Is lip balm covered by FSA?

Asked by: Keshawn Schmeler  |  Last update: October 24, 2025
Score: 4.5/5 (14 votes)

Yes, lip balm may be eligible to buy using an FSA, but there may be specific requirements. For instance, your lip balm may need to have a sun protection factor (SPF) of 15 or higher to qualify. Products with SPF help prevent chapped lips caused by sun exposure and help protect against sunburn and UV damage.

Can you use FSA for vaseline?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.

Can I use FSA for beauty products?

Anything elective or cosmetic isn't FSA eligible. If they can't (shouldn't) bill your insurance, it technically isn't eligible for FSA.

Is Blistex FSA eligible?

Medicated lip treatments are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What hygiene products are FSA eligible for?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Dermatologist Shares The Best Lip Balms for Dry, Cracked Lips! | Dr. Jenny Liu

39 related questions found

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are mouthwashes FSA eligible?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Is Burt's Bees lip balm FSA eligible?

Popular lip balm brands considered FSA eligible

Burt's Bees Medicated Moisturizing Lip Balm. Carmex Classic Lip Balm. ChapStick Classic Medicated Lip Balm. Herpecin L Lip Balm Stick.

Is deodorant on FSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I buy toothbrush with FSA?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Are lotions FSA eligible?

Sunscreens that are SPF 15 and above and provide broad spectrum protection are FSA eligible — including lotions, sprays, powders, and baby sunscreen products.

Can I pay for massage with FSA?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

What is surprisingly covered by FSA?

Monthly period supplies. The list of eligible menstrual hygiene products includes (but is not limited to) items like pads, tampons, panty liners, menstrual cups, and period panties.

Does FSA cover Aquaphor?

Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

Does toilet paper count for FSA?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Can I get baby wipes with FSA?

You can also use your FSA to purchase cleansing wipes and pay for vision exams.

Is Vicks vapor rub covered by FSA?

Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Is mouthwash an FSA item?

While some oral care products like toothpaste and mouthwash are ineligible because they are considered for general good health, we want to provide a breakdown of oral care products that are eligible with your Flexible Spending Account. All of these products are available for purchase right here at FSAstore.com.

Is toothpaste FSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Is vaseline FSA eligible?

Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Are tampons FSA eligible?

Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.