Is Florida Blue Medicare any good?

Asked by: Vivien Balistreri  |  Last update: February 11, 2022
Score: 4.2/5 (55 votes)

For 2021, Florida Blue HMO received the following Overall Star Rating from Medicare. ... Learn more about our plan and how we are different from other plans at

Is Florida Blue a good plan?

Florida Blue, a leading health solutions company, earned the top ranking among health insurers across the country in a new survey released by consumer insurance company website

What is the highest rated Medicare Advantage plan in Florida?

What is the best Medicare Advantage plan in Florida? We recommend AARP/UnitedHealthcare Medicare Advantage as the best overall provider in Florida. The company offers $0 plans in all of Florida's 67 counties. Plus, it is well rated and has in-network providers across the country.

Is Medicare the same as Florida Blue?

Florida Blue has proudly served Medicare beneficiaries since 1965. We offer a variety of affordable Medicare plans with more benefits than Original Medicare. Choose the plan that's right for you with coverage options like access to a trusted network of doctors, hospitals and pharmacies, cost-saving programs and more.

How is Florida Blue rated?

For 2020, Florida Blue received the following Overall Star Rating from Medicare. Learn more about our plan and how we are different from other plans at

Florida Blue explains Medicare

33 related questions found

What is Florida my blue?

What is My Blue Insurance? My Blue insurance is a new, low-cost health insurance plan from Florida Blue HMO. That means that individuals can receive quality Florida Blue health insurance plans that are within budget and covers the cost of rehab.

Whats better PPO or HMO?

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.

Does Florida Blue Medicare cover out of state?

Wherever you go, through our BlueCard®4 program, your health care coverage goes with you.

Does Florida Blue have dental coverage?

Florida Combined Life Insurance Company, Inc. (FCL), an affiliate of FloridaBlue, is committed to offering superior dental coverage to its members and cost-effective solutions to employers faced with escalating benefit costs.

Does Florida Blue have OTC benefits?

HMO coverage is offered by Florida Blue Medicare, DBA FHCP Medicare, an Independent Licensee of the Blue Cross and Blue Shield Association. Your FHCP Medicare plan gives you a $75 allowance every quarter for over-the-counter (OTC) items, such as vitamins and aspirin — at no cost to you.

Does Florida have Medicare Advantage?

There are 583 Medicare Advantage plans available in Florida in 2022. (This is up from 526 plans in 2021.) All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan.

How much do Medicare Advantage plans cost in Florida?

The monthly premium costs of Medicare Advantage plans in Florida range from $0 to $145.50. You'll still have to pay the Part B premium of $148.50, bringing your monthly premium cost to a range of $148.50 to $294. The additional monthly cost of a Medicare Supplement plan in Florida averages $152.58.

What is the difference between Florida Blue Select and Florida Blue Options?

According to Florida Blue, BlueOptions offers the greatest flexibility with in- and out-of-network coverage for most health care services. ... BlueSelect PPO/EPO is Florida Blue's smallest network with over 16,000 doctors, 100 hospitals and most major pharmacy chains.

Who is eligible for Florida Blue?

You are age 65 or older and a U.S. citizen or a permanent U.S. resident who has lived in the U.S. continuously for five years prior to applying. You are younger than 65 with a qualifying disability.

Who owns Florida Blue?

Patrick J.

GuideWell is a mutual insurance holding company and is a family of forward-thinking companies focused on transforming health care. The holding company includes Florida Blue, GuideWell Connect, Onlife Health, GuideWell Health, GuideWell Source, PopHealthCare and WebTPA.

Does Florida blue cover vision?

Our BlueVision Plans

Each plan includes access to a wide selection of frames, eyeglass lenses and contacts––many of which are fully covered. Plus, a comprehensive annual eye exam that is fully covered after a $10 copayment, if applicable.

Does Florida blue cover mental health?

The right treatment can get you back to feeling like yourself. Your Medicare health plan includes mental health coverage. Florida Blue works with New Directions to offer you behavioral health resources.

Is Florida Blue HMO or PPO?

Florida Blue offers PPO plans, which provide you with the most freedom to choose your doctors and health care service providers.

Does BCBS cover Medicare deductible?

BCBS Medicare Supplement Plan N.

Plan N covers the copays and coinsurance for Medicare Parts A and B. It also covers the Medicare Part A deductible and foreign travel emergencies.

What labs does Florida Blue cover?

Quest Diagnostics and its subsidiaries AmeriPath and Dermpath Diagnostics are the preferred laboratory providers for most Florida Blue plans. This is also true for members of other Blue Plans accessing care in Florida through BlueCard®.

What does Florida Blue Silver plan cover?

Your plan includes:

$0 annual wellness checkup, including $0 preventive screenings and related lab work so you and your doctor can better monitor your health! Just remember to use in-network providers. $0 preventive immunizations and vaccinations. $0 for certain generic contraceptives.

Why would a person choose a PPO over an HMO?

Advantages of PPO plans

A PPO plan can be a better choice compared with an HMO if you need flexibility in which health care providers you see. More flexibility to use providers both in-network and out-of-network. You can usually visit specialists without a referral, including out-of-network specialists.

Can I have both HMO and PPO?

Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.

Are EPO and PPO the same?

A PPO offers more flexibility with limited coverage or reimbursement for out-of-network providers. An EPO is more restrictive, with less coverage or reimbursement for out-of-network providers. For budget-friendly members, the cost of an EPO is typically lower than a PPO.