Is Florida Blue nationwide?
Asked by: Verner Miller | Last update: April 20, 2025Score: 4.1/5 (51 votes)
Can Florida Blue be used in other states?
How am I covered if I travel outside the State of Florida? When traveling out-of-state, you're covered under the BlueCard® Program. You'll receive in-network benefits and will be protected from balance billing when receiving covered services from a BlueCard® participating provider.
Does Florida Blue cover nationwide?
Florida Florida Blue is an association of 36 locally-operated companies. Coverage is nationwide, with more than 106 million members in all 50 states, Washington D.C. and Puerto Rico.
Is Florida Blue good outside of Florida?
Florida Blue HMO offers separate programs for short trips and long-term stays. For short trips, your coverage is accepted worldwide by doctors and hospitals that participate in our BlueCard Program.
Is Florida Blue national?
Plus, all Blue plans include: A large selection of quality physicians and hospitals, with no referrals required. A national network for coverage wherever and whenever you need it.
Florida Blue employee says second wave of layoffs came with no warning as industry faces challenges
Is Florida Blue only for Florida residents?
Florida Blue, Florida's Blue Cross and Blue Shield company, has been providing health insurance to residents of Florida for more than 75 years. Driven by its mission of helping people and communities achieve better health, the company serves more than 5 million health care members across the state.
Can I use my Florida health insurance in another state?
Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.
Is Florida Blue a good insurance?
Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.
What is the difference between blue cross and Florida Blue?
Florida Blue is a not-for-profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.
Is Florida Blue HMO or PPO better?
Why would a person choose PPO over an HMO? While PPO plans can be more expensive than HMO plans, they offer out-of-network coverage that HMO plans do not offer. This gives you a choice of more doctors and specialists.
Does Blue Cross cover every state?
Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.
What kind of healthcare is Florida Blue?
Florida Blue's Health maintenance organization plans, or HMO plans, offer a wide range of health care services through a specific, local network of our participating health care providers, hospitals and facilities, typically for a lower deductible than a PPO plan.
Does Walmart take Florida Blue?
Your card can be used at the below retail locations: CVS, Walgreens, Walmart, and more! For a full list of retailers, access your online member account. Or call Member Services at 1-800-926-6565 (TTY 1-800-955-8770).
Is Florida Blue Federal?
Florida Blue is the servicing agent for the Federal Employee Service Benefit Plan, the Blue Cross and Blue Shield Federal Employee Program® (FEP).
Will my HMO cover me out of state?
HMO coverage is typically limited to the state or even county where you sign up, so you need to use the providers and services that are included in the HMO plan. In many cases, once you leave your plan's service area, you typically have to pay the full cost of care.
Does Florida Blue cover in other states?
If you're traveling out-of-state, an emergency room or urgent care visit, along with any pre-approved services are covered by your Florida Blue health plan. Depending on your plan, you may have additional out-of-state health insurance benefits.
What is the best healthcare insurance?
Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.
Why is health insurance so expensive in Florida?
One reason the state's health insurance costs are so high is because Florida's employers are not covering as much of the costs as employers in other parts of the country, said Sara Collins, the study's lead author and a vice president for Commonwealth.
What insurance is accepted in all 50 states?
Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.
What is the difference between a PPO and a HMO?
HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.
Can I have health insurance in one state and live in another?
It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.
Is $200 a month expensive for health insurance?
Is $200 a month expensive for health insurance in California? Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old.
Is Florida blue the same as Blue Cross Blue Shield?
Florida Blue is a not-for- profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.
What is the most accepted health insurance in Florida?
Frank Vasquez. The most accepted health insurance in Florida is Blue Cross Blue Shield (Florida Blue) and Cigna. These insurance carriers are accepted almost everywhere in the Sunshine State. This makes them some of the best health insurance plans in Florida.