Is GoodRx ever cheaper than insurance?
Asked by: Mr. Alfred Grimes | Last update: April 14, 2025Score: 4.3/5 (21 votes)
Is GoodRx cheaper than your insurance?
Insurance and GoodRx. Sometimes, insurance isn't the best deal — because of high deductibles or high copays, or because maybe your drug isn't covered at all. In many cases, GoodRx prices actually beat insurance prices (a copay or coinsurance charge). The good news is you can use GoodRx instead of insurance.
How often does GoodRx beat insurance?
GoodRx Beats Insurance Copays 37% of the Time for Top Drugs. You have insurance, so you must be paying the lowest possible price for your prescription, right?
Why do pharmacies not like GoodRx?
Because this is known scam for drug abusers to get controlled substances at a lower price and sell them later on. More importantly goodrx in general is a scam. They take an estimated cost and simply mark it down. They pocket a part of switch fees that pharmacy pays. So overall on many drugs the pharmacy takes a hit.
Does GoodRx really save you money on prescriptions?
For the 200 most-filled medications in the U.S. , the average GoodRx user saves about $72 per prescription when averaging the estimated savings for users who would have paid cash and users who would have paid commercial insurance copays. These savings can be put towards things like nutrition, housing, and education.
The Truth about GoodRx | Does it actually save you money on prescriptions?
What is the disadvantage of GoodRx?
Predictability. GoodRx's prices “fluctuate frequently — daily, weekly or monthly” the company's website says. So it might be hard to predict what you'll pay and where you'll have to go for your medications from month to month.
Do pharmacies have to honor GoodRx prices?
Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
What is the GoodRx scandal?
According to the FTC's complaint, GoodRx violated the FTC Act by sharing sensitive personal health information for years with advertising companies and platforms—contrary to its privacy promises—and failed to report these unauthorized disclosures as required by the Health Breach Notification Rule.
What's the catch in using GoodRx?
Using GoodRx means paying out of pocket, without insurance. The cost doesn't count toward your deductible. The company was also penalized by the Federal Trade Commission for sharing users' sensitive health information without permission. And using it isn't always simple.
What pharmacies do not accept GoodRx?
GoodRx Gold is accepted at thousands of pharmacies across the country, including CVS, Rite Aid, Costco, VONS, Publix, and Albertsons. See the full list here. GoodRx Gold is currently not accepted at Rite-Aid, Sam's Club, Walgreens, or Walmart.
Why can't you use GoodRx with insurance?
According to the company, “Paying with a GoodRx coupon is considered an 'out-of-network' purchase, and it's up to the insurance company to decide if they'll pay you back—or whether they'll count it toward your deductible.” Therefore, employees can try to get reimbursed for the prescription through insurance post- ...
Why is SingleCare so cheap?
SingleCare works directly with pharmacies to negotiate low prices for our users. SingleCare also analyzes consumer demand for medications and makes pricing adjustments each month, so it's always a good idea to check SingleCare for current prices before purchasing your prescriptions.
Can I use GoodRx if I'm in the donut hole?
Key takeaways:
You may want to consider using GoodRx instead of Medicare when Medicare doesn't cover your medication, when you won't reach your annual deductible, or when you're in the coverage gap phase (“donut hole”) of your Medicare plan.
Is Walmart no longer accepting GoodRx?
GoodRx discounts are still accepted at Walmart and Sam's Club. If you have issues using a GoodRx discount at a Walmart or Sam's Club, please have the pharmacist call 1-866-921-7286.
How does GoodRx make money without insurance?
Coupons and Partnerships: GoodRx derives a substantial portion of its revenue from their coupon services. By providing users with coupons that offer discounts on medications, GoodRx encourages consumers to fill their prescriptions at partner pharmacies.
Does Costco take GoodRx?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
Why are pharmacies dropping GoodRx?
Three independent pharmacies have filed separate lawsuits accusing GoodRx, which markets a prescription drug discount card, of conspiring with several pharmacy benefit managers to fix reimbursement fees, the latest skirmish over the opaque pharmaceutical supply chain in the U.S.
Why is GoodRx cheaper than my insurance?
By using GoodRx in place of your insurance, you're paying for the cash price of a medication, rather than the insurance price. While a medication may be cheaper this way, the fact of the matter is you're still not using your insurance—which you already pay for.
How many times a month can you use GoodRx?
Unlike manufacturer copay cards, GoodRx coupons have no eligibility requirements, no activation step, and no restrictions on how many times the coupon can be used.
Why is GoodRx tanking?
GoodRx, a pharmacy discount app, is facing numerous challenges including shrinking business, trouble with customers and the FTC, and the departure of its founders. The company's pivot to direct relationships with retail pharmacies may not be successful, and its subscription plan is shrinking.
Is there a class action lawsuit against GoodRx?
Shortly after the FTC settlement was announced, a class action lawsuit was filed in the U.S. District Court of the Northern District of California against GoodRx that made similar allegations to the FTC – that personal information was disclosed to third parties without users' knowledge or consent, when they had been ...
How do I get rid of GoodRx?
- Log in to the GoodRx Mobile App and tap the Account tab.
- Next, click Manage.
- Click Cancel my GoodRx Gold membership.
- Confirm that you want to cancel your Gold membership by clicking Continue cancellation.
Can pharmacies refuse to accept GoodRx?
Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept them, you can call GoodRx at (855) 268-2822.
Can I use GoodRx if I have insurance?
You can use a GoodRx discount instead of your prescription insurance or Medicare if the cost is lower. However, GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid.
Who stopped accepting GoodRx?
But throughout much of 2022, GoodRx was embroiled in a dispute with Kroger. The dispute became public in the spring of that year when Kroger suddenly stopped accepting GoodRx discounts.