Is Florida Blue national?
Asked by: Mrs. Amanda Grant | Last update: October 25, 2025Score: 4.6/5 (74 votes)
Can Florida Blue be used in other states?
How am I covered if I travel outside the State of Florida? When traveling out-of-state, you're covered under the BlueCard® Program. You'll receive in-network benefits and will be protected from balance billing when receiving covered services from a BlueCard® participating provider.
Does Florida Blue cover nationwide?
Florida Florida Blue is an association of 36 locally-operated companies. Coverage is nationwide, with more than 106 million members in all 50 states, Washington D.C. and Puerto Rico.
Is Florida Blue good outside of Florida?
Florida Blue HMO offers separate programs for short trips and long-term stays. For short trips, your coverage is accepted worldwide by doctors and hospitals that participate in our BlueCard Program.
Is Florida Blue only for Florida residents?
Florida Blue, Florida's Blue Cross and Blue Shield company, has been providing health insurance to residents of Florida for more than 75 years. Driven by its mission of helping people and communities achieve better health, the company serves more than 5 million health care members across the state.
Florida Blue employee says second wave of layoffs came with no warning as industry faces challenges
Can I use my Florida health insurance in another state?
Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.
Is Florida Blue a national plan?
Limited Network: Florida Blue is a Blue Cross Blue Shield (BCBS) company primarily operating within the state of Florida. While BCBS boasts a national network, Florida Blue's plan network typically extends only within Florida.
Is Florida Blue a good insurance?
Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.
Can I use Florida Blue in Texas?
Florida Blue is a common health insurance in Texas, and individuals who have Florida Blue may wish to find therapists who are in-network with their health insurance.
What is the difference between a PPO and a HMO?
HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.
Which is better, Florida Blue HMO or PPO?
Why would a person choose PPO over an HMO? While PPO plans can be more expensive than HMO plans, they offer out-of-network coverage that HMO plans do not offer. This gives you a choice of more doctors and specialists.
Will my HMO cover me out of state?
HMO coverage is typically limited to the state or even county where you sign up, so you need to use the providers and services that are included in the HMO plan. In many cases, once you leave your plan's service area, you typically have to pay the full cost of care.
Does Walmart take Florida Blue?
Your card can be used at the below retail locations: CVS, Walgreens, Walmart, and more! For a full list of retailers, access your online member account. Or call Member Services at 1-800-926-6565 (TTY 1-800-955-8770).
Is Florida Blue different from Blue Cross Blue Shield?
Florida Blue is a not-for-profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.
Does Florida Blue require referrals?
You won't need a referral, but talking with your doctor can save you time and may help you get an appointment faster. Plus, when medical services and prescription drugs require an approval before they're covered, your doctor will take care of this step for you!
Is Florida Blue accepted outside of Florida?
The BlueCard Program gives you access to doctors and hospitals almost everywhere, giving you the peace of mind that you'll be able to find the health care provider you need. Visit floridablue.com and click on Find a Doctor or call 1-800-810-BLUE (2583) to locate doctors and hospitals outside of Florida.
What is the best healthcare insurance?
Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.
Is Florida Blue good out of state?
If you're traveling out-of-state, an emergency room or urgent care visit, along with any pre-approved services are covered by your Florida Blue health plan. Depending on your plan, you may have additional out-of-state health insurance benefits.
Is Florida Blue an advantage plan?
Florida Blue Medicare offers Medicare Advantage plan options in all 67 counties in Florida. Many Medicare Advantage plans also include prescription coverage built in, as well as many comprehensive benefits and value-added perks, such as: Vision, dental and hearing benefits.
Why is insurance so expensive in Florida?
Florida operates under a no-fault insurance system, meaning that each driver's insurance company is responsible for paying their own medical bills and damages after an accident, regardless of who was at fault. This can lead to higher insurance rates as insurers take on more risk.
What is the best health insurance for 55 and older people?
Medicare is the best health insurance for retirees and seniors. You can choose between Original Medicare (Parts A and B) or private, bundled coverage, called Medicare Advantage.
Is Florida Blue HMO or PPO better?
Compare Florida Blue plans
Florida Blue's Health maintenance organization plans, or HMO plans, offer a wide range of health care services through a specific, local network of our participating health care providers, hospitals and facilities, typically for a lower deductible than a PPO plan.
Is Florida Blue Federal?
Florida Blue is the servicing agent for the Federal Employee Service Benefit Plan, the Blue Cross and Blue Shield Federal Employee Program® (FEP).
Does Florida Blue offer silver sneakers?
SilverSneakers is also available to our Medicare Supplement members for an additional monthly premium. Stay in shape and feel great with fitness classes Monday through Thursday on Facebook Live. Join us from the comfort and safety of your home.