapest health insurance for senior citizens?

Medicare is the cheapest health insurance with the best benefits for people age 65 and older or who have a qualifying disability.

What is the difference between blue cross and Florida Blue?

Florida Blue is a not-for-profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.

Is Florida Republican or Liberal?

The state is dominated by Republicans on the state level, as Democrats have not held the governorship or either house of the legislature since 1999. Republicans currently have veto-proof majorities in both houses of the Florida legislature.

Is Florida Blue Medicare or Medicaid?

Florida Blue is with you for more value, savings, and choices. Our range of health solutions includes Medicare plans that fit your lifestyle and budget. Get access to a trusted network of doctors, hospitals, pharmacies, and cost-saving programs designed to help keep you healthy.

Is $200 a month good for health insurance?

Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old. The best way to get cheap rates is to use health insurance subsidies, which lower the cost of an insurance plan based on your income.

What's better, PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral.

What benefits does Florida Blue have?

Florida Blue offers members a broad range of services and programs that are not only convenient but help save money on many health care needs.
  • Fitness club memberships.
  • Exercise footwear and apparel.
  • Weight loss management.
  • Vision care, glasses and contact lenses.
  • Hearing aids and care.
  • Family care and elder care services.

Is Florida Blue nationwide?

When you're a Blue Cross and Blue Shield of Florida BlueOptions or BlueChoice member, you take your health care benefits with you across the country and around the world.

Does Florida Blue cover surgery?

Since the passing of the Affordable Care Act in 2010, all plans must cover these 10 essential health benefits: Ambulatory patient services (outpatient care you get without being admitted to a hospital) Emergency services. Hospitalization (like surgery and overnight stays)

Is Florida Blue HMO or PPO better?

Why would a person choose PPO over an HMO? While PPO plans can be more expensive than HMO plans, they offer out-of-network coverage that HMO plans do not offer. This gives you a choice of more doctors and specialists.

Why is Florida health insurance so expensive?

The population is expected to grow by nearly 300,000 annually over the next five years. One of the critical challenges in Florida's health insurance sector is the high cost of premiums. The state's insurance market is dominated by a few major insurers, which limits competition and keeps prices high.