Is Hastings Premier part of Hastings Direct?

Asked by: Andrew Rempel Sr.  |  Last update: June 29, 2023
Score: 4.3/5 (50 votes)

In most places Hastings Premier and Hastings Direct are the exact same. We've identified five key areas where they differ. That being keys, alternative transport & hotel, motor legal, breakdown cover and, of course, price. To get the full information of how they are different read below.

Is Hastings Direct the same as Hastings Premier?

Is Hastings Direct the same as Hastings Premier? Hastings Premier offers breakdown and motor legal expenses cover, which is not standard with Hastings Direct. Both are Defaqto five-star and Moneyfacts five-star rated, but these ratings apply only to the comprehensive versions of these policies.

Who are Hastings Direct part of?

Hastings Direct is a trading name of Hastings Insurance Services Limited, and is part of the Hastings Group.

What do you get with Hastings Premier?

Our Hastings Premier policy is also Defaqto 5 Star rated and provides a range of additional features as standard. With a Premier policy you'll enjoy benefits such as legal protection, roadside assistance and breakdown recovery.

How do I contact Hastings Premier?

Just call us on 0333 321 9790 and we'll be happy to help.

Introducing: Hastings Direct YouDrive

19 related questions found

Can I drive another car Hastings Premier?

The ability to drive other cars can't be added to a policy if it's not already included, but you may be able to add a temporary vehicle to your insurance. If you'd like to do this, log in to MyAccount and start a live chat or call us on 0333 321 9801. What if someone else wants to drive your car?

Has Hastings Direct been taken over?

Finland-based insurance group Sampo Plc has now taken full ownership of British general insurer Hastings.

Who underwrites Hastings Direct?

Around 90% of policies are directly underwritten by the Group's Gibraltar based insurer, Advantage Insurance Company Limited.

Who acquired Hastings Direct in 2020?

In August 2020 it was announced that the company would be acquired by a consortium of the South African business, Rand Merchant International, and the Finnish insurer, Sampo Group, for £1.7 billion. The transaction was completed on 16 November 2020.

Are people's choice and Hastings Direct the same company?

Hastings Direct, a sister company of People's Choice, offers SmartMiles cover, telematics-based policy that monitors driving through a mobile app or online dashboard.

Where is Hastings Direct moving to?

Developer Paramount Land and Development has made an application to Rother District Council to convert Hastings Direct offices at Conquest House in Collington Avenue, Bexhill, into 86 apartments.

Does claiming windscreen affect premium Hastings?

Will a windscreen claim affect my no claims discount? Not if you have a Hastings Direct or Hastings Premier policy. If you have a Hastings Essential policy a windscreen claim will affect your no claims discount unless you have protected it.

Who is the best car insurance company in UK?

Top 10 car insurance companies in the UK
  • Direct Line. ...
  • Admiral. ...
  • Aviva. ...
  • John Lewis Finance. ...
  • Hastings. ...
  • Churchill. ...
  • CSIS. ...
  • Bell Insurance.

Is Hastings Direct you drive a black box?

YouDrive is our Telematics car insurance (Black Box insurance) policy. It's easy to set up and you'll be able to track how you're driving via our easy-to-use app.

Are Churchill and Direct Line the same company?

Founded in 1989, as one of the country's first direct to customer car insurance companies, the company has expanded to offer a range of general insurance products. Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Who is direct line owned by?

Direct Line was bought by RBS Insurance, a subsidiary of RBS Group, in June 2003.

Is Hastings Direct AXA?

Insurance broker Hastings Direct has launched a new household policy that will be underwritten by AXA, Towergate and Sterling Insurance. The policy will offer cover for contents only, buildings only and combined home insurance with a new common word policy document, irrespective of the underwriter.

Where is Hastings Direct call Centre based?

HGCL is the ultimate UK parent company of the Group, and via its wholly owned subsidiary, Hastings Group Holdings Limited, is responsible for oversight of the Group's operations; its head office is located in Bexhill-on-Sea, East Sussex.

Who owns Churchill insurance?

We are a UK-based company and sell insurance policies by phone and on the internet. In 2003, Churchill was acquired by the Royal Bank of Scotland Group, making the bank's insurance arm the second largest general insurer in the UK.

Can you drive any car if your fully comp?

Having fully comp insurance on your own vehicle doesn't mean that you're fully comp on someone else's. If your insurance provider does allow you to drive a different vehicle, it's likely that they will only provide third party cover as a maximum.

Can someone drive my car if they are not on my insurance UK?

Myth 2: Other people can drive my car if I've said I don't mind. FACT: Many people may think it's just a case of giving permission, but it's not as simple as that. If someone else wants to drive your car, they will need their own car insurance with driving other cars cover. They will not be covered under your policy.

Can someone else drive my car if I have comprehensive insurance?

No, cover is only provided for the vehicle shown on the certificate of insurance and the named driver on your policy.