Is Medicaid and UnitedHealthcare the same thing?

Asked by: Vivienne Gulgowski  |  Last update: December 2, 2025
Score: 4.1/5 (28 votes)

State governments contract with private insurance companies like UnitedHealthcare to provide health coverage for beneficiaries of Medicaid and other government health care programs. Our government-sponsored health plans operate under the name UnitedHealthcare Community Plan.

Is UnitedHealthcare considered Medicaid?

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Is UnitedHealthcare considered Medicare?

UHC Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose. The plans often include an integrated Medicare Part D prescription drug benefit.

Can I have Medicaid and UnitedHealthcare at the same time?

With a dual health plan, you'll keep your Medicaid benefits, and you'll get more benefits than Original Medicare with as low as a $0 plan premium. UnitedHealthcare dual health plans include a wide range of extra benefits and features. Our plans may cover: Routine dental care.

What insurance company does Medicaid use?

Today, Centene is the largest Medicaid managed care organization in the nation serving 13.1 million members, and a leader in California, Florida, New York, and Texas, four of the largest Medicaid states.

Is United Healthcare Medicaid? - CountyOffice.org

18 related questions found

What are the four types of Medicaid?

There are four types of Medicaid delivery systems:
  • State-operated fee-for-service (FFS)
  • Primary care case management (PCCM)
  • Comprehensive risk-based managed care (MCO model)
  • Limited-benefit plans.

Is United Healthcare government insurance?

UnitedHealthcare works with the federal government through the Federal Employees Health Benefits (FEHB) Program to provide government employees, annuitants and their families with quality health care coverage.

What is the maximum income for Medicaid?

Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.

Can I have Medicare and UnitedHealthcare at the same time?

Yes — but you have to enroll in Medicare Part A and/or Part B. For a Medicare Advantage (Part C) plan, you must have both Medicare Part A and Part B to apply.

Do all healthcare providers accept Medicaid?

INTRODUCTION. Access to primary care for Medicaid patients has long been a concern among patients and policymakers. Previous research has demonstrated that up to one-third of all physicians refuse to accept new Medicaid patients,1 and these percentages have not changed significantly over the past decade.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

What type of insurance is UnitedHealthcare?

UnitedHealthcare offers a full range of health benefits, enabling affordable coverage, simplifying the health care experience and delivering access to high-quality care. UnitedHealthcare serves customers through four businesses: Employer & Individual, Medicare & Retirement, Community & State, and Global.

How do I know if I have Medicare or Medicaid?

Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. Medicaid is a joint federal and state program that gives health coverage to some people with limited income and resources.

What does Medicaid not cover?

Though Medicaid covers a wide range of services, there are limitations on certain types of care, such as infertility treatments, elective abortions, and some types of alternative medicine. For example, the federal government lists family planning as a mandatory service benefit, but states interpret this differently.

What are the disadvantages of having Medicaid?

Disadvantages of Medicaid
  • Lower reimbursements and reduced revenue. Every medical practice needs to make a profit to stay in business, but medical practices that have a large Medicaid patient base tend to be less profitable. ...
  • Administrative overhead. ...
  • Extensive patient base. ...
  • Medicaid can help get new practices established.

How do I check my UnitedHealthcare benefits?

Sign in to your member account to manage your benefits, see your claims and account balances, print your health plan ID card and more using tools made for members. Download the UnitedHealthcare® app to view your benefits, health plan ID card and more easily from your mobile device.

Is UnitedHealthcare part of Medicaid?

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Can you have Medicaid and UnitedHealthcare at the same time?

UnitedHealthcare Dual Complete® is for people who have Medicaid and Medicare. You'll keep all your Medicaid benefits, plus you'll get more benefits at no extra cost to you.

What is the U card for Medicaid?

What is the UCard? As a member of a UnitedHealthcare Medicare Advantage plan, you may have the easy-to-use UCard, which is your member ID card — and so much more. It helps make it easier to access your benefits and programs, check in at a provider, fill prescriptions, if applicable, and more.

Will I lose my Medicaid if I get Medicare?

People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.

How often does Medicaid check your bank account?

Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.

What are the four types of Medicaid for adults?

Broadly, there are four major eligibility groups covered by most states: Children, Adults with Disabilities, Aged Adults, and Nondisabled Adults.

Is UnitedHealthcare a major insurance?

UnitedHealth, which tops our above list as the largest insurer, wrote roughly $248 billion in premiums in 2023.

How much does Medicaid cost per month?

Amounts. Most states adjust premium amounts by beneficiary income, with approved possible charges ranging from approximately $5 to $74 per month. Four states (AR, AZ, MI, and MT) have approved waivers to require monthly premium payments as a percentage of income.