Is Lexus or BMW more expensive to insure?
Asked by: Kendra Quitzon | Last update: March 6, 2025Score: 4.4/5 (28 votes)
Which is more expensive to maintain BMW or Lexus?
Bmw's are typically going to have higher maintenance costs yes. They are much more reliable vehicles than a lot of people realize, but the regular maintenance and costs of any repairs are definitely going to be much higher than the Lexus.
Is insurance on a BMW higher?
BMWs are known as a premium car make. Since they may be more expensive to repair or replace, your BMW car insurance may cost more than insurance for, say, a Honda or Nissan car of the same size. Find out more about the factors that affect car insurance rates.
Do Lexus cost a lot to insure?
The average cost of car insurance for Lexus models is about $3,089 per year.
What car is most expensive to insure?
BMW vs Lexus Reliability
Which car is least expensive to insure?
The Honda CR-V, Mazda CX-5, Jeep Wrangler and Subaru Outback are the cheapest cars to insure. All three have full coverage rates under $250 per month, on average.
What car brand has the highest insurance?
The most expensive car to insure in 2025 is the Maserati Quattroporte, with an average insurance premium of $6,166 per year, according to Insure.com's data study. The Maserati Quattroporte Trofeo is the most expensive car to insure for young drivers, whereas the Chevrolet TrailBlazer is the cheapest car to insure.
Are Lexus expensive to keep up?
Lexus vehicles usually come with pretty average upkeep costs. According to data from RepairPal, the average annual repair cost for a Lexus vehicle is $551. Naturally, this cost can fluctuate based on vehicle model, age, driving conditions, maintenance practices, and more.
Is car insurance higher for luxury cars?
Because car insurance is designed to protect your vehicle, the high price of a luxury car inevitably leads to higher insurance costs. For the models included in our survey, the average annual insurance premium for a luxury car was about 18% higher than the cost of insuring a moderately priced sedan.
Is BMW hard to insure?
Some BMW 3 Series can be pricier to insure, but there are some cheap options in the model range as well. The 3 Series Saloon is one of the most wishlist-worthy cars you can buy, and it can also be one of the cheapest BMWs to insure – if you know what you're looking for.
Which BMW is the cheapest to insure?
Are BMWs expensive to insure? BMWs are no more expensive to insure than rivals from other premium brands such as Audi and Mercedes. The cheapest models to insure are the 2 Series Gran Coupe and 2 Series Active Tourer which have very few natural rivals.
Is it more expensive to own a BMW?
Maintaining a BMW can vary depending on the model and year, but generally speaking, yes, it can be more expensive than other cars. Here's why: Parts and Labor Costs: BMWs are luxury vehicles, and with that luxury comes a higher price tag for both parts and labor.
Is a BMW better than a Lexus?
BMW vs.
Not only is Lexus a more dependable brand, but its average annual maintenance costs are also lower than BMW's. On average, Lexus owners report spending approximately $550 per year on maintenance.
Why is an oil change for a Lexus so expensive?
The higher cost of a Lexus oil change can be attributed to several factors. These include the use of synthetic oil, higher labor costs at a dealership, and the inclusion of additional services and inspections.
Does Lexus or BMW have better resale value?
Lexus was named the Best Luxury Brand for resale value in 2023, with six different models being named as specific standouts, more than any other brand.. No BMW models were named. Here are the winning Lexus models: 2024 Lexus UX.
Is Lexus high to insure?
Lexus LS insurance rates
The LS is Lexus' most expensive sedan to buy and to insure. A full coverage car insurance policy for a Lexus LS costs $557 per month, on average. But a 2024 Lexus LS costs $578 per month, on average, $10 per month less than the 2023 model.
Is it more expensive to repair Lexus or Toyota?
It is not quite as cheap to maintain a Lexus as it is to keep a Toyota, but it's pretty close. Maintenance and repairs are pretty inexpensive for Lexus because it is Toyota's luxury subsidiary. Lexus owners pay roughly $551 on maintenance and repairs each year; however, expenses rise as vehicles get older.
Is the Lexus RX 350 expensive to insure?
Auto insurance for a Lexus RX 350 will cost about $2,479 per year. This beats the national average for luxury SUV models by $416.
What is the average lifespan of a Lexus?
In general, cars from this luxury brand can easily last 250,000 to 300,000 miles. While cars from other brands can last for around 150,000 miles, a Lexus can double that estimation and allows drivers to push the absolute limit of the vehicle's longevity before a replacement is necessary.
Do Lexus need premium gas?
With that said, you're probably asking yourself, “Does Lexus require premium gas?” For most (but not all) of the Lexus lineup, the answer to that question is yes. Most Lexus models require you use at least 91 octane (premium) gasoline, while there are a few that can use 87 octane regular unleaded.
Do Lexus hold their value?
The secret of Lexus' success is multi-faceted, but one of the plus points for those who love this luxury brand is how well Lexus vehicles hold their value. In a world filled with luxury cars that devalue rapidly as soon as they leave a showroom floor, the Lexus range of desirable vehicles maintain strong resale value.
What is the most expensive car to insure?
- Maserati Quattroporte: $5,024 a year (a luxury car)
- Audi R8: $4,568 a year (a luxury sports car)
- BMW i8: $4,372 a year (a hybrid sports car)
- Mercedes-AMG GT: $4,130 a year (luxury vehicle)
Who gives best car insurance?
According to our research, California drivers pay an average car insurance premium of $2,973 per year for full coverage and $715 for minimum coverage. Bankrate's insurance editorial team determined that Geico, State Farm, Progressive and Mercury are among the best car insurance companies in California.
What is the least expensive car to insure?
What cars have the lowest insurance rates? Typically, compact SUVs with high safety ratings and low MSRP have the lowest average insurance rates. Vehicles like the Subaru Outback, Honda CR-V and Toyota RAV4 all fit this model and have some of the lowest average premiums out of all the vehicles Bankrate reviewed.