Is makeup with sunscreen FSA eligible?

Asked by: Dr. Malinda Dibbert DVM  |  Last update: September 4, 2023
Score: 4.2/5 (62 votes)

If a makeup item has SPF15 (or more) in it, it's covered by your FSA. This includes face makeup like tinted sunscreens, SPF lip care, and moisturizers. Don't wear makeup? Skincare treatments like light therapy for acne, antioxidant serums with SPF.

Is face sunscreen FSA eligible?

Sunscreen: FSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) ...

What cosmetics are FSA eligible?

Cosmetics are not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What category does sunscreen fall under for FSA?

Fortunately, sunscreen falls under the umbrella of FSA-covered medical expenses because it is considered a non-prescription over-the-counter medication.

What Sephora products are FSA eligible?

Re: FSA Eligible Products

That's correct, anything with SPF over 15 is eligible (moisturizers, skin tints, foundations,powders, lip balms, etc). In addition, anything related to target acne such as AHAs, BHAs, etc are also eligible.

Sunscreen is FSA-eligible?

39 related questions found

Is face moisturizer covered by FSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Is face wash covered by FSA?

Face Wash (Non-Medicated): FSA Eligibility

However, if a face wash contains medicated ingredients that are used to treat a medical condition such as acne, it would be considered eligible. What is face wash? Face wash is a product designed to clean the face in conjunction with water.

Is makeup with sunscreen HSA eligible?

Makeup is a cosmetic product, and therefore it is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Why are some sunscreens not FSA eligible?

Some FSA plans may take a more cautious approach, for example, by reimbursing only products at or above a specified SPF (e.g., 15 due to FSA guidance). Sunscreen in cosmetics or similar products with suntan lotion but not just sunscreen: Not eligible. It does not prevent a medical condition such as sunburn.

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I buy vitamin C with FSA?

Vitamins or nutritional supplements (herbal or natural medicines) will not qualify as FSA-eligible if used to maintain general good health. In narrow circumstances vitamins recommended by a medical practitioner to treat a medical condition may be eligible with a Letter of Medical Necessity (LMN).

Can I buy vitamins with FSA?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Is lip balm covered by FSA?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription.

Are tampons FSA eligible?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is eyewear FSA eligible?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Are pimple patches FSA eligible?

Mighty Patch Original is a clean way to visibly shrink whiteheads overnight with a natural fluid-absorbing gel pad that gently extracts from inside the pimple. Just stick it on at bedtime and wake up with better skin. Take your health to the next level with guaranteed FSA eligible Skin & Personal Care products.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Is lip balm with SPF HSA eligible?

Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does Sephora take FSA cards?

Does Sephora accept FSA or HSA cards online or in-store? No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Are massages FSA approved?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can I use my FSA card for shampoo?

In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.

Does FSA cover Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is Botox?