Is high blood pressure considered a pre-existing condition?
Asked by: Prof. Roxane Goyette DDS | Last update: March 12, 2023Score: 4.3/5 (47 votes)
Hypertension (high blood pressure) is an example of one such common pre-existing condition affecting more than 33 million adults under 65.
What qualifies as a pre-existing condition?
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.
Can you be denied life insurance for high blood pressure?
High blood pressure can lead to a greater risk of health complications, such as cardiovascular diseases, heart attacks and strokes. In cases of high blood pressure combined with other related illnesses — like heart disease — some life insurers may deny coverage altogether.
What pre-existing conditions are not covered?
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either.
Is high blood pressure a heart condition for travel insurance?
Hypertension travel and holiday insurance
Whilst having high blood pressure is a common condition, you need to declare this to your insurer to make sure you are fully covered for anything that could be directly or indirectly related such as heart conditions or strokes.
Pre-existing conditions - High Blood Pressure
Do you have to tell car insurance about high blood pressure?
If you fail to tell your provider about any medical conditions that impact your ability to drive safely and you need to make a claim, it could invalidate your insurance.
What is considered a pre existing condition for travel insurance?
In the world of travel insurance, a pre-existing condition refers to an injury, illness or medical condition that prompted someone to seek treatment, experience symptoms or take medication before buying the travel insurance policy, according to travel insurance provider Allianz Travel.
What does it mean by pre-existing?
Definition of preexisting
: existing at an earlier time a preexisting medical condition.
Does insurance cover high blood pressure?
Generally, a person can qualify for life insurance with high blood pressure as long as no other more serious health conditions are present and if they can demonstrate they are following their physician's advice for managing their blood pressure.
Does insurance cover blood pressure?
Some—but not all—insurance plans cover the cost of a blood pressure monitor for home readings. Be sure to check with your insurer about coverage details. Even if the cost of a monitor isn't covered, you have other options: Ask about a blood pressure monitor loan program.
Is hypertension covered in health insurance?
Regular health insurance may cover hospitalisation from hypertension subject to terms and conditions.
What is the difference between existing and pre-existing?
A. You can use pre- in ways that are redundant, but it's a valid prefix, and preexisting has its own meaning. For instance, if you want to describe dinosaurs in relation to humans, existing doesn't work, but preexisting does.
Does Blue Shield cover blood pressure monitors?
Blue Cross Blue Shield plans provide access to preventative care like blood pressure screenings, often with no out-of-pocket cost.
Is high blood pressure considered a heart condition?
High blood pressure is not heart disease on its own. However, having high blood pressure can lead to cardiovascular complications and can weaken or damage your heart. Hypertension is one cause of cardiovascular disease—a term that encompasses the heart and blood vessels.
Does Medicare cover pre-existing conditions?
Medicare defines a pre-existing condition as any health problem that you had prior to the coverage start date for a new insurance plan. If you have Original Medicare or a Medicare Advantage plan, you are generally covered for all Medicare benefits even if you have a pre-existing condition.
Does blood pressure medication affect travel insurance?
The quick answer to this question is: yes! You should always tell your insurer about your high blood pressure, even if it's being well-managed through medication. High blood pressure is considered to be a 'pre-existing medical condition' by insurers.
What medical conditions have to be declared for car insurance?
- A heart condition.
- Diabetes.
- Epilepsy.
- Fainting spells.
- Glaucoma.
- Sleep apnoea.
- Strokes.
Can you be a truck driver if you have high blood pressure?
The highest blood pressure you can have as a commercial truck driver and still pass, though not without restriction, is 179/109, though it's likely your Medical Examiner will have some concerns.
What medical conditions can stop you from driving?
Neurological conditions
Multiple sclerosis, motor neurone disease, Parkinson's disease and other conditions affecting your nervous system can all affect your ability to drive.
Does Medicare cover a blood pressure monitor?
Medicare covers a device called an ambulatory blood pressure monitor for use once a year when ordered by a doctor. It does not cover regular “cuff” blood pressure monitors except for people undergoing dialysis at home.
Does CVS Caremark cover BP monitors?
Blue Cross and Blue Shield Service Benefit Plan members diagnosed with hypertension may be eligible to receive a blood pressure monitor at no cost through the Hypertension Management Program.
Can I get a prescription for a blood pressure monitor?
You don't need a prescription to get one. You can find them at your local pharmacy, a discount store, a medical supply store, and online. You can even choose a model that you wear on your arm or wrist during the day. But not all of these are accurate.
What is another word for pre-existing?
Pre-existing synonyms
Existing previously. Already in existence before (something else).
What includes pre-existing interest?
pre-existing interest means any interest, other than a non-consensual security interest, that has been granted before the relevant date other than by a credit to a securities account; Sample 1Sample 2.