Is high blood pressure a heart condition for travel insurance?

Asked by: Angelica Block  |  Last update: July 24, 2022
Score: 4.3/5 (20 votes)

Hypertension travel and holiday insurance
Whilst having high blood pressure is a common condition, you need to declare this to your insurer to make sure you are fully covered for anything that could be directly or indirectly related such as heart conditions or strokes.

Does travel insurance cover high blood pressure?

Can I get travel insurance with high blood pressure? Yes. Those with high blood pressure can get travel insurance and the right policy will cover them if they have health problems when abroad.

Is high blood pressure considered a medical condition?

High blood pressure (hypertension) is a common condition in which the long-term force of the blood against your artery walls is high enough that it may eventually cause health problems, such as heart disease.

What is considered dangerously high blood pressure?

Your blood pressure is considered high (stage 1) if it reads 130/80. Stage 2 high blood pressure is 140/90 or higher. If you get a blood pressure reading of 180/110 or higher more than once, seek medical treatment right away. A reading this high is considered “hypertensive crisis.”

What is classified high blood pressure?

Elevated blood pressure is defined as a systolic pressure between 120 and 129 with a diastolic pressure of less than 80. High blood pressure is defined as 130 or higher for the first number, or 80 or higher for the second number.

Heart disease travel insurance: The facts

28 related questions found

Is high blood pressure considered pre-existing condition?

Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.

What medical conditions do you have to declare for travel insurance?

If you've ever had any of the following, you'll always need to declare it on your travel insurance: A cardiovascular condition – including high blood pressure or cholesterol. Any heart condition.
...
  • Symptoms.
  • Treatment/medication.
  • Investigation.
  • Medical appointments.
  • Follow-ups.
  • Check-ups.
  • Surgery.

Is high blood pressure reportable to DVLA?

You do not need to tell DVLA if you have high blood pressure. You must stop driving if a doctor says you have malignant hypertension. You can drive again when both the following apply: a doctor confirms that your condition is well controlled.

Can you fail a medical with high blood pressure?

Once your blood pressure rises to more than 140/90 you will have to take action to continue to get certification on a long-term basis. Once it rises above 180/110 you will fail the physical examination but if you can go away and reduce your blood pressure levels below 140/90 you can reapply.

Can you pass a medical with high blood pressure?

Blood pressure (BP) is the one of the most common reasons why people fail the HGV Medical. This is how to best prepare for the HGV Medical to ensure you have the highest chance of passing the blood pressure. However, it is important to note that the majority of patients will pass the HGV Medical.

What is the DVLA blood pressure limits?

The DVLA limit on blood pressure is 179/99, which means that if you consistently have systolic blood pressure of 180 or more or diastolic blood pressure of 100 or more, you do not meet DVLA group 2 standard. Previously we dealt with this on a case by case basis without a free retest mechanism in place.

What pre-existing conditions are not covered?

Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either.

Do I have to disclose medical conditions for travel insurance?

You'll need to declare all existing medical conditions when buying travel insurance. If you're not sure whether to declare, it's important not to assume it's covered. Always ask your insurance provider, otherwise you risk any claim you need to make being rejected.

Can I get travel insurance with pre-existing conditions?

However, the reality is that standard travel insurance policies won't cover you for pre-existing medical conditions unless they meet the policy's “stability” requirements. Any medical conditions that are not “stable” will be excluded from coverage under your policy.

What qualifies as a pre-existing condition?

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.

What are examples of pre-existing conditions?

A medical illness or injury that you have before you start a new health care plan may be considered a “pre-existing condition.” Conditions like diabetes, COPD, cancer, and sleep apnea, may be examples of pre-existing health conditions. They tend to be chronic or long-term.

Does travel insurance look at medical records?

Access to your medical records

Insurance providers, including travel insurance providers, cannot access your medical records or apply for a medical report from your GP without your consent. Your medical information is legally protected under the Access to Medical Reports Act 1988 (AMRA).

Can insurance companies check your medical history?

Insurers can't see your medical records unless you give them written permission. Find out why insurers might need to access your medical history and what information they'd get.

Do I need to declare anxiety on travel insurance?

Yes. You will need to declare anxiety if you have ever received treatment for anxiety.

Can you be rejected for health insurance?

Residents of California can be denied health insurance coverage for a variety of reasons. You may be denied coverage after reaching a maximum coverage amount due to an illness or treatment.

Will BUPA cover pre-existing conditions?

We usually don't cover you (or any family members on your policy) for conditions that existed before you take out insurance with us. With Moratorium you will not be covered for any pre-existing medical conditions until two years have passed without any incident for each condition.

Do you have to tell car insurance about high blood pressure?

If you fail to tell your provider about any medical conditions that impact your ability to drive safely and you need to make a claim, it could invalidate your insurance.

Is high blood pressure a disability UK?

Persistently high blood pressure (also known as hypertension) is a major cause of premature death and disability in the UK, because it can lead to strokes, heart attacks and heart disease.

Can you fly with high blood pressure NHS?

It is safe to fly with high blood pressure if it is well controlled. However, you may experience some discomfort during your flight such as an earache. Your blood pressure is likely to rise as well, but this is normal. If your blood pressure is unstable or very high, then you should talk to your doctor before flying.

Can drinking water lower blood pressure?

It's encouraged to drink water throughout the day to stay properly hydrated. Along with helping to lower blood pressure, it can assist in lubricating the body, reducing the risk of conditions like kidney stones and urinary tract infections, and it can help improve brain function.